Krung Thai Bank Public Company Limited

Krung Thai Bank Public Company Limited

KGTFF
Krung Thai Bank Public Company LimitedUS flagOther OTC
1.20
USD
- -
- -
16.77BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.53
7.52
8.15
8.71
8.56
8.33
8.9
8.55
8.23
8.91
10.62
11.33
11.19
11.15
Basic EPS, GAAP
2.47
2.37
2.04
2.31
1.61
2.04
2.1
1.2
1.54
2.41
2.62
3.3
3.45
3.51
Free Cash Flow per Basic Share
-0.73
3.36
1.22
-0.85
0.12
1.24
10.76
-0.12
-1.43
-4.86
-1.06
9.38
13.7
13.4
Dividend per Share
0.44
0.88
0.9
0.76
0.86
0.61
0.72
0.75
0.28
0.42
0.68
0.87
1.98
0.43
Book Value per Share
12.26
13.68
14.85
16.33
17.07
18.53
19.84
20.28
21.62
23.68
25.76
28.17
29.62
30.65
Tangible Book Value per Share
14.66
16.5
17.61
19.68
20.83
22.21
24.64
24.97
25.99
27
28.81
31.57
33.34
33.88
Basic Weighted Avg Shares
13,973
14,005
13,968
13,984
13,938
13,966
13,976
13,976
13,976
13,976
13,976
13,976
13,976
13,934
Sales/Revenue/Turnover
91,268
105,315
113,784
121,794
119,272
116,298
124,445
119,546
115,005
124,587
148,372
158,279
156,430
155,418
Operating Margin (%)
45.7
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,019
3,550
3,713
3,340
2,954
2,745
2,764
5,026
5,355
6,065
6,549
6,675
6,856
6,930
Net Income, GAAP
34,513
33,191
28,494
32,304
22,440
28,491
29,284
16,732
21,588
33,698
36,616
46,153
48,229
48,952
Effective Tax Rate (%)
18.67
17.41
15.95
17.38
16.6
18.06
18.37
18.6
19.57
19.61
19.72
18.81
19.78
18.99
Profit Margin (%)
37.82
31.52
25.04
26.52
18.81
24.5
23.53
14
18.77
27.05
24.68
29.16
30.83
31.5
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
373,398
280,901
310,483
323,856
306,655
225,014
287,909
351,835
403,231
406,207
447,377
362,353
373,035
381,981
Total Equity
209,188
235,867
250,534
279,405
294,219
314,141
348,326
355,064
374,111
392,572
422,112
460,671
487,023
493,989
Return on Invested Capital (%)
5.9
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
21.9
18.29
14.28
14.83
9.63
11.47
10.93
5.97
7.37
10.64
10.6
12.25
11.94
11.76

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
404,552
369,661
378,687
LT Finance Leases
3,330
3,374
3,294
Preferred Equity and Hybrid Capital
28
28
28
Shares Outstanding
13,976
13,976
13,976
Market Capitalization
352,615
409,565
500,553

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
447,973
928,558
530,468
Accounts Receivable, Net
22,550
25,274
23,372
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5,430
48,406
5,074
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.91%
6.53%
5.72%
Free Cash Flow
165.59%
70.44%
45.98%
Net Income, GAAP
9.41%
24.87%
4.5%
Sales/Revenue/Turnover
3.47%
5.83%
-1.17%
Total Cash Common Dividend
19.76%
41.31%
127.53%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40,361
39,066
40,267
38,584
158,279
2025
39,378
39,010
41,129
36,912
156,430
2026
38,367
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.84
0.84
0.84
- -
3.3
2025
0.84
0.8
1.05
- -
3.45
2026
0.89
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.87
2025
- -
- -
- -
- -
1.98
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Payong Srivanich
Full Time Employees
20,971
Sector
Financial Services
Industry
Banks - Regional
Address
Building 1 Bangkok Thailand 10110
IPO Date
Feb 14, 2013
Business
Krung Thai Bank Public Company Limited (KGTFF) operates as a major state-owned commercial bank in Thailand, providing comprehensive retail banking, corporate banking, and treasury and investment services through an extensive domestic branch network of over 900 locations and international branches in Cambodia, Laos, India, China, the United States, and Singapore. Founded in 1966 through the merger of Kasik Bank and Monton Bank with the Thai government as the primary shareholder, the bank is headquartered at 35 Sukhumvit Road in Bangkok's Wattana district and serves individual consumers, small and medium enterprises, large corporations, government entities, and state enterprises across Asia, with select operations in Europe and North America. Core products and services encompass deposit accounts including current, savings, fixed, and foreign currency options; lending solutions such as personal loans, housing loans, SME loans, corporate loans, business-center loans, government and state enterprise loans, overseas branch loans, and financial institution loans; card products featuring debit, credit, travel, cash, and top-up cards; digital platforms like Krungthai Corporate Online, e-banking, and the Paotang mobile application; cash management encompassing collection, liquidity management, transfers, and payments; wealth management including government and corporate bonds, structured notes, and investment units; insurance offerings in life, health, motor, accident, and non-life categories; trade finance, foreign exchange, derivatives in FX, interest rates, commodities, equities, and credit; and investment banking services such as financial advisory, underwriting, M&A support, project finance, and equity capital market products. Recent developments include receiving the Thailand Customer-Centric Innovation of the Year and Strategic Partnership Innovation of the Year awards at the Asian Innovation Excellence Awards 2025 for its AI-driven business-matching platform developed with Thailand's Office of Small and Medium Enterprises Promotion and Japan's Ministry of Economy, Trade and Industry to facilitate SME exports, trade finance, and payments between Thailand and Japan; achieving ISO 20400 certification as the first Thai bank for sustainable procurement practices in August 2024 to reinforce corporate governance; signing a memorandum of understanding with Thaioil; partnering with Asset World Corp for a THB 7,904 million green loan to advance sustainable tourism; and announcing a strategic collaboration with IBM to establish the IBM Digital Talent for Business joint venture aimed at accelerating digital skills development.