MFS,Inc.

MFS,Inc.

TTSE:196A
312.00
JPY
-5.00
(-1.58%)
2.83BMarket Cap
Nov 13Next Earn
MFS,Inc.
TSE:196A
(Tokyo Stock Exchange)

Recent

price

312.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2022
2023
2024
2025
TTM
JPY
132.39
252.32
208.31
- -
- -
Revenue per Share
-87.17
-23.49
-13.4
- -
- -
Basic EPS, GAAP
-129.74
4.6
-17.31
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
Dividend per Share
51.69
131.04
227.15
- -
240.79
Book Value per Share
50.54
125.6
216.59
- -
234.36
Tangible Book Value per Share
6
6
9
9
9
Basic Weighted Avg Shares
844
1,608
1,890
- -
- -
Sales/Revenue/Turnover
-64.87
-8.68
-5.86
- -
- -
Operating Margin (%)
28
7
23
- -
- -
Depreciation Expense
-556
-150
-122
- -
- -
Net Income, GAAP
- -
- -
- -
- -
- -
Effective Tax Rate (%)
-65.84
-9.31
-6.43
- -
- -
Profit Margin (%)
601
1,422
1,999
- -
2,141
Working Capital
182
316
100
- -
266
LT Debt
469
1,189
2,061
- -
2,210
Total Equity
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-18.06
-7.48
- -
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Mar'25
Dec'26
ST Debt
- -
257
LT Borrowings
- -
266
LT Finance Leases
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
Shares Outstanding
9
9
Market Capitalization
3,845
2,827

Working Capital

JPY

•

in mil. unless spec.
Mar'25
Dec'26
Total Current Assets
- -
2,638
Cash, Cash Equivalents & STI
- -
1,433
Accounts Receivable, Net
- -
142
Inventories
- -
914
Total Current Liabilities
- -
497
Payables & Accruals
- -
- -
ST Debt
- -
257
Deferred Revenue
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
470
1,890
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
-6.7
-13.4
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
MFS, Inc. (196A.T) operates as a Japanese fintech company specializing in online mortgage and real estate investment services; it develops and manages the Mogecheck online residential loan comparison and diagnostic platform, which evaluates optimal loan products based on interest rates, attached insurance conditions, and approval probabilities to support new applications and refinancing from a borrower-centric perspective, alongside the INVASE comprehensive platform for real estate investment loans and related services. Founded in 2009 and headquartered in Chiyoda-ku, Tokyo, the company conducts all its operations within Japan, targeting individual borrowers, investors, financial institutions, and real estate firms through technology-driven credit analysis and neutral advisory tools that facilitate matching between lenders and users. With 66 consolidated employees as of June 2025 and paid-in capital of JPY 599.29 million, MFS focuses on residential mortgages and property investments without subsidiaries or noted parent relationships. Recent developments include a capital and business alliance with Zenkoku Hosho Co. (7164.T) announced in November 2025, involving a third-party allotment of 1.02 million shares raising approximately JPY 261 million for advertising and promotion, resulting in a 10% stake for the partner and joint initiatives on AI-enhanced loan screening and expanded distribution of Mogecheck via their networks; integration of Sumitomo Mitsui Trust Bank's residential loan products into Mogecheck starting December 1, 2025, to broaden lender options; and a prior April 2025 funding round of about JPY 1.2 billion from nine investors including JIC Venture Growth Investments and Sony Innovation Fund, plus loans from Sumitomo Mitsui Banking Corp. and Mizuho Bank, primarily to boost Mogecheck marketing, corporate channel development, and user acquisition.