Finatext Holdings Ltd.

Finatext Holdings Ltd.

TTSE:4419
1,405.00
JPY
-66.00
(-4.49%)
49.41BMarket Cap
Nov 12Next Earn
Finatext Holdings Ltd.
TSE:4419
(Tokyo Stock Exchange)

Recent

price

1,405.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2021
2022
2023
2024
2025
2026
TTM
JPY
35.02
- -
66.5
77.99
108.34
150.14
214.66
- -
Revenue per Share
-32.14
- -
-16.36
-7.92
-1.58
12.86
29.39
- -
Basic EPS, GAAP
-45.3
- -
-43.62
-8.21
-24.27
-25.31
-11.34
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
133.03
118.2
176.21
167.73
164.17
177.45
209.12
- -
Book Value per Share
130.6
116.6
174.94
165.03
158.85
167.3
194.34
- -
Tangible Book Value per Share
49
49
41
49
50
51
51
52
Basic Weighted Avg Shares
1,707
- -
2,724
3,821
5,375
7,702
11,053
- -
Sales/Revenue/Turnover
-42.26
- -
-19.92
-8.6
3.81
12.34
17.2
- -
Operating Margin (%)
161
- -
26
56
87
118
177
- -
Depreciation Expense
-1,567
- -
-670
-388
-78
660
1,513
- -
Net Income, GAAP
- -
- -
- -
- -
461.65
26.05
9.18
- -
Effective Tax Rate (%)
-91.76
- -
-24.59
-10.15
-1.46
8.57
13.69
- -
Profit Margin (%)
6,703
6,429
9,041
8,486
8,657
9,254
10,971
- -
Working Capital
405
138
38
- -
400
468
818
- -
LT Debt
7,353
6,486
9,189
8,802
8,722
9,627
11,562
- -
Total Equity
- -
- -
- -
- -
-8.03
6.69
13.72
- -
Return on Invested Capital (%)
- -
- -
- -
- -
-0.52
6.24
11.11
- -
Return on Capital (%)
- -
- -
-9.33
-4.6
-0.95
7.62
15.17
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
867
900
- -
LT Borrowings
784
818
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
51
52
52
Market Capitalization
66,126
49,407
70,582

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
17,549
21,748
- -
Cash, Cash Equivalents & STI
5,681
3,982
- -
Accounts Receivable, Net
1,585
2,260
- -
Inventories
- -
- -
- -
Total Current Liabilities
7,759
10,777
- -
Payables & Accruals
- -
- -
- -
ST Debt
867
900
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
13.41%
20.09%
Free Cash Flow
- -
- -
-55.01%
Net Income, GAAP
- -
- -
129.37%
Sales/Revenue/Turnover
- -
- -
43.5%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
7,702
2026
- -
- -
- -
- -
11,053
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
12.86
2026
- -
- -
- -
- -
29.39
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
Finatext Holdings Ltd. Finatext Holdings Ltd. (4419.T) operates as a Japan-based fintech company primarily engaged in providing cloud-native financial infrastructure, big data analysis services, and fintech solutions to financial institutions. Incorporated in 2013 and headquartered in Tokyo's Chiyoda-ku, the company offers core systems as SaaS platforms across brokerage infrastructure via its BaaS product for digital wealth management and embedded investment services; insurance infrastructure through Inspire, enabling digital sales, premium calculations, and policy administration for major insurers and embedded insurance; credit infrastructure for consumer finance; front-end applications including mobile apps with high-quality UI/UX; alternative data services for institutional investors and governments; and support for digital transformation, digital marketing, and off-the-shelf technology solutions in securities, insurance, and related sectors, primarily targeting Japanese financial institutions with select in-house services developed through subsidiaries like Smart Plus for securities APIs and platforms. The company operates through three main segments: Financial Infrastructure for cloud-based core systems; Fintech Solutions for planning, development, and operation of financial applications; and Big Data Analysis for data utilization and analytics. In recent developments, Finatext continues to expand its in-house service offerings using proprietary core systems via group subsidiaries in brokerage, insurance, and credit areas as of 2025, while maintaining focus on next-generation financial infrastructure amid Japan's digital finance transformation.