Tokyo Kiraboshi Financial Group, Inc.

Tokyo Kiraboshi Financial Group, Inc.

TTSE:7173
1,469.00
JPY
-60.00
(-3.92%)
333.42BMarket Cap
Oct 30Next Earn
Tokyo Kiraboshi Financial Group, Inc.
TSE:7173
(Tokyo Stock Exchange)

Recent

price

1,469.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
339.42
309.69
309.96
309.69
295.13
364.33
365.25
427.47
489.79
527.07
599.71
683.59
- -
Revenue per Share
329.8
40.48
104.73
15.08
20.18
31.52
17.12
74.94
87.67
104.95
128.46
172.39
- -
Basic EPS, GAAP
795.17
447.28
-39.67
-691.11
-463.17
89.8
926.23
248.37
-195.61
1,123.82
-998.79
-594.87
- -
Free Cash Flow per Basic Share
10.1
7.51
7.7
8.54
8.49
8.52
8.52
8.56
13.35
16.93
18.91
21.27
- -
Dividend per Share
869.97
872.91
1,161.05
1,192.75
1,204.64
1,212.25
1,278.87
1,320.91
1,357.04
1,508.42
1,535.43
1,747.57
- -
Book Value per Share
855.81
864.14
1,153.24
1,183.05
1,191.89
1,196.72
1,251.6
1,288.16
1,303.4
1,435.56
1,468.46
1,685.66
- -
Tangible Book Value per Share
174
233
244
244
244
243
243
243
241
244
244
246
247
Basic Weighted Avg Shares
58,961
72,006
75,571
75,495
71,876
88,514
88,771
103,721
118,154
128,828
146,407
167,963
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,508
3,485
3,023
3,254
4,787
3,958
4,820
5,112
5,777
5,999
7,870
7,964
- -
Depreciation Expense
57,290
9,412
25,535
3,677
4,914
7,657
4,161
18,183
21,150
25,652
31,361
42,357
- -
Net Income, GAAP
7.83
35.14
6.83
22.07
- -
7.23
48.62
26.6
33.88
21.75
31.44
30.37
- -
Effective Tax Rate (%)
97.17
13.07
33.79
4.87
6.84
8.65
4.69
17.53
17.9
19.91
21.42
25.22
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
38,009
28,425
144,122
132,548
157,140
264,069
305,004
585,228
534,933
715,261
79,326
91,465
- -
LT Debt
202,579
203,213
283,355
291,018
293,122
294,461
310,879
319,311
326,972
365,128
371,316
423,439
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
3.98
7.74
0.86
- -
1.52
0.71
2.39
2.4
2.64
4.1
8.77
- -
Return on Capital (%)
- -
4.64
10.51
1.28
1.68
2.61
1.37
5.77
6.55
7.41
8.52
10.66
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
242
242
286
Market Capitalization
218,702
333,420
515,229

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,135,015
826,022
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.14%
6.5%
14.04%
Free Cash Flow
114.96%
-232.49%
-40.06%
Net Income, GAAP
56.14%
86.38%
35.06%
Sales/Revenue/Turnover
9.17%
13.63%
14.72%
Total Cash Common Dividend
12.65%
21.72%
13.21%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
146,407
2026
- -
- -
- -
- -
167,963
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
128.46
2026
- -
- -
- -
- -
172.39
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
18.91
2026
- -
- -
- -
- -
21.27
2027
- -
- -
- -
- -
- -
Business
Tokyo Kiraboshi Financial Group, Inc. (7173.T) is a Japan-based regional financial holding company that, through its subsidiaries, provides comprehensive banking, leasing, securities, consulting, and fintech services primarily to small and medium-sized enterprises (SMEs), individuals, and corporate clients across Japan. Established on October 1, 2014, and headquartered at 10-43 Minamiaoyama 3-chome, Minato-ku, Tokyo 107-0062, the group operates approximately 150 branches nationwide with a focus on the Tokyo metropolitan area; its core offerings include deposits, lending, foreign exchange, trust services, and investment securities in the banking segment; movable property leasing, business succession support, and merger and acquisition advisory in the leasing and consulting segments; securities trading, asset management, and investment trust management; credit card issuance including Kiraboshi JCB and debit cards; digital platforms such as LaLaPay Plus mobile wallet, UI Bank for digital deposits and loans, cardless ATM withdrawals, gig worker matching, payment collection systems, and overseas remittances; non-financial services encompassing life/non-life insurance products, points programs, and procurement of advertising supplies and office equipment; as well as collection agency, system development, and building maintenance services. Recent strategic developments include a May 2023 business alliance agreement with MC to enhance service capabilities; an April 2025 memorandum of understanding (MOU) with Hancom to expand into Japan's AI market; ongoing investments through funds such as Yume Habataki Fund for startups, A&KC Mezzanine Finance, KCP Equity Assist, and Tokyo Sparkle totaling over ¥65 billion in commitments as of September 2024; a 2021 minority stake acquisition in a fintech startup projected to add ¥5 billion in revenues; and the launch of digital initiatives like mobile payment platforms for workplaces, AI-driven online banking enhancements, and a pivot to solution-based models emphasizing M&A support, equity investments, and life plan consulting under its medium-term business plan targeting sustainable regional growth amid positive interest rates and digital transformation. The group maintains total assets of approximately ¥3.5 trillion and a customer deposit base of ¥2.5 trillion as of FY2023, with FY2024 profits exceeding prior-year levels through strengthened customer relations and high-quality consulting.