1. Japan Stocks

  2. •

    Finance

  3. •

    Regional banks
First Bank of Toyama Ltd.

First Bank of Toyama Ltd.

TTSE:7184
3,280.00
JPY
-60.00
(-1.80%)
73.12BMarket Cap
Nov 06Next Earn
First Bank of Toyama Ltd.
TSE:7184
(Tokyo Stock Exchange)

Recent

price

3,280.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
415.99
455.04
466.62
458.6
403.76
459.6
422.44
407.19
529.11
586.55
720.71
766.43
- -
Revenue per Share
71.62
88.7
83.19
80.08
53.42
33.53
34.41
52.33
65.39
83.03
208.94
238.88
- -
Basic EPS, GAAP
202.02
1,087.03
547.97
-32.86
-153.51
1,166.84
-323.49
-71.97
-374.82
113.21
16.54
274.93
- -
Free Cash Flow per Basic Share
8.99
10.95
15.99
14
13.99
14.03
11.99
11.99
15.2
24.07
27.85
47.14
- -
Dividend per Share
1,432.08
1,493.05
1,396.98
1,439.34
1,473.6
1,365.76
1,676.4
1,712.01
1,798.55
2,345.86
2,392.47
3,159.38
2,392.47
Book Value per Share
1,419.83
1,477.64
1,379.8
1,424.53
1,457.64
1,347.75
1,661.22
1,700.34
1,786.64
2,331.96
2,363.97
3,136.37
2,363.97
Tangible Book Value per Share
60
61
67
67
67
67
67
67
64
64
64
63
64
Basic Weighted Avg Shares
25,116
27,600
31,203
30,666
27,006
30,596
28,122
27,125
34,010
37,330
46,062
48,303
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
999
1,404
1,414
1,364
1,172
1,060
1,105
1,011
971
988
1,173
1,128
- -
Depreciation Expense
4,324
5,380
5,563
5,355
3,573
2,232
2,291
3,486
4,203
5,284
13,354
15,055
- -
Net Income, GAAP
43.84
27.73
22.61
29.2
15.39
27.5
29.8
24.13
27.9
38.93
29.58
28.27
- -
Effective Tax Rate (%)
17.22
19.49
17.83
17.46
13.23
7.3
8.15
12.85
12.36
14.15
28.99
31.17
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
44,298
53,555
67,123
51,189
31,380
50,711
61,653
63,413
23,965
53,178
19,809
25,859
19,809
LT Debt
99,643
104,080
97,797
101,262
103,712
96,957
117,491
121,308
122,290
156,009
152,517
198,569
152,517
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
3.46
3.35
3.26
2.39
1.45
1.31
1.78
2.43
2.88
7
7.59
- -
Return on Capital (%)
- -
5.5
5.76
5.65
3.67
2.36
2.26
3.09
3.67
4.01
8.87
8.58
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Jun'25
Sep'25
Mar'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
64
64
64
Market Capitalization
81,584
67,638
73,120

Working Capital

JPY

•

in mil. unless spec.
Jun'25
Sep'25
Mar'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
62,858
80,709
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.42%
11.92%
30.19%
Free Cash Flow
88.16%
329.77%
1,539.26%
Net Income, GAAP
19.54%
52.78%
12.74%
Sales/Revenue/Turnover
6.44%
11.97%
4.87%
Total Cash Common Dividend
- -
32.46%
66.91%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
46,062
2026
- -
- -
- -
- -
48,303
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
208.94
2026
- -
- -
- -
- -
238.88
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
27.85
2026
- -
- -
- -
- -
47.14
2027
- -
- -
- -
- -
- -
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Business
The First Bank of Toyama, Ltd. (7184.T) operates as a regional bank providing comprehensive banking and financial services to individual, corporate, and business customers primarily in Japan. The bank offers general accounts; savings, foreign currency, time, periodic, and other deposits; housing, auto, education, remodeling, free, and card loans; investment trusts; public bonds; brokerage products; pension and insurance products; and internet banking services; it also engages in leasing business, credit services, credit guarantee operations, and foreign exchange transactions through its leasing subsidiary, Toyama First Lease Co., Ltd. Founded in 1944 and headquartered at 5-1 Nishicho, Toyama City, Japan, the bank maintains a network of 66 branches concentrated in the Toyama region and focuses on retail and commercial banking segments targeting local households, small and medium-sized enterprises, and regional businesses. In recent developments, the bank upwardly revised its earnings and dividend forecasts for the fiscal year ending March 2026 due to stronger-than-expected securities-related gains; entered a business partnership with Trinity Technology Co., Ltd. on October 14, 2025, to provide the "Ohisapo" service to customers; acquired an additional 22.26% stake in Toyama First Lease Co., Ltd. for 280 million yen in February 2025 to bolster its leasing operations; and repurchased 175,600 of its own shares in August 2025 as part of efforts to enhance shareholder value.