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Daishi Hokuetsu Financial Group, Inc.

Daishi Hokuetsu Financial Group, Inc.

2,326.00
JPY
-90.00
(-3.73%)
490.51BMarket Cap
Nov 13Next Earn
Daishi Hokuetsu Financial Group, Inc.
TSE:7327
(Tokyo Stock Exchange)

Recent

price

2,326.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
436.74
510.08
477.75
458.06
471.69
506.71
539.11
766.27
- -
Revenue per Share
237.91
47.03
39.38
55.4
65.3
79.12
111.97
160.59
- -
Basic EPS, GAAP
-90.63
44.65
3,265.76
2,907.67
-1,263.5
1,079.5
-991.03
-1,915.12
- -
Free Cash Flow per Basic Share
15.79
20
19.99
20.08
20.2
21.99
31.89
53.09
- -
Dividend per Share
1,506.34
1,419.92
1,587.52
1,572.76
1,540.89
1,902.22
1,829.25
2,169.74
2,169.74
Book Value per Share
1,454.36
1,357.04
1,524.63
1,521.67
1,498.51
1,868.37
1,803.5
2,150.15
2,150.15
Tangible Book Value per Share
239
274
274
273
272
268
262
262
262
Basic Weighted Avg Shares
104,348
139,650
130,959
125,217
128,346
135,794
141,309
200,894
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4,270
5,393
6,241
6,959
6,695
7,081
7,021
5,720
- -
Depreciation Expense
56,844
12,875
10,795
15,144
17,768
21,203
29,349
42,103
- -
Net Income, GAAP
6.29
30.68
35.43
33.47
28.32
28.75
28.72
29.52
- -
Effective Tax Rate (%)
54.48
9.22
8.24
12.09
13.84
15.61
20.77
20.96
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
438,873
401,534
663,805
1,361,647
911,181
1,182,479
985,858
808,712
808,712
LT Debt
429,072
406,451
453,843
433,502
415,422
499,899
478,867
569,449
569,449
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
1.46
1.05
1.01
1.13
1.41
1.87
2.96
- -
Return on Capital (%)
- -
3.22
2.62
3.51
4.21
4.63
6
8.03
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
262
262
262
Market Capitalization
291,365
376,275
490,511

Working Capital

JPY

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
2,241,521
2,026,292
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
5.28%
18.92%
Free Cash Flow
- -
-87.02%
93.29%
Net Income, GAAP
- -
31.77%
43.46%
Sales/Revenue/Turnover
- -
10.03%
42.17%
Total Cash Common Dividend
- -
23.17%
66.52%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
38,107
35,790
30,763
31,134
135,794
2025
- -
- -
- -
- -
141,309
2026
- -
- -
- -
- -
200,894

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40.34
10.88
18.12
9.38
79.12
2025
- -
- -
- -
- -
111.97
2026
- -
- -
- -
- -
160.59

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
21.99
2025
- -
- -
- -
- -
31.89
2026
- -
- -
- -
- -
53.09
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Business
Daishi Hokuetsu Financial Group, Inc. Daishi Hokuetsu Financial Group, Inc. (7327.T) operates as a Japan-based regional bank holding company that manages subsidiaries providing comprehensive financial services, including deposits, loans, domestic and foreign exchange, government and public bonds, securities investment trusts, and insurance products through its banking segment; leasing services; securities business encompassing asset management, fund procurement, and securities offerings; credit card issuance and guarantees; system-related operations; venture capital; HR consulting and recruitment; and credit guarantee services. The group primarily serves retail and corporate customers in Niigata Prefecture and surrounding regions of northern Japan through key subsidiaries such as Daishi Hokuetsu Bank, Ltd., Daishi Bank, Ltd., and Hokuetsu Bank, Ltd., with headquarters located at 1071-1 Higashiborimae-dori 7-bancho, Chuo-ku, Niigata, Japan, and roots tracing back to mergers of institutions founded in the late 19th century, including Daishi Bank in 1878 and Hokuetsu Bank in 1896, formalized as the current group structure around 2020. In recent developments, Daishi Hokuetsu Financial Group enters a memorandum of understanding in April 2025 with The Gunma Bank, Ltd. to integrate operations under a holding company structure targeted for April 1, 2027, aiming to create one of Japan's largest regional financial players; additionally, it makes Daishi DC Card, Daishi JCB Card, Hokuetsu Card, and Daishi Computer Service wholly owned subsidiaries in 2022, enhancing its credit card and system-related offerings.