Aichi Financial Group, Inc.

Aichi Financial Group, Inc.

1,652.00
JPY
-60.00
(-3.50%)
334.64BMarket Cap
Aichi Financial Group, Inc.
TSE:7389
(Tokyo Stock Exchange)

Recent

price

1,652.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2023
2024
2025
2026
TTM
JPY
315.08
325.82
355.95
400.27
- -
Revenue per Share
386.11
33.88
37.09
89.48
- -
Basic EPS, GAAP
123.77
-674.36
-450.46
732.72
- -
Free Cash Flow per Basic Share
27.61
19.99
19.99
22.09
- -
Dividend per Share
1,303.68
1,549.25
1,440.79
1,768.29
- -
Book Value per Share
1,294.33
1,539.57
1,427.27
1,755.33
- -
Tangible Book Value per Share
212
245
245
244
244
Basic Weighted Avg Shares
66,758
79,779
87,312
97,556
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
Operating Margin (%)
2,275
3,098
4,618
3,408
- -
Depreciation Expense
81,806
8,295
9,097
21,808
- -
Net Income, GAAP
0.51
30.42
6.47
27.15
- -
Effective Tax Rate (%)
122.54
10.4
10.42
22.35
- -
Profit Margin (%)
- -
- -
- -
- -
- -
Working Capital
533,619
326,089
336,166
387,896
- -
LT Debt
323,472
379,528
353,808
430,998
- -
Total Equity
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
1.05
1.3
2.89
- -
Return on Capital (%)
- -
2.38
2.48
5.56
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
244
244
244
Market Capitalization
152,288
334,636
337,570

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
571,245
790,694
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
21.82%
Free Cash Flow
- -
- -
-261.62%
Net Income, GAAP
- -
- -
139.73%
Sales/Revenue/Turnover
- -
- -
11.73%
Total Cash Common Dividend
- -
- -
9.79%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
87,312
2026
- -
- -
- -
- -
97,556
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
37.09
2026
- -
- -
- -
- -
89.48
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
19.99
2026
- -
- -
- -
- -
22.09
2027
- -
- -
- -
- -
- -
Business
Aichi Financial Group, Inc. (7389.T) is a Japan-based regional financial holding company that manages subsidiaries providing comprehensive banking and related financial services primarily in Aichi Prefecture; its core offerings through The Aichi Bank, Ltd. and The Chukyo Bank, Ltd. include deposit-taking, lending, domestic and foreign exchange transactions, over-the-counter sales of investment trusts and life insurance products; securities brokerage, trading, investment, and corporate bond services; trust agency activities encompassing charitable, land, movable property, pension, and securities trusts; leasing operations; as well as clerical agency, credit card, and business processing services. Founded in 2022 and headquartered in Nagoya, Aichi, the group targets local communities, small and medium-sized enterprises, wealthy individuals, and the automotive industry with over 200 branches across Japan, emphasizing consulting solutions for asset building, business succession, M&A, staffing, digitalization, and sustainability issues. In January 2025, The Aichi Bank and The Chukyo Bank completed their merger to form a new integrated Aichi Bank, alongside systems integration and ongoing branch restructuring; recent expansions include the April 2024 acquisition of the AAST Group for software development and DX enhancement, the August 2024 establishment of Aichi FG Marketing via joint venture with Shinto Tsushin Co., Ltd. for advertising services, rollout of block sales systems across both banks, and group synergies in leasing and collection services.