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Ogaki Kyoritsu Bank, Ltd.

Ogaki Kyoritsu Bank, Ltd.

TTSE:8361
1,527.00
JPY
-63.00
(-3.96%)
249.79BMarket Cap
Nov 13Next Earn
Ogaki Kyoritsu Bank, Ltd.
TSE:8361
(Tokyo Stock Exchange)

Recent

price

1,527.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
539.15
545.75
539.41
533.71
563.58
618.13
608.7
480.17
496.84
496.34
518.05
512.76
525.94
574.15
547.61
721.14
- -
Revenue per Share
47.21
45.58
56.74
54.27
64.89
81.71
68.8
46.31
32.85
26.32
38.34
50.9
23.19
45.51
70.71
93.21
- -
Basic EPS, GAAP
414.95
430.85
544.28
507.61
49.62
853.9
792.36
-423.06
-157.46
474.07
6,282.35
1,396.93
-5,995.59
-567
28.25
35.23
- -
Free Cash Flow per Basic Share
14
14
14
14
14.07
14
15.73
14
14
14
14
14.02
14
14
13.99
22.02
- -
Dividend per Share
1,006.65
1,088.94
1,233.42
1,276.84
1,540.72
1,535.59
1,406.87
1,428.8
1,428.64
1,367.92
1,521.09
1,488.1
1,384.17
1,627.52
1,530.16
1,774.35
- -
Book Value per Share
977.16
1,059.27
1,197.98
1,240.68
1,506.85
1,492.39
1,352.6
1,380
1,386.9
1,334.68
1,495.73
1,465.39
1,356.53
1,595.63
1,499.32
1,743.91
- -
Tangible Book Value per Share
176
176
176
176
175
174
177
209
209
209
209
209
208
208
208
208
207
Basic Weighted Avg Shares
95,044
96,213
95,095
94,093
98,862
107,451
107,596
100,291
103,775
103,680
108,232
106,982
109,448
119,487
113,990
149,949
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4,220
4,270
4,123
4,575
4,264
4,051
3,947
5,083
4,893
4,889
4,710
4,568
3,162
3,485
3,828
3,985
- -
Depreciation Expense
8,322
8,035
10,003
9,568
11,383
14,204
12,161
9,673
6,861
5,498
8,011
10,620
4,825
9,471
14,718
19,382
- -
Net Income, GAAP
34.23
47.28
32.68
35.23
36.06
34.34
32.11
30.76
29.64
35.83
26.34
29.55
41.51
30.32
26.45
27.18
- -
Effective Tax Rate (%)
8.76
8.35
10.52
10.17
11.51
13.22
11.3
9.64
6.61
5.3
7.4
9.93
4.41
7.93
12.91
12.93
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
124,557
133,321
153,749
207,435
241,683
214,208
203,472
230,187
217,884
280,214
1,250,488
1,365,439
400,013
342,904
272,303
212,767
- -
LT Debt
189,498
205,980
231,898
239,158
279,798
279,447
303,970
309,227
309,674
297,808
330,694
323,285
288,072
338,702
318,524
364,480
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
2.26
2.02
2.34
1.99
2.24
2.69
2.28
1.75
1.18
0.85
0.68
0.6
0.39
1.38
2.31
3.32
- -
Return on Capital (%)
4.69
4.35
4.88
4.32
4.62
5.31
4.34
3.27
2.3
1.88
2.65
3.38
1.61
3.02
4.48
5.68
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
208
205
205
Market Capitalization
144,679
249,786
298,275

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
680,751
836,506
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.08%
2.58%
14.43%
Free Cash Flow
-18.41%
-155.37%
24.57%
Net Income, GAAP
12.33%
32.28%
31.69%
Sales/Revenue/Turnover
3.84%
7.46%
31.55%
Total Cash Common Dividend
- -
- -
57.19%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
113,990
2026
- -
- -
- -
- -
149,949
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
70.71
2026
- -
- -
- -
- -
93.21
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
13.99
2026
- -
- -
- -
- -
22.02
2027
- -
- -
- -
- -
- -
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Business
The Ogaki Kyoritsu Bank, Ltd. (8361.T) is a Japan-based regional bank that provides a comprehensive range of banking and financial services primarily in the Gifu, Aichi, Mie, and Shiga prefectures; its core offerings include deposits, loans, domestic and international currency exchange, government bonds, investment trusts, insurance sales, stock investments, leasing, installment loans, credit guarantees, credit cards, venture capital support, real estate collateral appraisals, consulting, software development, economic and industry research, human resource placement, cash account scrutiny, document management, and bank agency services. Founded in 1896 and headquartered at 3-98 Kuruwamachi, Ogaki-shi, Gifu 503-0887, Japan, the bank operates through three main segments—banking, leasing, and credit guarantee—alongside other businesses such as computer services and think tanks; it maintains a domestic network of approximately 155 branches and offices plus four overseas locations, targeting retail customers, corporations, and small-to-medium enterprises in central Japan with innovative features like biometric palm-scan ATMs ("Pipit"), disaster recovery loans ("Zero Plus+"), and 365-day ATMs. In mid-2025, the bank entered a business partnership with SBI Remit Co., Ltd. to provide international remittance services, enhancing financial inclusion for foreign residents in its region; it continues to leverage its local subsidiary OKB Consulting Vietnam Co., Ltd. for business matching and support in Hanoi and Ho Chi Minh City.