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Hokuhoku Financial Group, Inc.

Hokuhoku Financial Group, Inc.

716.80
JPY
-31.40
(-4.20%)
702.83BMarket Cap
Nov 09Next Earn
Hokuhoku Financial Group, Inc.
TSE:8377
(Tokyo Stock Exchange)

Recent

price

716.80

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
132.85
130.07
128.95
123.11
128.63
128.37
126.28
121.48
123.18
123.97
121.07
122.79
127.85
128.17
137.05
171.16
- -
Revenue per Share
13.25
10.17
13.39
20.4
21.08
21.52
21.36
16.17
18.58
15.44
16.26
15.67
16.74
18.41
31.75
48.48
- -
Basic EPS, GAAP
262.23
34.99
153.01
183.98
270.31
23.54
454.27
106.35
27.24
159.37
1,984.27
345.52
-1,150.77
47.59
-630.5
53.38
- -
Free Cash Flow per Basic Share
4.66
4.91
5.04
4.95
5.2
5.45
5.54
5.63
5.63
5.63
5.1
4.49
4.38
4.56
6.95
7.54
- -
Dividend per Share
306.36
323.56
358.72
376.21
426.73
421.54
444.75
463.53
476.79
451.63
484.14
484.13
475.05
530.62
533.3
604.55
- -
Book Value per Share
280.15
292.34
330.28
351.65
405.77
403.65
426.16
444.88
460.73
438.43
473.8
476.06
468.57
522.79
526.07
593.38
- -
Tangible Book Value per Share
1,389
1,389
1,352
1,340
1,340
1,340
1,318
1,310
1,311
1,312
1,312
1,310
1,281
1,252
1,231
1,215
964
Basic Weighted Avg Shares
184,592
180,727
174,388
164,907
172,333
172,001
166,470
159,200
161,498
162,589
158,841
160,851
163,748
160,487
168,682
207,938
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
11,447
12,397
11,203
10,666
10,392
10,432
8,824
8,878
9,481
9,261
8,845
8,784
8,086
8,111
8,417
8,425
- -
Depreciation Expense
18,404
14,129
18,105
27,332
28,235
28,837
28,157
21,191
24,359
20,252
21,334
20,526
21,435
23,048
39,072
58,899
- -
Net Income, GAAP
47.42
60.82
36.81
42.12
39.64
36.98
26.87
31.19
28.05
33.34
30.72
37.75
16.22
9.72
26.73
25.97
- -
Effective Tax Rate (%)
9.97
7.82
10.38
16.57
16.38
16.77
16.91
13.31
15.08
12.46
13.43
12.76
13.09
14.36
23.16
28.33
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
389,238
286,059
325,896
237,070
227,134
261,097
386,598
637,824
639,879
896,372
2,669,428
2,931,934
1,519,700
1,478,384
1,118,836
1,156,981
- -
LT Debt
426,657
450,560
481,548
505,124
572,985
566,249
585,236
610,145
628,002
595,319
638,503
622,845
612,210
664,930
658,679
732,524
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
2.38
1.81
2.34
3.52
3.65
3.53
3.13
1.89
1.93
1.46
0.88
0.59
0.75
1.07
1.98
3.2
- -
Return on Capital (%)
4.4
3.23
3.89
5.55
5.25
5.07
4.91
3.56
3.95
3.33
3.48
3.27
3.49
3.63
5.94
8.52
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,214
1,204
1,197
Market Capitalization
470,077
702,833
799,182

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,664,791
3,558,769
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.73%
2.94%
11.21%
Free Cash Flow
115.51%
-424.59%
-108.36%
Net Income, GAAP
10.48%
25.69%
50.74%
Sales/Revenue/Turnover
2.17%
5.89%
23.27%
Total Cash Common Dividend
3.37%
8.38%
7.13%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
168,682
2026
- -
- -
- -
- -
207,938
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
31.75
2026
- -
- -
- -
- -
48.48
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
6.95
2026
- -
- -
- -
- -
7.54
2027
- -
- -
- -
- -
- -
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Business
Hokuhoku Financial Group, Inc. (8377.T) operates as a regional financial holding company in Japan, primarily providing comprehensive banking and financial services through its key subsidiaries Hokuriku Bank and Hokkaido Bank to individuals, small and medium-sized enterprises, and local communities in the Hokuriku and Hokkaido regions; core offerings encompass deposit accounts, personal and business loans, credit cards, securities brokerage via Hokuetsu Securities, leasing, venture capital, software development, servicer business, consulting, investment advisory, investment funds, market operations, and business support services including cashless payments and digital transformation solutions. Headquartered in Toyama, Japan, and founded in 2001, the group maintains extensive branch networks across its primary geographic focus areas while pursuing expansions into neighboring prefectures and new markets. Recent developments include the formulation of a new medium-term management plan for fiscal years 2026-2028 emphasizing profitability enhancement through consulting business growth and digital transformation; joint trials with Fujitsu launched in March 2025 to explore generative AI applications in banking operations; an equity buyback authorization in November 2025 for up to 1.25 million shares representing 1.02% of issued capital, following a prior completion of 689,200 shares acquired for 1.89 billion yen; investment in Allm Inc. via unattributed VC round on May 22, 2024; and strengthened focus on non-interest income areas like business loans, leasing, and system sales alongside establishment of initiatives such as the Next-Generation Industry Support Group.