TOTTORI BANK, LTD.

TOTTORI BANK, LTD.

TTSE:8383
1,718.00
JPY
-19.00
(-1.09%)
15.19BMarket Cap
Nov 13Next Earn
TOTTORI BANK, LTD.
TSE:8383
(Tokyo Stock Exchange)

Recent

price

1,718.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
1,589.59
1,529.1
1,709.86
1,636.36
1,563.4
1,532.67
1,464.45
1,408.8
1,309.48
1,253.66
1,231.36
1,227.33
1,298.4
1,381.52
1,482.64
1,547.22
- -
Revenue per Share
146.55
46.7
105.21
167.85
226.92
213.22
139.65
118.01
101.67
95.8
106.39
95.18
111.54
112.82
140.29
169.14
- -
Basic EPS, GAAP
969.77
5,697.35
725.14
-21.41
-2,290.57
290.52
-86.91
-1,304.57
-989.43
-1,539.89
3,125.19
1,220.92
-4,122.54
5,952.56
-4,059.51
-540.74
- -
Free Cash Flow per Basic Share
49.9
49.87
49.69
49.91
60
60
59.9
59.91
60.02
54.9
49.78
49.78
50.21
49.89
49.79
50
- -
Dividend per Share
3,533.75
3,663.69
4,456.26
4,657.84
5,402.07
5,466.32
5,316.82
5,325.4
5,243.09
5,087.72
5,269.61
5,198.6
5,102.69
5,331.45
5,127.17
5,429.96
- -
Book Value per Share
3,490.99
3,632.12
4,108.08
4,382.94
5,196.46
5,335.11
5,250.84
5,248.94
5,145.81
4,996.29
5,178.61
5,070.32
5,003.99
5,225.25
5,035.29
5,305.7
- -
Tangible Book Value per Share
10
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
Basic Weighted Avg Shares
15,131
14,472
16,138
15,442
14,723
14,355
13,716
13,192
12,262
11,738
11,528
11,489
12,153
12,931
13,876
14,481
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
563
640
1,289
1,348
1,368
1,345
1,347
876
913
889
758
821
812
745
748
744
- -
Depreciation Expense
1,395
442
993
1,584
2,137
1,997
1,308
1,105
952
897
996
891
1,044
1,056
1,313
1,583
- -
Net Income, GAAP
39.78
73.96
39.12
41.05
42.55
39.36
32.41
34.69
34.76
34.07
34.46
26
36.53
32.16
30.66
27.57
- -
Effective Tax Rate (%)
9.22
3.05
6.15
10.26
14.51
13.91
9.54
8.38
7.76
7.64
8.64
7.76
8.59
8.17
9.46
10.93
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
22,043
19,868
10,332
18,157
20,589
19,985
14,058
8,756
5,161
5,060
63,764
63,763
42,060
42,062
24,056
24,061
- -
LT Debt
33,712
34,659
42,138
44,005
50,687
51,279
49,879
49,957
49,186
47,727
49,442
48,767
47,878
50,020
48,114
50,948
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
2.42
0.8
1.85
2.75
3.21
2.81
1.93
1.8
1.68
1.67
1.19
0.78
1.02
1.15
1.59
2.15
- -
Return on Capital (%)
4.14
1.3
2.59
3.68
4.52
3.92
2.59
2.22
1.92
1.85
2.05
1.82
2.17
2.16
2.68
3.2
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9
9
9
Market Capitalization
12,981
15,190
14,591

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
88,153
71,205
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.01%
0.67%
5.89%
Free Cash Flow
0.15%
-199.56%
-86.68%
Net Income, GAAP
-0.59%
10.54%
20.56%
Sales/Revenue/Turnover
0.21%
4.7%
4.36%
Total Cash Common Dividend
- -
- -
0.43%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
13,876
2026
- -
- -
- -
- -
14,481
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
140.29
2026
- -
- -
- -
- -
169.14
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
49.79
2026
- -
- -
- -
- -
50
2027
- -
- -
- -
- -
- -
Business
The Tottori Bank, Ltd. (8383.T) operates as a regional bank primarily engaged in deposit-taking, lending, and related financial services in Japan. The bank offers a comprehensive range of deposit products including general accounts, ordinary savings, time deposits, periodic deposits, property and tax reserve deposits, and foreign currency accounts; housing loans, renovation loans, car loans, education loans, card loans, travel loans, business loans, and other loan-related services; internet and mobile banking; and automated teller machine services through convenience store and affiliated networks. It provides individual defined contribution pensions, individual annuities, variable annuities, term life insurance, whole life insurance, medical insurance, cancer insurance, income protection insurance, and student endowment insurance; credit card services; leasing; venture capital; foreign exchange transactions; securities investments; and management support including consulting, business matching, expansion support, medical and nursing care business support, business M&A, entrepreneurship start-up support, business insurance, decarbonized management services, fundraising, and account transfers. The bank further distributes third-party platforms such as freee cloud accounting software, payment solutions, forex trading services, kintone business improvement platform, Office information sharing tools, Smaregi POS systems, and KING OF TIME attendance management systems. Founded in 1921 and headquartered at 171 Eiraku Onsen-cho in Tottori City, Japan, the bank serves individual and corporate customers mainly in the Tottori prefecture region through approximately 54 branches and employs around 639 staff. Recent initiatives include the launch of "Torigin Premium Time Deposit: Deposit Whirlwind II" campaign and "Pension Account Designation Change Campaign" in November 2025; a partnership with Tottori Prefecture Police for financial crime prevention signed in May 2025; salary and starting pay increases announced in May 2025; certification as a "Health Management Outstanding Organization 2025 (Large Enterprise Category)" in March 2025; and receipt of "Torigin SDGs Private Placement Bonds: Hometown Future Support Bonds" in March 2025, alongside ongoing support for local entrepreneurship, tourism development, and community donations such as furniture to Tottori Prefecture and food contributions through the Regional Bank Food Selection 2025.