1. Japan Stocks

  2. •

    Finance

  3. •

    Regional banks
Miyazaki Bank Ltd.

Miyazaki Bank Ltd.

2,311.00
JPY
-45.00
(-1.91%)
149.27BMarket Cap
Nov 06Next Earn
Miyazaki Bank Ltd.
TSE:8393
(Tokyo Stock Exchange)

Recent

price

2,311.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
483.98
478.56
480.37
498.21
532.05
554.72
531.02
557.67
552.39
588.71
569.78
675.6
669.89
620.13
678.92
756.7
- -
Revenue per Share
75.7
57.66
59.62
80
73.03
114.76
107.99
101.89
112.94
82.68
92.72
86.65
94.15
81.9
114.78
167.32
- -
Basic EPS, GAAP
797.2
-400.16
-252.4
870.52
1,583.51
883.78
1,557.61
-1,303.82
1,032.02
1,825.05
2,951.73
5,634.29
-2,301.69
22.91
-1,487.51
-1,329.6
- -
Free Cash Flow per Basic Share
11.99
11.99
13.99
12.1
15
17
18.94
18
17.99
20.99
19.99
19.99
21.99
19.98
21.12
29.01
- -
Dividend per Share
1,038.4
1,138.19
1,257.88
1,314.72
1,474.68
1,514.75
1,615.56
1,699.39
1,760.06
1,720.87
1,838.7
1,845.05
1,889.78
2,192.58
2,232.83
2,649.79
- -
Book Value per Share
983.58
1,088.81
1,217.82
1,281.61
1,448.13
1,488.98
1,591.38
1,673.68
1,725.22
1,665.99
1,784.95
1,793.94
1,837.12
2,140.25
2,176.16
2,602.7
- -
Tangible Book Value per Share
88
88
88
86
85
85
86
86
86
86
86
86
86
87
85
84
84
Basic Weighted Avg Shares
42,625
42,145
42,303
42,819
45,445
47,388
45,508
47,999
47,583
50,732
49,132
58,267
57,822
53,660
57,870
63,740
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,527
2,819
2,514
2,403
2,311
2,211
1,963
1,864
1,799
2,382
2,723
2,753
2,835
2,961
2,893
2,826
- -
Depreciation Expense
6,667
5,078
5,250
6,876
6,238
9,804
9,255
8,770
9,729
7,125
7,995
7,473
8,127
7,087
9,784
14,094
- -
Net Income, GAAP
24.29
49.46
35.66
29.87
47.09
35.59
30.94
30.94
29.15
33.61
33.47
34.86
31.12
29.08
29.55
28.81
- -
Effective Tax Rate (%)
15.64
12.05
12.41
16.06
13.73
20.69
20.34
18.27
20.45
14.04
16.27
12.83
14.06
13.21
16.91
22.11
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
116,512
79,174
96,314
105,839
144,805
173,558
271,240
167,398
247,866
431,269
517,260
947,189
602,298
500,410
379,012
276,277
- -
LT Debt
95,703
105,376
116,388
118,421
132,582
136,003
139,248
146,451
151,875
148,539
158,582
159,130
163,158
189,850
189,638
222,334
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
3.32
2.11
2.4
2.91
2.29
3.23
2.72
2.42
2.72
1.45
1.27
0.84
0.87
0.97
1.55
2.64
- -
Return on Capital (%)
7.49
5.3
4.98
6.17
5.24
7.68
6.89
6.15
6.53
4.75
5.21
4.7
5.04
4.02
5.16
6.84
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
84
84
84
Market Capitalization
76,779
149,269
178,233

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
789,283
772,172
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.22%
7.27%
17.24%
Free Cash Flow
-680.76%
-1,331.97%
-11.67%
Net Income, GAAP
5.71%
14.31%
44.05%
Sales/Revenue/Turnover
3.27%
5.72%
10.14%
Total Cash Common Dividend
- -
- -
35.78%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
57,870
2026
- -
- -
- -
- -
63,740
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
114.78
2026
- -
- -
- -
- -
167.32
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
21.12
2026
- -
- -
- -
- -
29.01
2027
- -
- -
- -
- -
- -
Similar Companies
ICICI Bank Limited (NSE:ICICIBANK)
State Bank of India (NSE:SBIN)
Nu Holdings Ltd. (NYSE:NU)
Sberbank (MOEX:SBER)
Akbank T.A.S. (BIST:AKBNK)
PT Bank Rakyat Indonesia (Persero) Tbk Class B (IDX:BBRI)
Business
The Miyazaki Bank, Ltd. engages in comprehensive banking and financial services primarily in Japan. Founded in 1932 and headquartered in Miyazaki, Japan, the company operates through two main segments: Banking and Leasing. Its core banking products and services include deposit products such as current, ordinary, notice, time, installment savings, tax reserve, and non-resident yen deposits; various loans including loans on bills, deeds, and overdrafts; and discounting of bank and commercial bills, as well as bills of lading. The bank also provides domestic and foreign exchange services including remittances, currency transfers, export-import foreign exchange operations, and related activities. Additionally, it offers investment services in government bonds, local government bonds, corporate bonds, stocks, and other securities. Beyond traditional banking, the company engages in credit guarantee services including mortgage loans, credit card business, leasing services, commercial paper handling, syndication, insurance, pension plans, securities lending, trust agency, safe deposit box services, and management consulting. The company operates through approximately 70 branches and a number of subsidiaries including Miyagin Lease Co., Ltd. and Miyagin Digital Solutions Co., Ltd. In recent developments, The Miyazaki Bank has actively pursued strategic expansion through acquisitions, including the acquisition of shares corresponding to the act of accumulating shares of Miyazaki Taiyo Bank as of late 2025. The bank has also revised its consolidated earnings guidance for the fiscal year ending March 31, 2026, reflecting ongoing financial performance adjustments. These moves indicate a strategic focus on consolidation and growth within its regional market. The bank continues to enhance its product and service offerings, aiming to leverage its credit guarantee and leasing services alongside core banking products to broaden its customer base and strengthen its market position amid a competitive and evolving financial sector.