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Yamaguchi Financial Group, Inc.

Yamaguchi Financial Group, Inc.

3,082.00
JPY
-122.00
(-3.81%)
495.83BMarket Cap
Nov 13Next Earn
Yamaguchi Financial Group, Inc.
TSE:8418
(Tokyo Stock Exchange)

Recent

price

3,082.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
537.97
523.57
539.16
530.96
550.74
598.45
592.69
586.1
584.36
614.38
669.95
540.73
566.54
645.17
786.04
986.07
- -
Revenue per Share
72.89
68.71
104.2
120.68
120.88
132.43
128.7
133.65
94.65
100.06
99.63
-53.28
77.41
114.18
165.17
157.22
- -
Basic EPS, GAAP
987.83
336.87
455.39
2,014.89
886.74
69.76
-1,950.37
-616.27
-1,037.81
506.15
4,452.9
-330.38
-639.41
107.23
2,852.71
-1,220.92
- -
Free Cash Flow per Basic Share
12.79
12.72
12.71
13.08
14.11
14.04
18.01
18.11
21.39
23.13
25.33
27.45
29.51
37.52
52.71
62.73
- -
Dividend per Share
1,700.12
1,796.59
1,977.78
2,041.72
2,348.66
2,360.33
2,488.42
2,655.03
2,581.55
2,459.22
2,730.41
2,652.59
2,718.22
3,009.47
2,934.02
3,243.06
- -
Book Value per Share
1,505.24
1,607.85
1,828.96
1,930.69
2,279.31
2,322.87
2,452.91
2,610.64
2,538.47
2,417.15
2,690.78
2,623.15
2,689
2,976.78
2,899.7
3,191.74
- -
Tangible Book Value per Share
263
261
261
259
253
244
245
246
245
254
250
244
231
221
214
210
207
Basic Weighted Avg Shares
141,372
136,534
140,911
137,450
139,070
145,945
145,462
144,350
142,919
155,896
167,821
131,980
130,968
142,476
168,207
207,023
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
12,838
14,103
15,862
15,735
15,452
12,022
8,335
5,284
6,825
6,495
6,164
5,800
5,104
4,422
4,929
4,748
- -
Depreciation Expense
19,155
17,918
27,233
31,241
30,523
32,295
31,586
32,916
23,148
25,391
24,957
-13,005
17,894
25,216
35,345
33,008
- -
Net Income, GAAP
44.97
49.79
36.89
35.43
36.98
35.73
32.04
30.79
29.99
30.56
32.03
- -
32.38
31.88
31.91
28.8
- -
Effective Tax Rate (%)
13.55
13.12
19.33
22.73
21.95
22.13
21.71
22.8
16.2
16.29
14.87
-9.85
13.66
17.7
21.01
15.94
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
138,666
144,270
167,226
184,540
211,993
175,503
181,375
155,831
196,314
119,990
825,504
724,624
785,755
1,096,389
971,580
966,050
- -
LT Debt
446,290
472,404
521,422
521,468
578,386
583,164
617,050
660,448
660,956
630,243
681,137
636,342
614,663
655,733
622,174
670,228
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
3.24
2.91
4.09
4.37
4.01
4.12
4.03
4.01
2.75
3.18
2.21
- -
1.29
1.59
2.1
2.03
- -
Return on Capital (%)
4.24
3.93
5.52
6.04
5.61
5.62
5.31
5.2
3.54
3.97
3.84
-1.99
2.88
3.99
5.56
5.13
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
211
206
202
Market Capitalization
380,468
495,827
577,454

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,613,390
1,663,969
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.56%
-0.14%
7.72%
Free Cash Flow
-10.07%
439.2%
-141.99%
Net Income, GAAP
-33.49%
-63.04%
-6.61%
Sales/Revenue/Turnover
4.24%
5.56%
23.08%
Total Cash Common Dividend
14.93%
16.35%
16.76%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
168,207
2026
- -
- -
- -
- -
207,023
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
165.17
2026
- -
- -
- -
- -
157.22
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
52.71
2026
- -
- -
- -
- -
62.73
2027
- -
- -
- -
- -
- -
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Business
Yamaguchi Financial Group, Inc. (8418.T) is a Japan-based financial holding company principally engaged in providing banking and diversified financial services with a focus on the Chugoku and northern Kyushu regions; it operates primarily through subsidiaries including Yamaguchi Bank Ltd., Momiji Bank Ltd., and Kitakyushu Bank Ltd., offering deposit-taking, lending, domestic and foreign exchange, securities trading, and investment services in its banking division alongside securities brokerage, credit card issuance, leasing, regional research and consulting, insurance agency, debt management and collection, investment and fund management, employee benefits agency, credit guarantees, real estate leasing, cloud funding, DX consulting, human resource consulting, wholesale and retail of regional products, and agricultural management in its other businesses. Headquartered in Shimonoseki, Yamaguchi Prefecture and founded in 2006 through the consolidation of regional banks with roots tracing back to 1950, the group maintains over 100 branches serving individuals, corporations, and municipalities primarily in Yamaguchi, Hiroshima, and Fukuoka prefectures while expanding ship finance capabilities amid rising demand from Japanese shipowners in Setouchi and northern Kyushu maritime hubs. Recent developments include a March 2024 capital and business alliance with Dream Incubator Inc. acquiring a 22.21% stake to co-develop social impact bonds for regional revitalization and high-value tourism initiatives; a November 2025 review restructuring international operations by consolidating Qingdao and Dalian branches of Yamaguchi Bank into a representative office for efficiency; November 2025 announcements of a up to 15 billion yen share buyback representing 4.73% of shares and a new medium-term management plan for fiscal 2025-2029; and strategic partnerships such as a Yamaguchi Prefecture decarbonization accord and North Kyushu City business succession collaboration yielding its first project in late 2025 alongside ongoing digital banking enhancements and urban redevelopment via local asset-backed vehicles like the Sanyo-Onoda A-SQUARE project.