1. Japan Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
ACOM Co., Ltd.

ACOM Co., Ltd.

445.70
JPY
-3.20
(-0.71%)
720.80BMarket Cap
Nov 06Next Earn
ACOM Co., Ltd.
TSE:8572
(Tokyo Stock Exchange)

Recent

price

445.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
156.92
134.33
123.21
129.09
139.97
151.71
156.48
168.16
176.86
178.41
169.99
167.34
174.77
188.13
202.82
215.56
- -
Revenue per Share
-129.35
13.7
13.3
6.79
8.21
9.32
-46.08
45.05
24.12
38.04
50.34
35.54
35.06
33.89
20.51
50.83
- -
Basic EPS, GAAP
61.69
30.47
0.53
-23.07
-27.27
-28.9
-25.76
-22.56
2.94
10.25
70.11
26.56
-3.83
-26.42
-4.22
4
- -
Free Cash Flow per Basic Share
0.5
- -
- -
- -
- -
- -
- -
- -
2
3
5
6
9
11
13
17
- -
Dividend per Share
151.7
164.53
178.59
187.92
199.53
206.42
159.58
206.12
227.35
265.11
310.02
339.51
370.92
400.87
417.18
458.96
- -
Book Value per Share
144.39
157.87
170.08
176.87
190.23
198.45
152.82
198.97
221.81
260.29
305.68
334.94
366.06
395.14
409.93
449.54
- -
Tangible Book Value per Share
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
Basic Weighted Avg Shares
245,831
210,450
193,022
202,234
219,284
237,677
245,142
263,447
277,064
279,505
266,312
262,151
273,791
294,726
317,739
337,706
- -
Sales/Revenue/Turnover
-59.73
14.68
10.86
7.09
6.42
6.53
-28.62
30.72
20.79
27.06
37.14
13.27
31.88
29.3
18.43
29.73
- -
Operating Margin (%)
2,919
2,796
3,081
4,244
4,792
5,139
5,230
5,432
5,562
4,316
3,835
3,803
4,165
3,980
4,067
3,894
- -
Depreciation Expense
-202,648
21,464
20,839
10,632
12,864
14,598
-72,187
70,572
37,781
59,600
78,864
55,678
54,926
53,091
32,124
79,635
- -
Net Income, GAAP
- -
29.6
17.03
15.71
- -
- -
- -
8.54
23.15
19.98
15.76
- -
29.87
33.33
37.64
15.74
- -
Effective Tax Rate (%)
-82.43
10.2
10.8
5.26
5.87
6.14
-29.45
26.79
13.64
21.32
29.61
21.24
20.06
18.01
10.11
23.58
- -
Profit Margin (%)
910,114
826,866
725,496
738,934
848,097
894,100
920,681
855,726
895,997
996,708
978,075
923,644
983,000
1,054,458
1,109,551
1,112,183
- -
Working Capital
444,663
407,409
329,512
356,351
466,067
510,410
530,672
489,201
486,258
530,330
465,469
376,984
390,542
430,709
424,324
377,061
- -
LT Debt
243,599
264,914
286,709
306,725
328,312
338,131
267,224
344,436
381,500
442,494
515,126
563,961
619,836
674,174
709,034
782,453
- -
Total Equity
- -
2.48
1.93
1.31
- -
- -
- -
7.18
4.02
5.31
7.25
- -
5.2
4.5
2.65
5.74
- -
Return on Invested Capital (%)
- -
2.08
2.04
0.9
- -
- -
- -
6.52
3.02
4.87
6.49
- -
4.31
3.81
2.02
5.11
- -
Return on Capital (%)
-60.3
8.67
7.75
3.7
4.24
4.59
-25.18
24.64
11.13
15.45
17.51
10.94
9.87
8.78
5.01
11.6
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
280,158
356,106
- -
LT Borrowings
416,301
376,517
- -
LT Finance Leases
582
544
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,567
1,567
1,567
Market Capitalization
754,168
720,799
710,929

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
1,435,191
1,521,592
- -
Cash, Cash Equivalents & STI
60,854
80,397
- -
Accounts Receivable, Net
1,363,442
1,431,836
- -
Inventories
- -
- -
- -
Total Current Liabilities
318,775
409,409
- -
Payables & Accruals
- -
- -
- -
ST Debt
280,158
356,106
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.48%
8.74%
10.35%
Free Cash Flow
83.13%
26.99%
-194.64%
Net Income, GAAP
-67.43%
14.86%
147.9%
Sales/Revenue/Turnover
3.66%
4.92%
6.28%
Total Cash Common Dividend
- -
28.24%
30.79%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
317,739
2026
- -
- -
- -
- -
337,706
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
20.51
2026
- -
- -
- -
- -
50.83
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
13
2026
- -
- -
- -
- -
17
2027
- -
- -
- -
- -
- -
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Business
Acom Co., Ltd. engages primarily in the consumer finance business, offering unsecured loans, installment loans, and credit cards; loan guarantee services; embedded finance solutions; loan servicing; contact center contracting; and temporary personnel services through segments including loan and credit card business, guarantee business, overseas financial business, and others. ACOM CO., LTD., founded in 1936 and incorporated in 1978, maintains its headquarters at Tokyo Shiodome Bldg. in Higashi-Shinbashi, Minato-ku, Tokyo, Japan, and operates principally in Japan with overseas activities centered in Thailand via subsidiary EASY BUY Public Company Limited, as well as presence in the Philippines and Malaysia. The company, a consolidated subsidiary of Mitsubishi UFJ Financial Group, Inc., targets individual consumers seeking personal financing and partners with banks for guarantee services. Recent developments include the April 2025 launch of guarantee partnerships with THE MORTGAGE CORPORATION OF JAPAN, LIMITED, Resona Bank, Limited, Saitama Resona Bank, Limited, Kansai Mirai Bank, Limited, and AEON Bank, Ltd.; expansion of embedded finance through GeNiE Inc., which formed alliances with eight companies by March 2025 following its June 2024 system launch and October alliance with Kyash Inc.; and sustained growth in receivables outstanding to 2,714.1 billion yen as of March 31, 2025, amid strong funding demand.