Town and Country Financial Corporation
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- Town and Country Bank, initially established in 1962 and headquartered in Springfield, Illinois, functions as a community banking institution. Today, it operates as a part of HBT Financial, Inc., the holding company for Heartland Bank and Trust Company, following a merger finalized in early 2023, which expanded Heartland Bank's presence across Illinois. The bank delivers a comprehensive array of financial solutions to individuals, various entities, and businesses throughout central and metro-east Illinois markets, encompassing areas like Springfield, Decatur, Jacksonville, Quincy, and the St. Louis Metro East region. Its offerings include diverse deposit products such as checking accounts, savings accounts, health savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. Furthermore, Town and Country Bank provides an extensive suite of lending options, featuring personal, auto, mortgage, home equity, home improvement, land and lot, and bridge loans, alongside business term loans, lines of credit, Small Business Administration loans, commercial real estate financing, equipment loans, agricultural lines of credit, and farm real estate loans. The institution also facilitates public finance packages that incorporate public fund deposits and treasury management tools. Beyond these core services, customers benefit from debit and credit cards, lease financing, safe deposit boxes, cashier's checks, notary services, and electronic transfers. Digital banking solutions are robust, with online banking and bill pay, cash management, mobile banking with mobile deposits, merchant services, lockbox facilities, and overdraft protection. Complementing its banking services, Town and Country Bank also offers personal and business financial planning, wealth management, and farm management services. The bank was recently recognized with a 5-star rating from Newsweek as one of America's Best Regional Banks in 2025.
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Town and Country Financial Corporation Reports Record Second Quarter 2021 Financial Results
Town and Country Financial Corporation Reports Record First Quarter 2021 Financial Results
Town and Country Bank Announces Two Executive Leadership Promotions
Town and Country Bank Announces New Branch Opening in Bloomington
Town and Country Financial Corporation Reports Record Fourth Quarter 2020 Financial Results; Increases Quarterly Dividend nearly 43%