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Taiwan Fire & Marine Insurance Co., Ltd.

Taiwan Fire & Marine Insurance Co., Ltd.

TTWSE:2832
55.70
TWD
0.00
(0.00%)
3.40EPS
14.76P/E
12.75BMarket Cap
Taiwan Fire & Marine Insurance Co., Ltd.
TWSE:2832
(Taiwan Stock Exchange)

Recent

price

55.70

P/E

ratio

14.76

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
TWD
10.08
9.36
10.58
11.04
11.36
13.56
12.62
13.97
13.67
14.24
14.83
20.65
16.83
18.64
20.09
22.95
23.14
Revenue per Share
2.72
1.93
2.03
2.26
1.81
3.01
1.35
2.35
1.55
1.94
1.9
1.03
1.86
2.7
3.21
3.91
3.41
Basic EPS, GAAP
4.74
1.5
2.54
2.78
0.77
-2.04
1.87
2.18
0.81
1.58
1.42
2.44
-2.24
1.83
3.11
4.14
8.92
Free Cash Flow per Basic Share
0.85
2
1.16
1.1
1.1
0.9
1.2
0.9
1.1
0.9
1
1.1
0.75
1
1.3
2.28
- -
Dividend per Share
17.93
15.94
17.14
19.25
19.89
21.3
21.68
23.51
23.24
25.09
26.45
28.11
27.46
30.89
33.88
46.7
46.7
Book Value per Share
17.93
15.94
17.14
19.25
19.88
21.29
21.67
23.5
23.24
25.08
26.42
28.08
27.42
30.86
33.85
46.68
46.68
Tangible Book Value per Share
345
364
364
364
364
363
362
362
362
362
362
362
362
362
362
318
307
Basic Weighted Avg Shares
3,472
3,406
3,849
4,018
4,133
4,926
4,570
5,059
4,951
5,159
5,371
7,481
6,097
6,753
7,275
7,296
7,109
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
19
23
26
25
25
32
32
31
30
64
62
65
66
74
68
75
72
Depreciation Expense
939
701
737
821
658
1,092
490
852
560
703
688
373
672
978
1,162
1,243
1,047
Net Income, GAAP
6.99
12.13
4.8
12.06
15.65
9.25
17.5
8.96
16.8
15.66
11.04
7.49
20.99
16.97
15.73
18.99
20.95
Effective Tax Rate (%)
27.04
20.57
19.16
20.43
15.93
22.17
10.73
16.83
11.32
13.63
12.8
4.99
11.02
14.49
15.98
17.03
14.72
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
67
71
62
52
64
45
49
49
LT Debt
6,522
5,801
6,237
7,002
7,238
7,716
7,852
8,516
8,419
9,088
9,581
10,181
9,946
11,190
12,272
11,841
11,841
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
16.46
11.37
12.25
12.4
9.25
14.61
6.3
10.41
6.62
8
7.31
3.75
6.64
9.21
9.86
10.27
8.68
Return on Capital (%)
16.32
11.37
12.25
12.4
9.25
14.61
6.3
10.41
6.62
8.03
7.37
3.78
6.68
9.26
9.91
10.31
8.72
Return on Common Equity (%)

Capital Structure

TWD

•

in mil. unless spec.
Mar'25
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
44
40
49
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
362
362
254
Market Capitalization
17,411
16,325
12,753

Working Capital

TWD

•

in mil. unless spec.
Mar'25
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,102
8,913
7,485
Accounts Receivable, Net
1,013
1,163
734
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

TWD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.51%
4.53%
-3.51%
Free Cash Flow
-36.98%
-43.15%
16.78%
Net Income, GAAP
11.33%
21.12%
6.9%
Sales/Revenue/Turnover
4.92%
7.91%
0.29%
Total Cash Common Dividend
11.82%
19.07%
53.85%

Quarterly Revenue

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1,601
1,736
1,762
1,654
6,753
2024
1,810
1,792
1,932
1,741
7,275
2025
1,869
1,683
- -
1,815
7,296

Quarterly Earnings Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.67
0.8
0.88
0.5
2.7
2024
1.11
0.81
0.81
0.69
3.21
2025
0.94
0.62
- -
1.22
3.91

Quarterly Dividends Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1
2024
- -
- -
- -
- -
1.3
2025
- -
- -
- -
- -
2.28
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Business
Taiwan Fire & Marine Insurance Co., Ltd. delivers a broad spectrum of non-life insurance solutions across Taiwan. The company presents a diverse portfolio covering various risk categories, including fire protection, marine cargo and hull coverage, fishing vessel policies, aviation, automotive, and money insurance. It also provides bond and credit guarantees, liability coverage, engineering project insurance, personal accident, and health plans. Furthermore, offerings extend to comprehensive travel protection, specific communicable disease compensation, and travel accident policies, alongside robust reinsurance services. Beyond these, the firm addresses niche needs with comprehensive fine art, burglary, and glass insurance products. Established in June 1946, the company officially commenced operations in March 1948, making it Taiwan's most enduring non-life insurer, with its main offices located in Taipei, Taiwan. The company maintains strong financial stability, evidenced by its "A-" rating from Standard & Poor's and "twAA" from Taiwan Ratings, both with a "Stable" outlook. It is recognized for leading the residential fire insurance market and received the "1st Place" in the Residential Earthquake Insurance Excellence Awards in 2022.