United Security Bancshares
NASDAQ Global SelectTotal Valuation
United Security Bancshares carries a market capitalization of 185.03M, placing it among publicly traded companies globally. Its enterprise value stands at -2.70M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 185.03M |
| Enterprise Value | -2.70M |
Share Statistics
United Security Bancshares currently has 17.58M shares outstanding.
| Shares Outstanding | 17.58M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
United Security Bancshares trades at a trailing price-to-earnings ratio of 14.13. The price-to-sales ratio is 3.24, and the price-to-book ratio stands at 1.16.
| PE Ratio | 14.13 |
| PS Ratio | 3.24 |
| PB Ratio | 1.16 |
| P/TBV Ratio | 1.28 |
| P/FCF Ratio | 7.89 |
| P/OCF Ratio | 7.87 |
Enterprise Valuation
On an enterprise value basis, United Security Bancshares trades at an EV/EBITDA multiple of 237.74 and an EV/FCF ratio of 8.72.
| EV / Sales | 7.51 |
| EV / EBITDA | 237.74 |
| EV / EBIT | N/A |
| EV / FCF | 8.72 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 6.91 |
| Debt / EBITDA | 4.22 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 8.35 |
| Return on Assets (ROA) | 1.00 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, United Security Bancshares has paid 4.41M in income taxes, reflecting an effective tax rate of 26.40.
| Income Tax | 4.41M |
| Effective Tax Rate | 26.40 |
Stock Price Statistics
United Security Bancshares's stock has gained approximately 17.29911% over the past 52 weeks. The 50-day moving average sits at 10.60, while the 200-day moving average is 9.65.
| Beta (5Y) | N/A |
| 52-Week Price Change | 17.29911% |
| 50-Day Moving Average | 10.60 |
| 200-Day Moving Average | 9.65 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, United Security Bancshares generated 53.53M in revenue and converted that into 12.29M in net income, yielding earnings per share of 0.71.
| Revenue | 53.53M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 16.70M |
| Net Income | 12.29M |
| EBITDA | 2.29M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.71 |
Balance Sheet
United Security Bancshares holds 185.98M in cash and equivalents against 9.65M in total debt, resulting in a net debt position of -114.66M.
| Cash & Cash Equivalents | 185.98M |
| Total Debt | 9.65M |
| Net Debt | -114.66M |
| Equity (Book Value) | 149.56M |
| Book Value Per Share | 8.67 |
| Working Capital | N/A |
Cash Flow
United Security Bancshares produced 22.06M in operating cash flow over the past twelve months.
| Operating Cash Flow | 22.06M |
| Capital Expenditures | N/A |
| Free Cash Flow | 22.06M |
| FCF Per Share | 1.28 |
Margins
United Security Bancshares operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 31.19 |
| Profit Margin | 22.96 |
| EBITDA Margin | 4.27 |
Dividends & Yields
The company's payout ratio of 68.24 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.49 |
| Dividend Yield | N/A |
| Payout Ratio | 68.24 |
| Shareholder Yield | -9.66 |
| FCF Yield | 12.68 |
Stock Splits
United Security Bancshares's most recent stock split took place on May 2, 2006 with a 1:2 split ratio.
| Last Split Date | 5/2/2006 |
| Split Ratio | 1:2 |
Scores
United Security Bancshares posts an Altman Z-Score of 0.24, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.24 |