United Bankshares, Inc.

United Bankshares, Inc.

UBSI
United Bankshares, Inc.US flagNASDAQ Global Select
46.38
USD
-0.56
- -
6.39BMarket Cap

Total Valuation

United Bankshares, Inc. carries a market capitalization of 6.39B, placing it among publicly traded companies globally. Its enterprise value stands at 3.86B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap6.39B
Enterprise Value3.86B

Share Statistics

United Bankshares, Inc. currently has 138.43M shares outstanding.

Shares Outstanding138.43M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

United Bankshares, Inc. trades at a trailing price-to-earnings ratio of 11.57. The price-to-sales ratio is 4.63, and the price-to-book ratio stands at 2.23.

PE Ratio11.57
PS Ratio4.63
PB Ratio2.23
P/TBV Ratio1.68
P/FCF Ratio10.49
P/OCF Ratio10.82

Enterprise Valuation

EV / Sales3.06
EV / EBITDAN/A
EV / EBITN/A
EV / FCF6.92

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity11.41
Debt / EBITDAN/A
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)20.40
Return on Assets (ROA)1.52
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, United Bankshares, Inc. has paid 127.96M in income taxes, reflecting an effective tax rate of 20.23.

Income Tax127.96M
Effective Tax Rate20.23

Stock Price Statistics

United Bankshares, Inc.'s stock has gained approximately 22.76337% over the past 52 weeks. The 50-day moving average sits at 43.96, while the 200-day moving average is 40.67.

Beta (5Y)N/A
52-Week Price Change22.76337%
50-Day Moving Average43.96
200-Day Moving Average40.67
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, United Bankshares, Inc. generated 1.26B in revenue and converted that into 504.50M in net income, yielding earnings per share of 3.57.

Revenue1.26B
Gross ProfitN/A
Operating IncomeN/A
Pretax Income632.46M
Net Income504.50M
EBITDAN/A
EBITN/A
Earnings Per Share (EPS)3.57

Balance Sheet

United Bankshares, Inc. holds 2.60B in cash and equivalents against 626.14M in total debt, resulting in a net debt position of -1.77B.

Cash & Cash Equivalents2.60B
Total Debt626.14M
Net Debt-1.77B
Equity (Book Value)2.62B
Book Value Per Share18.58
Working CapitalN/A

Cash Flow

United Bankshares, Inc. produced 539.78M in operating cash flow over the past twelve months. After subtracting -18.66M in capital expenditures, free cash flow totaled 521.12M - equivalent to 3.70 per share.

Operating Cash Flow539.78M
Capital Expenditures-18.66M
Free Cash Flow521.12M
FCF Per Share3.70

Margins

United Bankshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin50.11
Profit Margin39.97
EBITDA MarginN/A

Dividends & Yields

The company's payout ratio of 42.00 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.50
Dividend YieldN/A
Payout Ratio42.00
Shareholder Yield-5.82
FCF Yield9.54

Stock Splits

United Bankshares, Inc.'s most recent stock split took place on March 30, 1998 with a 1:2 split ratio.

Last Split Date3/30/1998
Split Ratio1:2

Scores

United Bankshares, Inc. posts an Altman Z-Score of 0.26, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.26