1. United States of America Stocks

  2. •

    Financial Services

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    Banks - Regional
United Bankshares, Inc.

United Bankshares, Inc.

UBSI
United Bankshares, Inc.US flagNASDAQ Global Select
47.83
USD
+0.24
- -
6.59BMarket Cap
United Bankshares, Inc.
UBSI
(NASDAQ Global Select)

Recent

price

47.83

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6.82
6.63
6.79
6.65
6.62
6.58
6.71
6.96
6.85
7.15
8.58
7.79
7.72
7.79
7.63
8.73
9.15
Revenue per Share
1.65
1.62
1.64
1.7
1.92
1.99
2
1.54
2.46
2.56
2.41
2.84
2.82
2.72
2.76
3.28
3.68
Basic EPS, GAAP
2.24
2.36
2.47
2.7
2.13
2.45
2.22
2.46
2.77
1.39
1.01
4.6
5.52
3.15
3.21
3.4
3.82
Free Cash Flow per Basic Share
1.2
1.16
1.24
1.24
1.22
1.28
1.31
1.24
1.37
1.37
1.36
1.4
1.43
1.45
1.49
1.48
1.51
Dividend per Share
18.18
19.29
19.74
20.66
23.9
24.61
27.59
30.85
31.78
33.12
33.27
34.6
33.52
35.36
36.89
39.29
40.24
Book Value per Share
11.03
11.81
12.27
13.21
13.66
14.4
16.93
16.78
17.33
18.57
19.2
20.59
19.34
21.33
22.94
24.86
25.5
Tangible Book Value per Share
44
47
50
50
67
69
74
98
104
102
120
129
135
135
135
141
140
Basic Weighted Avg Shares
297
311
341
335
446
456
494
679
712
726
1,029
1,007
1,040
1,047
1,030
1,235
1,280
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
7
7
10
12
2
1
-9
-22
-21
-20
-16
8
24
23
10
-13
- -
Depreciation Expense
72
76
83
86
130
138
147
151
256
260
289
368
380
366
373
465
515
Net Income, GAAP
31.09
31.5
32
31.52
33.35
32.2
33.94
47.13
21.65
19.83
19.66
20.55
20.21
21.02
19.71
20.36
20.07
Effective Tax Rate (%)
24.22
24.35
24.21
25.56
29.1
30.24
29.8
22.18
35.99
35.82
28.08
36.52
36.5
34.97
36.23
37.62
40.25
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
386
345
385
791
1,053
1,074
1,122
1,514
1,674
2,149
938
904
2,273
1,882
627
627
632
LT Debt
793
969
992
1,042
1,656
1,713
2,236
3,241
3,252
3,364
4,298
4,719
4,516
4,771
4,993
5,496
5,511
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
9.26
8.58
8.42
8.41
9.61
8.18
7.44
5.5
7.9
7.86
7.54
8.16
8.22
7.89
7.64
8.86
9.47
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
532
532
533
LT Finance Leases
95
94
100
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
140
138
137
Market Capitalization
5,371
5,734
6,276

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,839
2,601
2,401
Accounts Receivable, Net
109
109
100
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.29%
5.18%
10.07%
Free Cash Flow
38.31%
76.97%
11.05%
Net Income, GAAP
14.51%
10.67%
24.56%
Sales/Revenue/Turnover
11.44%
4.02%
19.96%
Total Cash Common Dividend
9.27%
5.19%
4.12%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
253
254
261
261
1,030
2025
289
305
323
318
1,235
2026
316
323
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.64
0.71
0.7
0.7
2.76
2025
0.59
0.85
0.92
0.92
3.28
2026
0.89
0.95
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.37
0.37
0.37
0.37
1.49
2025
0.35
0.37
0.37
0.37
1.48
2026
0.38
0.39
- -
- -
- -
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Business
United Bankshares, Inc. (NASDAQ: UBSI) is a financial holding company that, through its banking subsidiary United Bank, provides commercial and retail banking products and services to individuals, small-to-medium-sized businesses, and corporations across the Mid-Atlantic and Southeastern United States. The company offers a comprehensive suite of deposit products including checking, savings, time and money market accounts, individual retirement accounts, demand deposits, statement and special savings, and NOW accounts; loan products encompassing commercial loans and leases to small-to-mid-size industrial and commercial companies, automobile dealers, service, retail and wholesale merchants, construction and real estate loans such as commercial and residential mortgages and loans secured by owner-occupied real estate, personal loans, automobile loans, boat loans, recreational vehicle loans, credit card receivables, floor plan loans, and home equity loans; and additional services such as treasury management, wealth management and investment services including trust, financial planning, asset management, brokerage, custody of assets, investment management, escrow services, and related fiduciary activities, mortgage banking and origination, personal and business credit cards, safe deposit boxes, wire transfers, automated teller machine services, internet and automated telephone banking, real property title insurance, and buying and selling federal fund services. United Bankshares, Inc. maintains over 240 full-service banking offices and loan origination offices in Washington, D.C., Virginia, West Virginia, Maryland, North Carolina, South Carolina, Ohio, Pennsylvania, and Georgia. Incorporated in 1982 and headquartered in Charleston, West Virginia, with dual headquarters in Washington, D.C., the company has pursued growth through strategic acquisitions, including its 34th acquisition in January 2025 with the completion of the merger with Piedmont Bancorp, Inc., parent of The Piedmont Bank, which expanded its footprint into the greater Atlanta area and increased consolidated assets to more than $32 billion. This latest transaction, following regulatory approvals in late 2024, underscores United Bankshares' ongoing strategy of regional expansion while maintaining a commitment to community banking, credit quality, and shareholder value through consistent dividend increases.

Company News

Company News APIChatGPT

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    United Bankshares, Inc. Announces Record Earnings for the Second Quarter of 2026

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    Dimensional Fund Advisors LP Acquires 56,808 Shares of United Bankshares, Inc. $UBSI

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    United Bankshares (UBSI) Surpasses Q1 Earnings and Revenue Estimates

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    United Bankshares, Inc. Announces Earnings for the First Quarter of 2026

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    United Bankshares Looks To Carry Momentum Into Q1