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    Insurance - Diversified
Unipol Assicurazioni S.p.A.

Unipol Assicurazioni S.p.A.

UNI.MI
Unipol Assicurazioni S.p.A.IT flagItalian Stock Exchange
25.84
EUR
-0.80
- -
18.53BMarket Cap
Unipol Assicurazioni S.p.A.
UNI.MI
(Italian Stock Exchange)

Recent

price

25.84

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
96.93
455.4
97.51
43.29
47.15
25.78
23.01
19.17
19.11
22.03
18.85
19.98
13.99
17.32
18.4
19.13
23.03
Revenue per Share
0.67
-6.41
2
-0.18
0.44
0.38
0.47
-0.49
0.56
1.26
0.99
0.88
0.73
1.54
1.5
2.07
0.47
Basic EPS, GAAP
24.88
-8.38
9.27
3.97
4.1
1.37
1.99
-0.99
4.11
2.17
0.99
2.3
2.41
2.15
3.51
6.41
- -
Free Cash Flow per Basic Share
0.95
- -
- -
0.26
0.28
0.18
0.18
0.18
0.18
0.18
- -
0.56
0.45
0.54
0.49
1.33
- -
Dividend per Share
25.83
125.82
25.64
7.44
8.14
5.14
5.21
4.25
5.28
5.96
5.69
5.57
5.44
6.23
6.2
6.76
5.22
Book Value per Share
18.57
71.77
32.61
11.87
14.43
9.01
8.63
7.71
6.13
8.79
10.45
10.67
8.87
10.21
9.87
11.26
8.64
Tangible Book Value per Share
106
21
142
442
437
708
709
710
714
716
716
716
715
717
716
717
708
Basic Weighted Avg Shares
10,246
9,609
13,886
19,125
20,604
18,242
16,305
13,618
13,638
15,775
13,502
14,308
10,000
12,412
13,177
13,713
16,305
Sales/Revenue/Turnover
- -
- -
10.24
2.72
3.89
5.25
4.33
- -
- -
- -
- -
- -
- -
- -
- -
- -
4.33
Operating Margin (%)
- -
- -
- -
- -
41
38
36
32
32
32
36
50
51
53
54
55
- -
Depreciation Expense
71
-135
285
-79
192
272
330
-346
401
902
707
627
525
1,101
1,074
1,482
330
Net Income, GAAP
58.2
- -
35.25
63.66
36.67
39.6
24.25
28.48
21.3
15.59
15.76
16.26
22.86
14.95
14.97
25.66
24.25
Effective Tax Rate (%)
0.69
-1.41
2.05
-0.41
0.93
1.49
2.02
-2.54
2.94
5.72
5.24
4.38
5.25
8.87
8.15
10.81
2.02
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
4,418
5,402
5,629
6,354
6,750
6,387
6,472
4,216
4,498
5,216
4,283
4,616
5,016
5,549
5,008
6,387
LT Debt
4,021
3,155
7,264
7,481
8,440
8,445
8,134
7,453
6,327
8,305
9,525
9,722
8,578
9,799
9,628
10,715
8,134
Total Equity
- -
- -
8.57
1.34
3.41
3.76
3.52
- -
- -
- -
- -
- -
- -
- -
- -
- -
3.52
Return on Invested Capital (%)
1.38
- -
4.03
-1.99
0.61
0.96
2.3
-3.54
2.98
8.76
6.38
5.53
3.67
8.09
9.52
14.01
2.3
Return on Capital (%)
3.58
-5.02
9.05
-2.27
5.62
7.56
8.99
-10.3
11.83
22.47
16.96
15.54
13.32
26.35
24.12
31.92
8.99
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'16
Sep'16
Dec'16
ST Debt
- -
- -
- -
LT Borrowings
6,417
2,508
6,387
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
708
444
709
Market Capitalization
1,491
1,608
2,424

Working Capital

FRC

•

in mil. unless spec.
Jun'16
Sep'16
Dec'16
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
54,272
54,915
53,043
Accounts Receivable, Net
1,305
1,052
1,786
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.29%
2.81%
11.29%
Free Cash Flow
-45.08%
54.47%
82.48%
Net Income, GAAP
-17.89%
23.52%
37.99%
Sales/Revenue/Turnover
-1.55%
2.04%
4.07%
Total Cash Common Dividend
- -
74.9%
172.29%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
12,412
2024
- -
- -
- -
- -
13,177
2025
- -
- -
- -
- -
13,713

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.54
2024
- -
- -
- -
- -
1.5
2025
- -
- -
- -
- -
2.07

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.54
2024
- -
- -
- -
- -
0.49
2025
- -
- -
- -
- -
1.33
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Business
Unipol Assicurazioni S.p.A. is an Italian insurance company operating primarily in the insurance and financial services sectors with headquarters in Bologna. The company provides a wide range of insurance products including non-life insurance with a focus on motor vehicle liability (R.C. Auto), health insurance through its UniSalute brand, life insurance, and bancassurance products under the Arca Vita and Arca Assicurazioni brands. Its portfolio also includes direct auto insurance via Linear Assicurazioni, transport and aviation insurance through SIAT, and mobility services such as UnipolRental, which offers long-term car rental solutions. The group targets individuals, households, and businesses within Italy and maintains a leadership position in the Italian non-life insurance market. Founded in 1963, Unipol Assicurazioni underwent a major reorganization completed in December 2024, merging UnipolSai Assicurazioni and other subsidiaries into the parent company, resulting in a consolidated group operating under the name Unipol Assicurazioni. This strategic shift aims to strengthen operational synergies and market presence. Recently, the company announced a strategic industrial plan for 2025-2027 focused on solidifying its market leadership in Italy through investments in human capital and technology, targeting cumulative profits of 3.8 billion euros over the period. As of 2023, Unipol reported total direct insurance premiums of approximately 15.1 billion euros, split between 8.7 billion euros in non-life and 6.4 billion euros in life insurance, underscoring its expansive market reach and diversified product offer.