VietNam Public Commercial Joint Stock Bank
UUPCOM:PCB9,100.00
VND
-200.00
(-2.15%)
ISIN
VN000000PCB6
Return %
Stock
S&P 500
1Y
- -
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.Company Description
- Sector
- Finance
- Industry
- Major banks
- Address
- Hanoi Vietnam
- Website
- pvcombank.com.vn
- Similar Companies
- Business
- VietNam Public Commercial Joint Stock Bank (PVcomBank) provides commercial banking, financial, and treasury services to individual, small and medium-sized enterprise (SME), corporate, and institutional clients in Vietnam. The bank operates through Retail Banking, Corporate Banking, and Financial Markets and Treasury segments. Its Retail Banking segment provides personal financial products and services, including demand, term, and tiered savings deposit accounts; home purchase and construction loans, automobile financing, unsecured personal consumer loans, household business loans, and student loans; credit, debit, and prepaid payment cards issued under the NAPAS, Visa, and Mastercard brands; digital banking solutions through the PVcomBank Mobile application and internet banking portals; domestic money transfers and cross-border remittances via SWIFT and Western Union; safe deposit box services; and bancassurance products distributed in collaboration with life and non-life insurance partners. The Corporate Banking segment offers working capital facilities, medium- and long-term project financing, syndicated loans, letters of credit, domestic and international bank guarantees, invoice factoring, supply chain financing, cash and liquidity management, automated payroll processing, corporate treasury services, foreign exchange spot and derivative trading, structured finance, and financial advisory services. The Financial Markets and Treasury segment engages in interbank money market transactions, capital mobilization, government and corporate bond trading, custody services, and liquidity portfolio management. In recent strategic developments, PVcomBank has accelerated its end-to-end digital transformation with the deployment of advanced core digital banking architecture, integrating electronic Know Your Customer (eKYC) identification, artificial intelligence, and open banking application programming interfaces (APIs) to power instant digital lending and biometric transaction verification. The bank has expanded strategic cooperation agreements with prominent fintech platforms and payment aggregators to extend its digital payments and cross-border QR code settlement capabilities. Additionally, PVcomBank has broadened its sustainable banking framework by introducing specialized green credit financing packages for renewable energy, clean agriculture, and energy efficiency initiatives, while scaling its dedicated Premier Banking services for affluent clients. VietNam Public Commercial Joint Stock Bank was established in 2013 through the consolidation of PetroVietnam Finance Joint Stock Corporation (PVFC) and Western Joint Stock Commercial Bank (WesternBank), with Vietnam Oil and Gas Group (Petrovietnam) maintaining a primary strategic shareholding. The bank is headquartered in Hanoi, Vietnam, and operates an extensive nationwide network of branches and transaction offices across key economic centers.