Upsurge Investment & Finance Ltd.

Upsurge Investment & Finance Ltd.

UPSURGE.BO
Upsurge Investment & Finance Ltd.IN flagBombay Stock Exchange
74.00
INR
+1.20
- -
1.62BMarket Cap
Upsurge Investment & Finance Ltd.
UPSURGE.BO
(Bombay Stock Exchange)

Recent

price

74.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
17.76
9.22
13.13
6.3
18.61
9.31
8.73
25.94
15.95
15.66
14.34
24.67
20.86
35.5
44.92
- -
22.93
Revenue per Share
0.05
-0.34
-0.04
0.06
0.08
0.13
0.34
2.01
0.76
-2.68
5.99
6.16
0.33
7.43
7.45
- -
1.57
Basic EPS, GAAP
0.12
-1.19
-1.44
0.08
-1.77
-1.26
3.67
2.79
-2.67
2.43
1.29
-10.05
6.46
-5.73
-12.76
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
0.6
- -
- -
0.5
0.5
0.5
0.35
- -
- -
Dividend per Share
12.14
9.33
9.29
9.34
9.4
9.5
9.76
10.53
10.64
7.96
12.76
17.18
16.95
22.4
23.75
- -
10.69
Book Value per Share
17.68
13.74
13.69
13.76
13.84
13.97
14.3
15.58
15.74
13.06
19.05
24.71
24.54
31.48
48.95
- -
57.12
Tangible Book Value per Share
12
15
15
15
15
15
15
15
15
15
15
15
15
15
21
- -
21
Basic Weighted Avg Shares
214
140
199
95
282
141
132
393
242
237
217
374
316
538
962
470
470
Sales/Revenue/Turnover
0.27
-3.66
-0.07
1.03
0.37
2.58
4.82
9.94
4.02
-18.5
41.83
27.06
0.47
23.29
20.65
9.06
9.06
Operating Margin (%)
- -
- -
- -
- -
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
-5
-1
1
1
2
5
30
12
-41
91
93
5
113
160
32
32
Net Income, GAAP
- -
- -
- -
- -
10.69
2.3
17.89
20.2
9.76
- -
4.92
13
42.29
14.54
19.15
35.52
35.52
Effective Tax Rate (%)
0.27
-3.69
-0.31
1.03
0.44
1.36
3.88
7.75
4.77
-17.1
41.77
24.98
1.59
20.94
16.58
6.86
6.86
Profit Margin (%)
191
183
183
187
188
192
197
254
172
164
220
362
272
307
684
782
782
Working Capital
- -
- -
- -
- -
- -
- -
- -
54
6
26
41
17
23
32
2
46
46
LT Debt
213
208
208
208
210
212
217
236
238
198
289
374
372
477
1,048
1,172
1,172
Total Equity
0.28
- -
- -
0.46
0.41
1.53
2.38
10.93
2.94
- -
31.24
24.42
0.22
23.69
20.6
2.42
2.42
Return on Invested Capital (%)
0.41
- -
- -
0.68
0.77
2.16
3.44
14.67
6.33
- -
48.33
37.03
2.15
34.98
37.35
9.91
9.91
Return on Capital (%)
0.5
-3.58
-0.44
0.69
0.88
1.34
3.52
19.82
7.18
-28.79
57.83
41.17
1.95
37.79
37.63
8.87
8.87
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
260
- -
46
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
20
- -
22
Market Capitalization
1,704
1,430
1,170

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
944
- -
789
Cash, Cash Equivalents & STI
295
- -
177
Accounts Receivable, Net
2
- -
2
Inventories
329
- -
347
Total Current Liabilities
1
- -
7
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
23.01%
37.77%
11.78%
Free Cash Flow
-186.45%
-203.04%
2.76%
Net Income, GAAP
183.2%
401.91%
-79.77%
Sales/Revenue/Turnover
29.66%
30.9%
-51.09%
Total Cash Common Dividend
- -
- -
32.47%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
74
83
145
236
538
2025
185
277
139
361
962
2026
141
192
77
60
470

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.25
1.73
1.64
- -
7.43
2025
2.97
5.18
0.97
0.14
7.45
2026
3.83
0.47
0.42
-2.84
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.5
2025
- -
- -
- -
- -
0.35
2026
- -
- -
- -
- -
- -
Business
Upsurge Investment & Finance Ltd. is a non-banking financial company (NBFC) based in Mumbai, India, engaged primarily in providing financial advisory, capital-growing, and holistic managerial services to small and mid-size enterprises. The company's core offerings encompass structured financing and debt syndication; corporate and commercial loan services against equity and commodities; capital-raising advisory services including seed funding to initial public offerings (IPOs); as well as retail financing focused on microcredit, term loans, and working capital assistance targeted at Indian traders and small and medium-sized businesses. Additional services include corporate advisory, governance and compliance audits, business strategisation, institutional and syndicated financing, and financial solutions for low-income families. Founded in 1994, Upsurge Investment & Finance has over two decades of financial operation experience with a team of chartered accountants and industry experts. The company serves predominantly the Indian market, specializing in enabling undervalued businesses to access financial resources to accelerate growth. Recent developments include strategic partnerships with technology-based loan facilitators to enhance lead generation for its retail microcredit offerings and continued focus on expanding corporate finance products. The company also maintains a steady dividend payout while focusing on sustainable profit growth amidst evolving market conditions. Upsurge Investment & Finance operates across various financial segments including corporate finance, gold loans, real estate mortgage finance, and loans against shares and securities. It maintains emphasis on growth and funding advisory tailored to SME clients through structured funding options and syndicated financing arrangements. The company is listed on the Bombay Stock Exchange (Ticker: UPSURGE.BO) and remains committed to delivering comprehensive financial solutions complemented by managerial and advisory expertise to support the capital requirements and operational scaling of its client base. Recent operational updates over the last 1-2 years indicate the company’s ongoing emphasis on expanding its retail financing products and strengthening its advisory services to incorporate market-responsive financial strategies for SMEs, alongside maintaining strong compliance and governance frameworks to support sustainable business growth. The company continues to leverage its extensive industry experience and advisory capabilities to support funding at various business lifecycle stages, from seed capital to pre-IPO advisory.