Vanguard Target Retirement 2030 Fund
VTHRX
NASDAQ- -
USD
- -
- -
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- Sector
- Financial Services
- Industry
- Asset Management
- Address
- 100 Vanguard Boulevard Malvern PA United States of America 19355
- IPO Date
- Jun 7, 2006
- CIK
- 0000752177
- Website
- investor.vanguard.com
- Similar Companies
- Business
- Vanguard Target Retirement 2030 Fund (VTHRX) provides a diversified, all-in-one investment solution for investors targeting retirement around 2030, automatically adjusting its asset allocation from aggressive growth in early years to conservative income preservation post-retirement. The fund invests primarily in four low-cost Vanguard index funds: Vanguard Total Stock Market Index Fund Institutional Plus Shares (approximately 36% allocation, offering broad U.S. equity exposure across large-, mid-, and small-cap stocks); Vanguard Total International Stock Index Fund Investor Shares (approximately 24%, providing market-cap-weighted access to developed and emerging non-U.S. equities); Vanguard Total Bond Market II Index Fund Investor Shares (approximately 27%, delivering investment-grade U.S. bond exposure); and Vanguard Total International Bond II Index Fund Institutional Shares (approximately 11%, offering hedged non-U.S. investment-grade bonds); with minor holdings in Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares for inflation protection nearing retirement. This glide path maintains 90% equities and 10% bonds until 25 years before the target date, then gradually reduces stock exposure to 50% at retirement and 30% seven years after, emphasizing broad global diversification with a slight international overweight relative to global market weights. Operated by The Vanguard Group, Inc., founded in 1975 and headquartered in Malvern, Pennsylvania, the fund serves individual and institutional retirement savers primarily in the United States through mutual fund shares with a minimum initial investment of $1,000 and an expense ratio of 0.08%. It targets investors born between 1963 and 1967, fitting within Vanguard's suite of Target Retirement Funds that collectively manage over $108 billion in assets for VTHRX alone as of late 2025. Recent developments include the addition of co-portfolio managers Roger Aliaga-Diaz (global head of portfolio construction) and Michael Roach (head of daily management team) in February 2023, alongside existing managers Walter Nejman and Aurélie Denis, to enhance oversight by Vanguard's strategic asset-allocation committee. In early 2025, Vanguard implemented its largest fee reductions across funds, costing an estimated $350 million, while establishing a dedicated advice and wealth management division and launching low-cost bond ETFs to expand retirement offerings. The firm continues robust asset inflows rivaling BlackRock, doubling client numbers since 2015, and exploring private assets via partnerships with Wellington and Blackstone, all underscoring sustained growth and strategic evolution in retirement solutions.