Vanguard Target Retirement 2045 Fund
VTIVX
NASDAQ- -
USD
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- -
Capital Structure
FRC
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.- Sector
- Financial Services
- Industry
- Asset Management
- Address
- PO Box 2600 Valley Forge PA United States of America 19482
- IPO Date
- Oct 27, 2003
- CIK
- 0000752177
- Website
- investor.vanguard.com
- Similar Companies
- Business
- Vanguard Target Retirement 2045 Fund (VTIVX) is a target-date mutual fund managed by The Vanguard Group, Inc. that provides a diversified portfolio for investors planning to retire in or around 2045. The fund invests in a mix of underlying Vanguard index mutual funds, including Vanguard Total Stock Market Index Fund (approximately 52%), Vanguard Total International Stock Index Fund (approximately 33%), Vanguard Total Bond Market II Index Fund (approximately 10%), and Vanguard Total International Bond II Index Fund (approximately 4%), with an asset allocation that currently emphasizes equities at about 83% and bonds at 16%, gradually shifting to a more conservative mix along a predefined glide path as the target date approaches. It offers capital appreciation and current income consistent with its risk-managed allocation strategy designed for individuals born between 1978 and 1982. Launched on October 27, 2003, the fund is domiciled in the United States and headquartered at 100 Vanguard Boulevard, Malvern, Pennsylvania 19355, operating primarily through Vanguard's global investment platform serving retail and institutional investors in retirement plans worldwide. The fund belongs to Vanguard's suite of Target Retirement Funds, which together represent a complete retirement portfolio solution within a single fund vehicle, targeting various retirement timelines from 2020 through 2070 and beyond. In recent developments, Vanguard announced on December 3, 2025, a strategic collaboration with TIAA to launch Target Retirement Lifetime Income Trusts, introducing guaranteed lifetime income options via the TIAA Secure Income Account integrated into new target-date collective investment trusts (CITs), enhancing post-retirement income solutions for plan sponsors and participants. This initiative builds on Vanguard's leadership in target-date solutions and complements the core Target Retirement Funds like VTIVX without altering their existing structure or holdings. No major acquisitions, funding rounds, or reorganizations specific to VTIVX were reported in the last 1-2 years, though Vanguard continues to refine ongoing charge structures and classifications for its UK-domiciled Target Retirement funds.