Wise plc

Wise plc

WISE.L
Wise plcGB flagLondon Stock Exchange
970.00
GBp
+7.00
- -
9.58BMarket Cap
Wise plc
WISE.L
(London Stock Exchange)

Recent

price

970.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2019
2020
2020
2021
2021
2022
2022
2023
2023
2024
2024
2025
2025
2026
TTM
FRC
0.23
0.18
0.38
0.3
0.42
0.58
0.72
0.55
1.24
1
1.87
1.48
2.26
1.75
- -
- -
Revenue per Share
0.01
0.01
0.02
0.02
0.03
0.04
0.04
0.03
0.14
0.12
0.43
0.34
0.52
0.4
- -
- -
Basic EPS, GAAP
0.88
0.67
1.46
1.18
2.06
2.83
3.97
3.02
4.9
3.96
3.94
3.12
5.59
4.32
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-0.01
-0.01
0.01
0.01
0.17
0.24
0.3
0.23
0.46
0.37
0.92
0.73
1.48
1.14
- -
- -
Book Value per Share
0.14
0.11
0.22
0.18
0.26
0.36
0.49
0.38
0.71
0.57
1.19
0.94
1.73
1.34
- -
- -
Tangible Book Value per Share
995
995
995
995
995
995
1,034
1,034
989
989
1,037
1,037
1,032
1,032
1,020
- -
Basic Weighted Avg Shares
232
178
374
303
421
579
741
564
1,222
986
1,941
1,537
2,337
1,806
- -
- -
Sales/Revenue/Turnover
6.35
6.35
6.44
6.44
11.12
11.12
8.64
8.64
15.65
15.65
31.37
31.37
30.88
30.88
- -
- -
Operating Margin (%)
8
6
25
21
22
30
30
23
29
23
23
18
24
18
- -
- -
Depreciation Expense
13
10
19
15
31
42
43
33
141
114
448
355
539
417
- -
- -
Net Income, GAAP
- -
- -
26.47
26.47
24.82
24.82
25.06
25.06
22.18
22.18
26.34
26.34
26.22
26.22
- -
- -
Effective Tax Rate (%)
5.79
5.79
4.96
4.96
7.34
7.34
5.84
5.84
11.56
11.56
23.07
23.07
23.07
23.07
- -
- -
Profit Margin (%)
139
106
227
184
282
387
456
347
563
455
1,353
1,072
1,783
1,378
- -
1,378
Working Capital
18
14
74
60
95
131
118
90
10
8
269
213
225
174
- -
174
LT Debt
165
126
243
197
285
392
538
409
714
577
1,237
980
1,793
1,386
- -
1,386
Total Equity
- -
- -
7
6.45
9.92
11.33
8.97
8.06
17.46
17.87
38.73
35.42
33.56
30.26
- -
- -
Return on Invested Capital (%)
- -
- -
46.15
45.25
20.31
21.79
13.49
12.04
24.78
25.3
50
45.92
40.4
36.57
- -
- -
Return on Capital (%)
- -
- -
- -
- -
33.77
34.33
18
16.18
36.96
37.83
67.89
63.26
47.35
43.16
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Mar'25
Mar'25
ST Debt
14
12
15
LT Borrowings
- -
98
127
LT Finance Leases
57
76
98
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,005
1,010
1,010
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Mar'25
Mar'25
Total Current Assets
21,859
19,003
24,584
Cash, Cash Equivalents & STI
21,302
12,830
16,599
Accounts Receivable, Net
551
97
126
Inventories
- -
- -
- -
Total Current Liabilities
20,402
17,624
22,801
Payables & Accruals
- -
- -
- -
ST Debt
14
12
15
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
2,337
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
0.52
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Wise plc (WISE.L) provides cross-border and domestic financial services to personal and business customers across more than 160 countries and 40+ currencies; core products and services include international money transfers via bank transfer, debit or credit card; the Wise Account with multi-currency balance holding and global account details for receiving payments; international debit cards for spending and ATM withdrawals without foreign transaction fees; Wise Business with mass payments, invoice generation in 23 languages, QuickPay QR-code payments and business debit cards; Wise Platform APIs enabling banks and enterprises such as UniCredit, Raiffeisen Bank International, Upwork, Nubank, Itaú Unibanco, Morgan Stanley and Standard Chartered to integrate cross-border payment infrastructure; Wise Assets for earning returns on balances in select markets; and additional features like Travel Hub for exchange rates and ATM locations, accounts for under-18s and instant invoice payments. Founded in 2011 by Taavet Hinrikus and Kristo Käärmann and headquartered at 1st Floor Worship Square, 65 Clifton Street, London EC2A 4JE, United Kingdom, the company--formerly TransferWise and renamed in June 2021--operates through over 70 global regulatory licences and direct integrations into eight domestic payment systems including Pix in Brazil, InstaPay in the Philippines and forthcoming Zengin in Japan. In the past year, Wise expanded offices in London, Tallinn, Singapore and Austin; secured Central Bank of UAE approvals for Stored Value and Retail Payment Services alongside an AD-2 licence in India enabling a travel card; launched Wise Assets in Brazil and Interest returns in Australia; onboarded new Wise Platform partners contributing to 5% of cross-border volume; reduced average cross-border take rate to 52 basis points with 74% instant payments; grew active customers 18% to 13.4 million, cross-border volume 24% to £84.9 billion and customer holdings 37% to £25.3 billion in H1 FY26; announced plans for a primary US listing with secondary UK listing targeted for Q2 2026 to enhance US visibility and liquidity; committed £2 billion over two years for infrastructure, marketing tripling and product hires; and initiated expanded share repurchases of ~25 million shares into its Employee Share Trust.

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