White River Bancshares Co
Other OTCTotal Valuation
White River Bancshares Co carries a market capitalization of 131.58M, placing it among publicly traded companies globally. Its enterprise value stands at 146.41M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 131.58M |
| Enterprise Value | 146.41M |
Share Statistics
White River Bancshares Co currently has 2.45M shares outstanding.
| Shares Outstanding | 2.45M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
White River Bancshares Co trades at a trailing price-to-earnings ratio of 9.75. The price-to-sales ratio is 2.05, and the price-to-book ratio stands at 15.03.
| PE Ratio | 9.75 |
| PS Ratio | 2.05 |
| PB Ratio | 15.03 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 5.95 |
| P/OCF Ratio | 7.22 |
Enterprise Valuation
On an enterprise value basis, White River Bancshares Co trades at an EV/EBITDA multiple of 89.02 and an EV/FCF ratio of 8.50.
| EV / Sales | 2.93 |
| EV / EBITDA | 89.02 |
| EV / EBIT | N/A |
| EV / FCF | 8.50 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 67.90 |
| Debt / EBITDA | 42.31 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 4,201.98 |
| Return on Assets (ROA) | 0.79 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, White River Bancshares Co has paid 3.30M in income taxes, reflecting an effective tax rate of 23.90.
| Income Tax | 3.30M |
| Effective Tax Rate | 23.90 |
Stock Price Statistics
White River Bancshares Co's stock has gained approximately 35.88324% over the past 52 weeks. The 50-day moving average sits at 53.56, while the 200-day moving average is 50.58.
| Beta (5Y) | N/A |
| 52-Week Price Change | 35.88324% |
| 50-Day Moving Average | 53.56 |
| 200-Day Moving Average | 50.58 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, White River Bancshares Co generated 50.02M in revenue and converted that into 10.50M in net income, yielding earnings per share of 4.29.
| Revenue | 50.02M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 13.80M |
| Net Income | 10.50M |
| EBITDA | 1.64M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.29 |
Balance Sheet
White River Bancshares Co holds 25.60M in cash and equivalents against 69.60M in total debt, resulting in a net debt position of 22.07M.
| Cash & Cash Equivalents | 25.60M |
| Total Debt | 69.60M |
| Net Debt | 22.07M |
| Equity (Book Value) | 6.81M |
| Book Value Per Share | 2.79 |
| Working Capital | N/A |
Cash Flow
White River Bancshares Co produced 14.19M in operating cash flow over the past twelve months. After subtracting -3.02M in capital expenditures, free cash flow totaled 11.17M - equivalent to 4.57 per share.
| Operating Cash Flow | 14.19M |
| Capital Expenditures | -3.02M |
| Free Cash Flow | 11.17M |
| FCF Per Share | 4.57 |
Margins
White River Bancshares Co operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 27.59 |
| Profit Margin | 20.99 |
| EBITDA Margin | 3.29 |
Dividends & Yields
The company's payout ratio of 0.06 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.00 |
| Dividend Yield | N/A |
| Payout Ratio | 0.06 |
| Shareholder Yield | -196.41 |
| FCF Yield | 16.79 |
Stock Splits
White River Bancshares Co's most recent stock split took place on September 5, 2024 with a 1:2 split ratio.
| Last Split Date | 9/5/2024 |
| Split Ratio | 1:2 |
Scores
White River Bancshares Co posts an Altman Z-Score of 0.09, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.09 |