White River Bancshares Co

WRIV

WRIVWhite River Bancshares Co US flag

Other OTC

54.00

USD

-0.10

- -

131.58MMarket Cap

Income Statement (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	24	23	25	28	30	35	38	36	44	57
+ Sales & Services Revenue	24	23	25	28	30	35	38	36	44	57
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	11	12	13	14	15	17	21	21	22	24
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-11	-12	-13	-14	-15	-17	-21	-21	-22	-24
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-6	-6	-6	-7	-5	-10	-8	-3	-9	-18
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-6	-6	-6	-7	-5	-10	-8	-3	-9	-18
Pretax Income	6	6	6	7	5	10	8	3	9	18
- Income Tax Expense (Benefit)	2	3	2	2	1	2	2	1	2	4
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	4	3	5	5	4	7	6	3	7	14
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	4	3	5	5	4	7	6	3	7	14
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	4	3	5	5	4	7	6	3	7	14
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	4	3	5	5	4	7	6	3	7	14
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	1	1	1	1	1	2
EBITDA Margin (%)	3.05	3.32	2.93	2.92	2.85	2.72	2.98	3.77	3.33	3.07
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	14.86	13.12	18.65	18.58	12.92	20.23	14.62	7.06	15.72	24.14
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	4.73	- -	- -	- -	0.25	0.5	0.5	0.53	- -
Depreciation Expense	1	1	1	1	1	1	1	1	1	2
Basic Weighted Avg Shares	2	2	2	2	2	2	2	2	2	- -
Basic EPS, GAAP	1.81	1.56	2.51	2.64	1.97	3.62	2.82	1.28	3.03	- -
Basic EPS from Cont Ops	1.81	1.56	2.51	2.64	1.97	3.62	2.82	1.28	3.03	- -
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	2	2	- -
Diluted EPS, GAAP	1.81	1.56	2.37	2.64	1.97	3.62	2.82	1.28	3.03	- -
Diluted EPS from Cont Ops	1.81	1.56	2.37	2.64	1.97	3.62	2.82	1.28	3.03	- -

Balance Sheet (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	23	27	28	39	23	46	12	18	22	168
+ Cash & Cash Equivalents	23	27	28	39	23	46	12	18	22	47
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	- -	121
+ Accounts & Notes Receiv	2	2	3	3	3	2	3	5	6	6
+ Accounts Receivable, Net	2	2	3	3	3	2	3	5	6	6
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-25	-30	-30	-42	-26	-48	-15	-22	-28	-175
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	8	8	9	25	25	27	29	29	36	37
+ Property, Plant & Equip	16	17	18	35	36	35	38	40	48	49
- Accumulated Depreciation	8	8	9	10	11	9	10	10	12	12
+ LT Investments & Receivables	49	50	57	59	76	83	98	122	142	165
+ LT Investments	49	50	57	59	76	83	98	122	142	165
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-57	-59	-65	-84	-101	-110	-126	-151	-178	-202
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	2	2	2
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	2	2	2
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-57	-59	-65	-84	-101	-110	-126	-153	-180	-204
Total Assets	527	592	614	702	750	852	983	1,133	1,290	1,524
+ Payables & Accruals	- -	- -	1	1	- -	- -	1	2	3	3
+ Accounts Payable	- -	- -	1	1	- -	- -	1	2	3	3
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	-1	-1	- -	- -	-1	-2	-3	-3
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	-1	-1	- -	- -	-1	-2	-3	-3
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	38	53	37	38	28	23	72	88	91	79
+ LT Borrowings	38	53	37	38	28	23	57	71	70	57
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	15	16	21	21
+ Other LT Liabilities	-38	-53	-37	-38	-28	-23	-72	-88	-91	-79
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-38	-53	-37	-38	-28	-23	-72	-88	-91	-79
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	453	534	551	633	676	772	905	1,054	1,193	1,411
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	95	87	87	88	88	88	90	90	103	103
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	95	87	87	88	88	88	90	90	103	103
- Treasury Stock	- -	- -	- -	- -	- -	1	1	1	1	1
+ Retained Earnings	-22	-28	-23	-18	-14	-8	-3	-4	2	15
+ Other Equity	- -	- -	-1	- -	1	- -	-8	-6	-7	-3
Equity Before Minority Interest	73	59	63	69	74	80	77	80	97	113
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	73	59	63	69	74	80	77	80	97	113
Total Liabilities & Equity	527	592	614	702	750	852	983	1,133	1,290	1,524
Shares Outstanding	2	2	2	2	2	2	2	2	2	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	15	16	21	21
Net Debt	15	25	10	-1	5	-23	45	54	48	10
Net Debt to Equity	20.24	43.45	15.14	-1.1	6.64	-28.52	58.41	67.45	49.33	9.26
Tangible Common Equity Ratio	13.91	9.88	10.24	9.87	9.9	9.41	7.88	6.86	7.36	7.31
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	4	3	5	5	4	7	6	3	7	14
+ Depreciation & Amortization	1	1	1	1	1	1	1	1	1	2
+ Non-Cash Items	3	1	2	2	4	1	3	2	2	3
+ Stock-Based Compensation	- -	- -	- -	1	- -	- -	1	1	- -	- -
+ Deferred Income Taxes	2	1	- -	1	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	2	- -	2	1	4	1	1	2	1	3
+ Chg in Non-Cash Work Cap	1	2	- -	-2	-8	9	2	-1	- -	-1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	-1	-2	-1	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	1	2	- -	- -
+ Inc (Dec) in Other	- -	2	- -	-2	-8	8	2	-1	1	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	8	7	7	6	- -	17	12	5	11	17
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-3	-1	-1	-1	-1	-2	-7	-3	-4	-2
+ Acq of Fixed Prod Assets	-3	-1	-1	-1	-1	-2	-7	-2	-4	-2
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	-1	- -	- -
+ Cash (Repurchase) of Equity	11	- -	- -	- -	- -	-1	- -	- -	12	- -
+ Increase in Capital Stock	11	- -	- -	- -	- -	- -	- -	- -	12	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	-1	- -	- -	- -	- -
+ Net Change in LT Investment	- -	-2	-7	-1	-16	-9	-25	-22	-21	-19
+ Dec in LT Investment	13	10	7	10	23	21	11	8	18	27
+ Inc in LT Investment	-13	-11	-14	-12	-39	-30	-36	-29	-39	-46
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-23	-63	-14	-59	-42	-77	-150	-117	-124	-186
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-26	-65	-22	-62	-58	-87	-181	-142	-149	-207
+ Dividends Paid	- -	-9	- -	- -	- -	- -	-1	-1	-1	-1
+ Net Cash From Debt	2	15	-15	1	-10	-5	34	13	-2	-12
+ Cash From Debt	8	26	5	24	5	- -	37	38	17	15
+ Repayments of Debt	-6	-11	-20	-23	-15	-5	-3	-25	-19	-28
+ Other Financing Activities	5	57	32	65	53	99	102	130	134	228
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	18	63	17	66	42	93	135	142	143	215
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	1	5	1	10	-16	23	-34	6	5	25
EBITDA	1	1	1	1	1	1	1	1	1	2
EBITDA Margin (%)	3.05	3.32	2.93	2.92	2.85	2.72	2.98	3.77	3.33	3.07
Free Cash Flow	6	6	6	5	-1	16	5	2	6	15
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	6	6	6	5	-1	16	5	2	6	15
Free Cash Flow to Equity	- -	21	-10	6	-11	11	40	17	5	3
Free Cash Flow per Basic Share	2.83	3.21	3.23	2.47	-0.34	8.14	2.73	1.16	2.78	- -
Price/Free Cash Flow	- -	- -	- -	8.16	88.96	3.93	3.88	7.59	5.36	- -
Cash Flow to Net Income	2.3	2.31	1.47	1.19	-0.01	2.47	2.13	2.01	1.54	1.24
Capital Expenditures	-3	-1	-1	-1	-1	-2	-7	-3	-4	-2