Waterstone Financial, Inc.
NASDAQ Global SelectTotal Valuation
Waterstone Financial, Inc. carries a market capitalization of 354.92M, placing it among publicly traded companies globally. Its enterprise value stands at 513.52M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 354.92M |
| Enterprise Value | 513.52M |
Share Statistics
Waterstone Financial, Inc. currently has 18.15M shares outstanding.
| Shares Outstanding | 18.15M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Waterstone Financial, Inc. trades at a trailing price-to-earnings ratio of 10.82. The price-to-sales ratio is 2.19, and the price-to-book ratio stands at 1.07.
| PE Ratio | 10.82 |
| PS Ratio | 2.19 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | -241.86 |
| P/OCF Ratio | -99.04 |
Enterprise Valuation
On an enterprise value basis, Waterstone Financial, Inc. trades at an EV/EBITDA multiple of 186.39 and an EV/FCF ratio of 34.72.
| EV / Sales | 3.55 |
| EV / EBITDA | 186.39 |
| EV / EBIT | N/A |
| EV / FCF | 34.72 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 116.85 |
| Debt / EBITDA | 147.69 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 10.23 |
| Return on Assets (ROA) | 1.33 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Waterstone Financial, Inc. has paid 7.75M in income taxes, reflecting an effective tax rate of 20.89.
| Income Tax | 7.75M |
| Effective Tax Rate | 20.89 |
Stock Price Statistics
Waterstone Financial, Inc.'s stock has gained approximately 44.98525% over the past 52 weeks. The 50-day moving average sits at 19.16, while the 200-day moving average is 17.51.
| Beta (5Y) | N/A |
| 52-Week Price Change | 44.98525% |
| 50-Day Moving Average | 19.16 |
| 200-Day Moving Average | 17.51 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Waterstone Financial, Inc. generated 144.83M in revenue and converted that into 29.36M in net income, yielding earnings per share of 1.66.
| Revenue | 144.83M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 37.12M |
| Net Income | 29.36M |
| EBITDA | 2.76M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.66 |
Balance Sheet
Waterstone Financial, Inc. holds 211.00M in cash and equivalents against 406.89M in total debt, resulting in a net debt position of 367.84M.
| Cash & Cash Equivalents | 211.00M |
| Total Debt | 406.89M |
| Net Debt | 367.84M |
| Equity (Book Value) | 296.21M |
| Book Value Per Share | 16.81 |
| Working Capital | N/A |
Cash Flow
Waterstone Financial, Inc. produced -3.21M in operating cash flow over the past twelve months. After subtracting -1.89M in capital expenditures, free cash flow totaled -5.10M - equivalent to -0.29 per share.
| Operating Cash Flow | -3.21M |
| Capital Expenditures | -1.89M |
| Free Cash Flow | -5.10M |
| FCF Per Share | -0.29 |
Margins
Waterstone Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 25.63 |
| Profit Margin | 20.27 |
| EBITDA Margin | 1.90 |
Dividends & Yields
The company's payout ratio of 36.32 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.61 |
| Dividend Yield | N/A |
| Payout Ratio | 36.32 |
| Shareholder Yield | -14.52 |
| FCF Yield | -0.41 |
Stock Splits
Waterstone Financial, Inc.'s most recent stock split took place on January 23, 2014 with a 2500:2743 split ratio.
| Last Split Date | 1/23/2014 |
| Split Ratio | 2500:2743 |
Scores
Waterstone Financial, Inc. posts an Altman Z-Score of 0.35, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.35 |