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Waterstone Financial, Inc.

Waterstone Financial, Inc.

WSBF
Waterstone Financial, Inc.US flagNASDAQ Global Select
21.52
USD
+0.17
- -
388.41MMarket Cap

Total Valuation

Waterstone Financial, Inc. carries a market capitalization of 388.41M, placing it among publicly traded companies globally. Its enterprise value stands at 575.10M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap388.41M
Enterprise Value575.10M

Share Statistics

Waterstone Financial, Inc. currently has 17.98M shares outstanding.

Shares Outstanding17.98M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Waterstone Financial, Inc. trades at a trailing price-to-earnings ratio of 11.98. The price-to-sales ratio is 9.15, and the price-to-book ratio stands at 1.06.

PE Ratio11.98
PS Ratio9.15
PB Ratio1.06
P/TBV Ratio1.06
P/FCF Ratio7.74
P/OCF Ratio8.06

Enterprise Valuation

On an enterprise value basis, Waterstone Financial, Inc. trades at an EV/EBITDA multiple of 192.08 and an EV/FCF ratio of 12.31.

EV / Sales14.58
EV / EBITDA192.08
EV / EBITN/A
EV / FCF12.31

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity115.45
Debt / EBITDA135.40
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)8.69
Return on Assets (ROA)1.33
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Waterstone Financial, Inc. has paid 7.98M in income taxes, reflecting an effective tax rate of 20.97.

Income Tax7.98M
Effective Tax Rate20.97

Stock Price Statistics

Waterstone Financial, Inc.'s stock has gained approximately 44.88215% over the past 52 weeks. The 50-day moving average sits at 20.51, while the 200-day moving average is 18.43.

Beta (5Y)N/A
52-Week Price Change44.88215%
50-Day Moving Average20.51
200-Day Moving Average18.43
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Waterstone Financial, Inc. generated 39.43M in revenue and converted that into 30.10M in net income, yielding earnings per share of 1.73.

Revenue39.43M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income38.08M
Net Income30.10M
EBITDA2.99M
EBITN/A
Earnings Per Share (EPS)1.73

Balance Sheet

Waterstone Financial, Inc. holds 202.92M in cash and equivalents against 405.39M in total debt, resulting in a net debt position of 372.35M.

Cash & Cash Equivalents202.92M
Total Debt405.39M
Net Debt372.35M
Equity (Book Value)351.13M
Book Value Per Share19.53
Working CapitalN/A

Cash Flow

Waterstone Financial, Inc. produced 44.74M in operating cash flow over the past twelve months. After subtracting -1.97M in capital expenditures, free cash flow totaled 42.78M - equivalent to 2.46 per share.

Operating Cash Flow44.74M
Capital Expenditures-1.97M
Free Cash Flow42.78M
FCF Per Share2.46

Margins

Waterstone Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin96.57
Profit Margin76.33
EBITDA Margin7.59

Dividends & Yields

The company's payout ratio of 35.94 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.62
Dividend YieldN/A
Payout Ratio35.94
Shareholder Yield11.75
FCF Yield12.91

Stock Splits

Waterstone Financial, Inc.'s most recent stock split took place on January 23, 2014 with a 2500:2743 split ratio.

Last Split Date1/23/2014
Split Ratio2500:2743

Scores

Waterstone Financial, Inc. posts an Altman Z-Score of 0.32, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.32