- Business
- West Shore Bank Corp. (WSSH) serves as the bank holding company for West Shore Bank, a community bank that provides a comprehensive range of retail and commercial banking products and services to individuals, businesses, and local organizations throughout Michigan. West Shore Bank offers deposit products including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; lending solutions such as commercial loans, consumer loans, mortgage loans, lines of credit, term loans, and equipment financing; treasury and cash management services encompassing positive pay, automated clearing house processing, wire transfers, remote deposit capture, sweep accounts, and bill pay; wealth management and investment services including investment advisory, trust services, retirement planning, and estates management; digital banking platforms with online, mobile, telephone, and interactive teller machine access; as well as business credit cards, payment solutions via Autobooks integration, safe deposit boxes, debit cards, and merchant card services. The bank operates 11 branches across Mason, Manistee, Oceana, Benzie, Grand Traverse, Muskegon, and Kent counties, with headquarters in Ludington, Michigan, where it traces its origins to 1898. In March 2025, West Shore Bank completed the acquisition of Auto Club Trust's wealth management, investment advisory, and trust services business, expanding its offerings and presence into Southeast Michigan including Dearborn; during 2024, the bank selected Spiral to enable consumer and business customers to direct everyday banking transactions toward charitable donations and partnered with Autobooks for streamlined invoicing and payments, while also enhancing community engagement through initiatives like its record-setting Rhythm & Dunes concert series fundraising and the adoption of Ramsey Solutions' personal finance curriculum for local high schools.