West Shore Bank Corp.

WSSH

WSSHWest Shore Bank Corp. US flag

Other OTC

43.31

USD

-0.19

- -

53.37MMarket Cap

Income Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	22	26	26	27	27	29	34
+ Sales & Services Revenue	22	26	26	27	27	29	34
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-18	-20	-20	-22	-22	-23	-26
- Operating Expenses	18	20	20	22	22	23	26
+ Selling, General & Admin	1	2	1	1	1	2	2
+ Research & Development	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	17	19	20	21	21	21	24
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-4	-4	-5	-4	-5	-6	-7
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-4	-4	-5	-4	-5	-6	-7
Pretax Income	4	4	5	4	5	6	7
- Income Tax Expense (Benefit)	- -	- -	1	- -	- -	1	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	4	4	5	4	4	5	6
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	4	4	5	4	4	5	6
- Minority Interest	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	4	4	5	4	4	5	6
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	4	4	5	4	4	5	6
EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
EBITA	-1	-2	-2	-2	-2	-2	-2
Gross Margin (%)	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	16.38	14.3	17.62	14.42	16.46	16.66	18.2
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.88	0.88	0.88	0.87	0.88	0.92	- -
Depreciation Expense	1	2	2	2	2	2	2
Basic Weighted Avg Shares	1	1	1	1	1	1	- -
Basic EPS, GAAP	2.67	2.87	3.52	3.03	3.53	3.93	- -
Basic EPS from Cont Ops	2.67	2.87	3.52	3.03	3.53	3.93	- -
Diluted Weighted Avg Shares	1	1	1	1	1	1	1
Diluted EPS, GAAP	2.67	2.87	3.52	3.03	3.53	3.93	5.09
Diluted EPS from Cont Ops	2.67	2.87	3.52	3.03	3.53	3.93	5.09

Balance Sheet (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	18	56	135	31	41	29	38
+ Cash & Cash Equivalents	18	56	135	31	41	29	38
+ ST Investments	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	- -	- -	- -	- -	- -	- -
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-18	-56	-135	-31	-41	-29	-38
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	10	16	25	26	25	24	23
+ Property, Plant & Equip	21	29	38	40	41	42	43
- Accumulated Depreciation	11	12	13	14	15	18	20
+ LT Investments & Receivables	27	47	80	101	57	54	40
+ LT Investments	27	47	80	101	57	54	40
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-37	-64	-105	-127	-82	-78	-63
+ Total Intangible Assets	2	4	5	5	5	5	4
+ Goodwill	2	2	2	2	2	2	2
+ Other Intangible Assets	- -	3	3	3	3	3	3
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-39	-68	-110	-132	-87	-82	-68
Total Assets	462	558	708	686	721	768	820
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	24	- -	20	59	25	38	52
+ LT Borrowings	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-24	- -	-20	-59	-25	-38	-52
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-24	- -	-20	-59	-25	-38	-52
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	418	511	660	649	679	720	763
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	1	1	1	1	1	1	1
+ Common Stock	1	1	1	1	1	1	1
+ Additional Paid in Capital	- -	- -	- -	- -	- -	- -	- -
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	42	44	47	49	51	55	60
+ Other Equity	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	44	47	48	37	42	48	57
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
Total Equity	44	47	48	37	42	48	57
Total Liabilities & Equity	462	558	708	686	721	768	820
Shares Outstanding	1	1	1	1	1	1	1
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -
Net Debt	-18	-56	-135	-31	-41	-29	-38
Net Debt to Equity	-40.67	-119.35	-281.14	-84.36	-99.07	-60.32	-66.41
Tangible Common Equity Ratio	9.15	7.7	6.12	4.7	5.18	5.71	6.45
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	4	4	5	4	4	5	6
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	-4	4	6	3	2	- -
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	-4	4	6	3	2	1
+ Chg in Non-Cash Work Cap	1	1	- -	-1	1	-2	2
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	-1	-2	1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	1	1	- -	-2	1	- -	1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	4	- -	9	9	8	4	8
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-7	-10	-2	-1	- -	- -
+ Acq of Fixed Prod Assets	-1	-7	-10	-2	-1	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	-1	-1	-1	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	-1	-1	-1	- -	- -
+ Net Change in LT Investment	17	-27	-65	-16	24	20	28
+ Dec in LT Investment	32	25	16	14	25	20	28
+ Inc in LT Investment	-15	-51	-80	-30	- -	- -	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-24	-16	-3	-82	-49	-76	-68
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-8	-50	-78	-100	-26	-56	-40
+ Dividends Paid	-1	-1	-1	-1	-1	-1	-1
+ Net Cash From Debt	2	-24	19	39	-34	5	22
+ Cash From Debt	35	31	20	216	435	10	22
+ Repayments of Debt	-33	-55	- -	-177	-469	-5	- -
+ Other Financing Activities	5	114	130	-49	63	36	20
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	6	88	147	-12	28	40	41
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	3	38	79	-104	10	-12	9
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	4	-7	-1	6	8	4	8
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	4	-7	-1	6	8	4	8
Free Cash Flow to Equity	- -	-31	19	45	-26	9	30
Free Cash Flow per Basic Share	2.79	-5.6	-0.54	5.07	6.09	3.12	- -
Price/Free Cash Flow	7.72	5.29	2.16	3.57	3.34	6.81	4.92
Cash Flow to Net Income	1.24	0.01	1.92	2.24	1.88	0.86	1.35
Capital Expenditures	-1	-7	-10	-2	-1	- -	- -