Discover Financial Services

    Discover Financial Services

    XXETR:DC7
    - -
    EUR
    - -
    - -
    11.31P/E
    Discover Financial Services
    XETR:DC7
    (Deutsche Borse Xetra)

    Recent

    price

    - -

    P/E

    ratio

    11.31

    div

    yld

    - -

    ROIC.AI

    2009
    2010
    2011
    2012
    2012
    2013
    2014
    2015
    2016
    2017
    2018
    2019
    2020
    2021
    2022
    2023
    TTM
    USD
    9.6
    12.24
    13.04
    14.75
    - -
    16.96
    18.35
    20
    22.47
    26.46
    31.13
    35.81
    36.12
    40.17
    47.99
    - -
    67.95
    Revenue per Share
    2.42
    1.24
    4.11
    4.51
    - -
    5.02
    4.95
    5.17
    5.82
    5.51
    7.88
    9.14
    3.62
    17.84
    15.57
    - -
    11.39
    Basic EPS, GAAP
    7.02
    7.65
    6.43
    5.58
    - -
    6.78
    7.97
    8.44
    10.48
    13.34
    14.35
    18.48
    19.33
    19.42
    24.92
    - -
    37.62
    Free Cash Flow per Basic Share
    0.2
    1.55
    0.2
    0.4
    - -
    0.82
    1.01
    1.18
    1.27
    1.41
    1.6
    1.79
    1.88
    2.12
    2.54
    - -
    3.09
    Dividend per Share
    7.69
    5.76
    9.68
    14.22
    14.49
    19.83
    24.83
    30.33
    37.37
    44.63
    54.98
    66.55
    65.02
    82.57
    101.85
    - -
    127.48
    Book Value per Share
    13.53
    11.05
    14.39
    16.84
    17.13
    20.16
    21.95
    23.55
    25.54
    26.5
    29.51
    34.02
    30.87
    40.32
    47.05
    - -
    59.02
    Tangible Book Value per Share
    505
    544
    542
    519
    516
    485
    462
    437
    405
    374
    344
    320
    307
    300
    277
    - -
    250
    Basic Weighted Avg Shares
    4,843
    6,658
    7,065
    7,653
    - -
    8,224
    8,477
    8,739
    9,099
    9,897
    10,709
    11,459
    11,088
    12,051
    13,293
    15,860
    16,988
    Sales/Revenue/Turnover
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Operating Margin (%)
    203
    172
    246
    267
    - -
    334
    369
    391
    351
    393
    435
    436
    485
    531
    561
    458
    388
    Depreciation Expense
    1,276
    765
    2,227
    2,345
    - -
    2,470
    2,323
    2,297
    2,393
    2,099
    2,742
    2,957
    1,141
    5,422
    4,374
    2,940
    2,909
    Net Income, GAAP
    39.83
    39.72
    36.57
    37.52
    - -
    37.37
    37.11
    36.41
    34.55
    40.66
    23.77
    22.89
    20.49
    22.85
    23.5
    23.16
    24.91
    Effective Tax Rate (%)
    26.35
    11.49
    31.52
    30.64
    - -
    30.03
    27.4
    26.28
    26.3
    21.21
    25.6
    25.81
    10.29
    44.99
    32.9
    18.54
    17.12
    Profit Margin (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Working Capital
    2,428
    17,706
    18,287
    19,729
    17,666
    20,474
    22,544
    24,650
    25,443
    26,326
    27,228
    25,701
    21,241
    18,477
    20,108
    20,581
    19,141
    LT Debt
    8,436
    6,457
    8,242
    9,778
    9,873
    10,809
    11,134
    11,275
    11,323
    10,892
    11,130
    11,859
    10,884
    13,408
    14,344
    14,828
    16,067
    Total Equity
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Return on Invested Capital (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Return on Capital (%)
    35.29
    19.26
    53.15
    37.07
    - -
    28.47
    21.68
    18.28
    16.6
    12.96
    15.23
    14.55
    5.38
    23.93
    16.28
    9.81
    9.24
    Return on Common Equity (%)

    Capital Structure

    USD

    •

    in mil. unless spec.
    Dec'23
    Mar'24
    Jun'24
    ST Debt
    750
    - -
    - -
    LT Borrowings
    20,581
    20,475
    19,141
    LT Finance Leases
    - -
    - -
    - -
    Preferred Equity and Hybrid Capital
    1,056
    1,056
    1,056
    Shares Outstanding
    250
    251
    251
    Market Capitalization
    28,140
    32,590
    32,205

    Working Capital

    USD

    •

    in mil. unless spec.
    Dec'23
    Mar'24
    Jun'24
    Total Current Assets
    - -
    - -
    - -
    Cash, Cash Equivalents & STI
    13,778
    15,975
    12,593
    Accounts Receivable, Net
    - -
    - -
    - -
    Inventories
    - -
    - -
    - -
    Total Current Liabilities
    - -
    - -
    - -
    Payables & Accruals
    - -
    - -
    - -
    ST Debt
    750
    - -
    - -
    Deferred Revenue
    - -
    - -
    - -

    Growth Rates

    USD

    •

    in mil. unless spec.

    (avg. rate of change)

    10 years
    5 years
    1 year
    Total Equity
    3.5%
    6.37%
    3.37%
    Free Cash Flow
    10.03%
    11.29%
    19.64%
    Net Income, GAAP
    28.5%
    53.9%
    -32.78%
    Sales/Revenue/Turnover
    6.93%
    8.41%
    19.31%
    Total Cash Common Dividend
    6.81%
    5.86%
    7.64%

    Quarterly Revenue

    USD

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2022
    2,902
    3,213
    3,468
    3,732
    13,293
    2023
    3,742
    3,878
    4,044
    4,196
    15,860
    2024
    4,210
    4,538
    - -
    - -
    - -

    Quarterly Earnings Per Share

    USD

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2022
    4.25
    3.95
    3.6
    3.81
    15.57
    2023
    3.58
    3.56
    2.61
    - -
    - -
    2024
    - -
    - -
    - -
    - -
    - -

    Quarterly Dividends Per Share

    USD

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2022
    0.56
    0.66
    0.66
    0.66
    2.54
    2023
    0.67
    0.76
    0.77
    - -
    - -
    2024
    - -
    - -
    - -
    - -
    - -
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