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Fincera Inc.

Fincera Inc.

YUANF
Fincera Inc.US flagOther OTC
0.00
USD
- -
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26.90MMarket Cap

Total Valuation

Fincera Inc. carries a market capitalization of 26.90M, placing it among publicly traded companies globally. Its enterprise value stands at 5.31B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap26.90M
Enterprise Value5.31B

Share Statistics

Fincera Inc. currently has 48.91M shares outstanding.

Shares Outstanding48.91M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Fincera Inc. trades at a trailing price-to-earnings ratio of 22.11. The price-to-sales ratio is 1.92, and the price-to-book ratio stands at -4.02.

PE Ratio22.11
PS Ratio1.92
PB Ratio-4.02
P/TBV Ratio7.42
P/FCF RatioN/A
P/OCF RatioN/A

Enterprise Valuation

On an enterprise value basis, Fincera Inc. trades at an EV/EBITDA multiple of 12.92 and an EV/FCF ratio of 34.14. The EV/Sales ratio of 3.91 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 12.92 provides insight into valuation relative to core operating earnings.

EV / Sales3.91
EV / EBITDA12.92
EV / EBIT12.92
EV / FCF34.14

Financial Position

Fincera Inc. maintains a current ratio of 0.82, meaning it holds 0.8x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 929.83, indicating elevated leverage, while an interest coverage ratio of 1.78 demonstrates limited ability to service its debt obligations.

Current Ratio0.82
Quick Ratio0.79
Debt / Equity929.83
Debt / EBITDA7.92
Interest Coverage1.78

Financial Efficiency

Return on Equity (ROE)N/A
Return on Assets (ROA)2.11
Return on Invested Capital (ROIC)7.34
Return on Capital Employed (ROCE)10.22
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Fincera Inc. has paid 58.82M in income taxes, reflecting an effective tax rate of 32.64.

Income Tax58.82M
Effective Tax Rate32.64

Income Statement

Over the trailing twelve months, Fincera Inc. generated 1.36B in revenue and converted that into 117.50M in net income, yielding earnings per share of 2.40. EBITDA reached 411.05M, while operating income came in at 411.05M.

Revenue1.36B
Gross Profit1.24B
Operating Income411.05M
Pretax Income180.18M
Net Income117.50M
EBITDA411.05M
EBIT411.05M
Earnings Per Share (EPS)2.40

Balance Sheet

Fincera Inc. holds 545.26M in cash and equivalents against 3.26B in total debt, resulting in a net debt position of 2.71B. Total book value stands at -646.55M, with working capital of -703.23M providing operational flexibility.

Cash & Cash Equivalents545.26M
Total Debt3.26B
Net Debt2.71B
Equity (Book Value)-646.55M
Book Value Per Share-13.25
Working Capital-703.23M

Margins

Fincera Inc. operates with a gross margin of 91.32, reflecting its pricing power and cost economics. The operating margin of 30.31 and net profit margin of 8.66 provide insight into operational efficiency.

Gross Margin91.32
Operating Margin30.31
Pretax Margin13.29
Profit Margin8.66
EBITDA Margin30.31

Stock Splits

Fincera Inc.'s most recent stock split took place on November 9, 2017 with a 1:2 split ratio.

Last Split Date11/9/2017
Split Ratio1:2

Scores

Fincera Inc. posts an Altman Z-Score of 0.56, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.56