Fincera Inc.

Fincera Inc.

YUANF
Fincera Inc.US flagOther OTC
0.00
USD
- -
- -
26.90MMarket Cap
2007 Y
2008 Y
2009 Y
2010 Y
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
TTM
Revenue per Share
- -
15.99
123.57
44.52
31.94
44.17
0.09
2.64
9.62
18.59
21.66
29.05
27.79
Basic EPS, GAAP
-0.07
3.54
-20.2
-4.49
1.34
3.12
1.52
-0.38
-0.19
-0.26
-0.18
5.65
2.41
Free Cash Flow per Basic Share
0.21
7.54
-74.21
-16.91
4.47
34.4
-17.76
-4.48
46.5
4
50.3
21.19
- -
Dividend per Share
- -
-3.14
- -
- -
- -
0.78
- -
- -
- -
- -
2.99
- -
- -
Book Value per Share
-0.06
7.84
-29.26
-10.35
-7.96
-17.96
-16.68
-16.16
-20.71
-20.48
-20.6
-14.91
-13.25
Tangible Book Value per Share
- -
26.71
18.98
11.29
15.55
30.28
32.54
34.65
34.92
3.33
-2.53
7.48
7.18
Basic Weighted Avg Shares
3
15
18
92
118
47
47
47
47
47
47
49
49
Sales/Revenue/Turnover
- -
248
2,222
4,099
3,759
2,079
4
124
453
876
1,024
1,412
1,356
Operating Margin (%)
- -
3.71
7.26
10.5
12.64
13.16
-1,462.39
-78.8
25.31
34.17
44.7
43.1
30.31
Depreciation Expense
- -
2
5
6
9
12
20
64
62
59
54
53
- -
Net Income, GAAP
- -
55
-363
-413
158
147
72
-18
-9
-12
-8
275
118
Effective Tax Rate (%)
- -
13.63
- -
- -
33.94
27.91
- -
- -
- -
- -
- -
27.42
32.64
Profit Margin (%)
- -
22.16
-16.34
-10.08
4.21
7.07
1,744.54
-14.24
-1.96
-1.4
-0.82
19.46
8.66
Working Capital
- -
347
94
845
1,078
658
290
823
758
-566
-896
-690
-703
LT Debt
- -
- -
- -
282
- -
- -
- -
91
769
893
827
505
460
Total Equity
- -
414
341
1,040
1,830
1,425
1,532
1,632
1,645
157
-120
364
350
Return on Invested Capital (%)
- -
3.82
- -
- -
11.88
7.59
- -
- -
- -
- -
- -
11.16
7.34
Return on Capital (%)
- -
90
- -
- -
120.67
506.11
- -
- -
- -
- -
- -
15.26
10.22
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Dec'18
Mar'19
Jun'19
ST Debt
2,984
2,541
2,796
LT Borrowings
505
485
460
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
49
49
49
Market Capitalization
2,538
2,734
2,598

Working Capital

FRC

in mil. unless spec.
Dec'18
Mar'19
Jun'19
Total Current Assets
3,386
2,929
3,239
Cash, Cash Equivalents & STI
994
439
545
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
4,076
3,585
3,942
Payables & Accruals
295
1,033
1,135
ST Debt
2,984
2,541
2,796
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-41.48%
-132.66%
-404%
Free Cash Flow
-150.06%
-39.47%
-56.7%
Net Income, GAAP
-449.09%
-709.29%
-3,378.47%
Sales/Revenue/Turnover
406.46%
667.15%
37.91%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2017
244
262
294
224
1,024
2018
228
484
347
353
1,412
2019
307
349
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2017
-0.38
-0.38
0.3
- -
-0.18
2018
2.17
2.7
2.01
- -
5.65
2019
0.35
1.25
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2017
- -
- -
- -
- -
2.99
2018
- -
- -
- -
- -
- -
2019
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Yong Hui Li
Full Time Employees
762
Sector
Financial Services
Industry
Financial - Credit Services
Address
Kaiyuan Finance Center Shijiazhuang People's Republic of China
IPO Date
Apr 1, 2008
Business
Fincera Inc. (YUANF) provides innovative online lending and e-commerce services to small and medium-sized businesses (SMBs) and individuals primarily in China; core offerings include the CeraVest peer-to-peer lending platform (Qingyidai), which facilitates short-term financing at competitive rates, the CeraPay revolving credit product (Dianfubao) for transaction processing and settlement between borrowers and merchants, web-based business lending, B2B payment networks, shipping services, and auto finance solutions targeted at the transportation and automobile industries. Founded in 1994 through its management team's pioneering vehicle financing efforts and headquartered in Shijiazhuang, Hebei province, the company operates through its wholly owned subsidiary AutoChina Group Inc. and has evolved from commercial vehicle leasing and dealerships across 17 provinces to a fintech focus on inclusive finance and offline-to-online retail tools. In recent developments, Fincera changed its ticker symbol from AUTCF to YUANF in 2017 to align with its Chinese brand Kaiyuan, entered into an agreement to acquire Eastern Eagle International, Inc. from Smart Success Investment Limited for approximately $380 million, and reported a founding shareholder's purchase of 30,000 shares, amid ongoing operations in the dynamic Chinese SMB lending market.