Zip Co Limited

Zip Co Limited

ZIP.AX
Zip Co LimitedAU flagAustralian Securities Exchange
2.18
AUD
-0.04
- -
2.72BMarket Cap
Zip Co Limited
ZIP.AX
(Australian Securities Exchange)

Recent

price

2.18

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
FRC
- -
- -
- -
- -
- -
0.03
0.07
0.14
0.26
0.42
0.77
1.02
0.96
0.89
0.83
1.05
Revenue per Share
-0.22
-0.18
-0.13
-0.24
-0.08
-0.05
-0.09
-0.08
-0.04
-0.05
-1.28
-1.81
-0.52
- -
0.06
0.09
Basic EPS, GAAP
-0.23
-0.18
-0.12
-0.04
-0.02
-0.01
-0.05
-0.02
-0.01
-0.05
-0.03
-0.05
-0.03
-0.02
-0.02
-0.03
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.51
0.38
0.27
0.13
0.04
0.06
0.05
0.11
0.22
0.53
2.08
0.63
0.28
0.35
0.55
0.54
Book Value per Share
0.51
0.38
0.27
0.13
0.04
0.05
- -
0.08
0.19
0.32
0.31
0.03
-0.14
0.08
0.34
0.34
Tangible Book Value per Share
11
11
12
10
23
145
235
287
316
376
514
610
720
973
1,290
1,271
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
4
16
39
83
157
397
620
693
868
1,072
1,336
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
-136.63
-59.47
-23.12
14.37
-11.73
-54.88
-45.04
0.52
26.01
25.06
26.86
Operating Margin (%)
- -
- -
- -
- -
- -
1
2
4
5
11
49
69
63
64
65
48
Depreciation Expense
-2
-2
-2
-2
-2
-7
-20
-23
-11
-20
-659
-1,105
-377
4
80
116
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
77.46
- -
19.89
Effective Tax Rate (%)
- -
- -
- -
- -
- -
-164.93
-122.87
-57.42
-13.43
-12.7
-165.91
-178.24
-54.39
0.42
7.46
8.71
Profit Margin (%)
2
1
- -
- -
1
3
17
311
650
1,135
291
220
148
181
133
91
Working Capital
- -
- -
- -
- -
- -
32
159
580
1,175
1,090
2,135
2,766
2,936
2,420
2,424
2,751
LT Debt
5
5
3
2
1
12
12
33
76
205
1,168
438
234
399
710
673
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.7
- -
8.76
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2.16
- -
8.98
Return on Capital (%)
-35.13
-39.49
-39.71
-96.87
-117.48
-109.25
-173.12
-100.21
-20.3
-14.16
-95.91
-137.7
-112.36
1.16
14.42
16.83
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
98.71%
6.8%
-5.09%
Free Cash Flow
98.42%
41.31%
120.26%
Net Income, GAAP
545.98%
406.26%
45.67%
Sales/Revenue/Turnover
91.59%
28.26%
24.67%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
868
2025
- -
- -
- -
- -
1,072
2026
- -
- -
- -
- -
1,336

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
0.06
2026
- -
- -
- -
- -
0.09

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Zip Co Limited Zip Co Limited (ASX: ZIP) is a digital financial services company providing point-of-sale credit, buy now pay later (BNPL) solutions, and digital payment services to consumers and merchants. The company offers core products including Zip Money, a line of credit for larger purchases; Zip Pay, an installment product for everyday spending; Zip Plus, a premium consumer financing option with a Visa card; and merchant-focused services such as BNPL integrations, SME unsecured loans, and payment platforms enabling upfront funding with installment repayment options assumed by Zip. These solutions operate across retail, health, education, travel, and e-commerce sectors, connecting 6.3 million active customers with over 85,000 merchants. Zip Co Limited maintains primary operations in two core markets: Australia and New Zealand (ANZ), and the United States (US), with headquarters in Sydney, Australia, at Level 5, 126 Phillip Street. Founded in 2013 by Larry Diamond and Peter Gray as Zip Money, the company listed on the ASX in 2015, rebranded to Zip Co Limited in December 2017, and focuses on consumers underserved by traditional finance alongside small and medium-sized enterprises (SMEs). Geographic reach emphasizes scalable digital platforms in these regions, supported by additional offices in San Francisco, New York, and London for US and emerging expansion. Recent developments include an expanded partnership with Stripe announced in October 2025, integrating Zip's BNPL options into Stripe's checkout interfaces (Elements, Checkout, Payment Links) for US merchants to boost conversions and reach; a September 2025 alliance with Nift to deliver personalized post-purchase gift offers enhancing customer loyalty; and a July 2025 integration with Xero invoicing via Stripe for Australian SMEs to offer flexible invoice payments and improve cash flow. Further advancements encompass the first Australian card issuer launch of Google Wallet on iOS in August 2025 for Zip Pay and Zip Plus Visa cards, alongside Chrome Autofill expansion in the US, and a FY25 results update in August 2025 reporting total income of A$1,081.1 million (up 23.5%), transaction volume of A$13.1 billion (up 30.3%), and cash EBITDA of A$170.3 million (up 147.0%).

Company News

  • Zip shares surge 17% as FY26 profit jumps and FY27 earnings outlook strengthens

  • ZIP (ASX:ZIP) Insider Purchases A$23,048.55 in Stock

  • Cynthia Scott Buys 53,342 Shares of ZIP (ASX:ZIP) Stock