- CEO
- Davor Tomaškovic
- Full Time Employees
- 2,373
- Sector
- Finance
- Industry
- Multi-line insurance
- Address
- Zagreb Croatia
- Business
- Croatia osiguranje d.d. is a Croatia-based insurance and financial services company that provides a comprehensive range of non-life, life, and supplementary health insurance products, as well as private healthcare and asset management services. Founded in 1884 and headquartered in Zagreb, Croatia, the company operates as a subsidiary of Adris grupa d.d. and serves individual, commercial, and institutional clients across Southeast Europe. The company offers its products and services through multiple specialized divisions: Non-Life Insurance, which includes compulsory motor third-party liability (MTPL) and comprehensive motor casco insurance; residential, commercial, and industrial property insurance covering fire, storm, flood, and earthquake perils; marine, aviation, and transport cargo insurance; public, employer, and professional indemnity liability coverage; agricultural and crop insurance; credit and financial loss insurance; and travel assistance and personal accident policies; Life Insurance, which comprises traditional term life and whole life policies; endowment and capital accumulation products; annuity and retirement-linked plans; and unit-linked life insurance tied to investment funds; and Health Insurance, which delivers supplementary and additional health insurance packages, critical illness coverage, and preventive medical services. In addition, the company operates a proprietary network of private healthcare centers through its Specijalna bolnica Croatia (Croatia Poliklinika) unit, and provides vehicle roadworthiness testing via Croatia Tehnički Pregledi, alongside claims assessment and risk consulting services. The company conducts operations primarily in Croatia, with international regional subsidiaries in Bosnia and Herzegovina, North Macedonia, and Serbia. In recent developments, Croatia osiguranje has accelerated its digital transformation by expanding LAQO, its digital-native insurance brand, introducing telematics-driven safe driving programs under LAQO Prevent, and adding standalone digital property, travel, and pet insurance products. The company has also integrated artificial intelligence algorithms into its claims settlement operations to facilitate automated photographic damage estimation and rapid claims processing. Furthermore, Croatia osiguranje has expanded its private healthcare infrastructure through capital investments and new polyclinic openings, introduced specialized insurance packages for renewable energy and solar power installations, and launched commercial cyber risk protection solutions for corporate and small-to-medium enterprise clients.