Istarska kreditna banka Umag d.d.
ZZSE:IKBA625.00
EUR
+15.00
(+2.46%)
ISIN
HRIKBARA0008
Return %
Stock
S&P 500
1Y
35.87
14.20
3Y
78.57
81.12
5Y
-65.16
68.34
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
FRC
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.Company Description
- CEO
- Miro Dodic
- Sector
- Finance
- Industry
- Regional banks
- Address
- Umag Croatia
- Website
- ikb.dev.perpetuum.hr
- Similar Companies
- Business
- Istarska kreditna banka Umag d.d. is a Croatian universal commercial bank that provides a comprehensive range of retail and corporate banking products and financial services. Founded in 1956 and headquartered in Umag, Croatia, the bank operates primarily across the Istria region, Primorje-Gorski Kotar County, and the City of Zagreb, serving individual consumers, small and medium-sized enterprises, large corporate entities, and public sector institutions. The bank organizes its operations into two primary business segments: Retail Banking and Corporate Banking. Its core product and service portfolio comprises deposit and savings products, including transactional accounts, giro accounts, sight deposits, term deposit accounts, foreign currency accounts, and specialized youth savings programs; lending solutions, including consumer personal loans, residential mortgage and housing loans, overdraft facilities, revolving credit lines, working capital financing, long-term investment loans, project finance, letters of credit, and bank guarantees; payment and card services, including international Visa and Mastercard debit and credit cards, domestic and cross-border SEPA credit transfers, SEPA direct debits, SWIFT electronic transfers, point-of-sale merchant acquiring, and automated teller machine network services; and treasury, foreign exchange, and custodial services, including spot foreign exchange transactions, cash management, securities trading support, safe deposit boxes, and electronic banking infrastructure powered by the iKBnet internet banking platform and the mIKB Active mobile application. In recent developments, Istarska kreditna banka Umag d.d. has advanced its digital transformation strategy by implementing enhanced features across its mIKB Active mobile banking and iKBnet online portals, improving automated transaction workflows and digital client onboarding. The bank updated its retail payment card framework and customer terms for Visa payment instruments, alongside integrating enhanced security and electronic payment protocols. To support sustainable economic development, the bank has expanded its green transition initiatives, embedding environmental, social, and governance criteria into its risk assessment and corporate loan underwriting frameworks. Financially, the bank expanded its total asset base beyond 830 million euros in 2026, solidifying its standing among Croatia's top ten commercial banks, and maintained its shareholder return program with the distribution of a 17.00 euro per share cash dividend approved at its 2026 annual general meeting.