1. People's Republic of China Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Bank of Qingdao Co., Ltd.

Bank of Qingdao Co., Ltd.

3866.HK
Bank of Qingdao Co., Ltd.HK flagHong Kong Stock Exchange
4.47
HKD
-0.04
- -
26.17BMarket Cap
Bank of Qingdao Co., Ltd.
3866.HK
(Hong Kong Stock Exchange)

Recent

price

4.47

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.61
0.96
1.1
1.36
1.66
1.57
1.44
1.34
1.77
2
2.08
2.19
1.81
1.89
2.11
2.48
2.05
Revenue per Share
0.2
0.28
0.35
0.44
0.58
0.57
0.5
0.46
0.36
0.38
0.41
0.51
0.45
0.57
0.69
0.89
0.68
Basic EPS, GAAP
2.84
3.05
4.11
3.99
4.15
2.46
10.47
-6.31
-5.08
-1.59
9.63
0.5
-0.38
1.67
3.88
1.45
1.69
Free Cash Flow per Basic Share
0.11
0.01
0.14
0.07
0.08
0.24
0.19
0.19
0.32
0.31
0.3
0.27
0.25
0.2
0.21
0.21
0.22
Dividend per Share
0.86
1.27
1.33
1.47
1.7
1.95
1.45
1.6
1.53
1.53
1.54
1.68
1.69
1.86
2.15
2.46
2.2
Book Value per Share
1.59
2.65
2.83
3.12
3.72
5.15
4.2
4.34
4.68
4.89
4.93
5.28
6.37
6.79
7.65
8.56
7.47
Tangible Book Value per Share
2,600
2,600
2,600
2,600
2,600
3,196
4,163
4,164
4,164
4,588
4,626
4,764
5,692
5,820
5,820
5,820
5,688
Basic Weighted Avg Shares
1,575
2,485
2,870
3,525
4,327
5,001
5,996
5,568
7,365
9,160
9,603
10,441
10,330
11,026
12,267
14,453
11,678
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
73
79
152
189
241
300
300
315
408
410
429
493
547
565
598
611
143
Depreciation Expense
515
738
920
1,142
1,495
1,814
2,089
1,900
2,023
2,285
2,394
2,923
3,083
3,549
4,264
5,188
3,854
Net Income, GAAP
23.46
23.64
24.78
24.81
23.65
22.79
21.88
19.67
17.47
17.43
10.08
7.2
- -
6.66
11.82
14.21
9.25
Effective Tax Rate (%)
32.67
29.72
32.06
32.39
34.56
36.27
34.83
34.13
27.47
24.94
24.93
27.99
29.84
32.18
34.76
35.9
33
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
4,987
8,335
16,314
41,786
68,633
64,897
76,848
73,288
92,724
75,382
89,825
99,966
124,001
88,717
LT Debt
4,145
6,958
7,437
8,205
9,785
16,614
17,636
26,123
27,497
30,478
30,907
33,328
36,593
39,939
44,900
50,254
42,856
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
23.19
26.75
27.27
31.36
36.24
34.07
34.06
29.93
23.3
26.31
26.78
32.33
29.14
32.39
34.53
38.7
32.71
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'23
Mar'24
Jun'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5,820
5,820
5,820
Market Capitalization
9,927
10,873
12,334

Working Capital

FRC

•

in mil. unless spec.
Dec'23
Mar'24
Jun'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
47,076
49,198
64,326
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.29%
10.22%
11.93%
Free Cash Flow
-126.48%
-153.08%
-62.7%
Net Income, GAAP
11.48%
16.9%
21.66%
Sales/Revenue/Turnover
11.77%
8.7%
17.81%
Total Cash Common Dividend
- -
6.75%
23.81%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
2,208
3,622
987
4,208
11,026
2024
2,728
3,754
- -
- -
12,267
2025
- -
- -
- -
- -
14,453

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.16
- -
- -
- -
0.57
2024
0.19
- -
- -
- -
0.69
2025
- -
- -
- -
- -
0.89

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.2
2024
- -
- -
- -
- -
0.21
2025
- -
- -
- -
- -
0.21
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Business
Bank of Qingdao Co., Ltd. (3866.HK) engages primarily in commercial banking services in the People's Republic of China, operating through corporate banking, retail banking, financial market business, and international business segments; it offers deposits including demand and time products; loans encompassing retail, corporate, personal, short-, mid-, and long-term varieties, discounted bills, and acceptance and inter-bank discounting of notes; domestic and overseas settlement services; foreign exchange settlement and sales; bank card issuance and operations; letters of credit and guarantees; safe deposit boxes; securities investment fund custody; financial bonds issuance, cash-in, and underwriting as agent; government bond agency; ordinary derivatives trading; interbank lending, borrowing, and deposits; insurance agency; precious metals sales; and other agency services such as payment and receipt handling. The bank, founded in 1996 and headquartered in Qingdao, Shandong Province, maintains a network of 16 branches and 181 sub-branches across major cities in Shandong including Jinan, Yantai, and Weihai, with self-service banks and devices supporting withdrawals, deposits, transfers, inquiries, and payments; subsidiaries include BQD Financial Leasing Co., Ltd., established in 2017, and Qingyin Wealth Management Co., Ltd., approved in 2020. Recent developments feature solid 2024 financial performance with 20.16% net profit growth, 13.48% total asset increase, and non-performing loan ratio declining to 1.14%; shareholder Qingdao Guoxing Industrial Finance Holding (Group) Co., Ltd. and concerted parties plan to increase holdings from 14.99% to 19.00%-19.99% within six months from September 2025 disclosure, with a five-year non-transfer lock-up; and recognition in Shandong Province's 2023 typical financial partner cases and high-quality services lists.