1st Federal Savings Bank of SC, Inc.

1st Federal Savings Bank of SC, Inc.

FSGB
1st Federal Savings Bank of SC, Inc.US flagOther OTC
9.70
USD
- -
- -
9.82MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
4.68
5.51
5.86
4.81
5.72
- -
- -
Basic EPS, GAAP
0.49
0.91
1.2
0.38
0.62
- -
- -
Free Cash Flow per Basic Share
0.78
1.17
-0.36
0.1
1.37
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
7.96
8.87
10.07
10.45
11.07
- -
- -
Tangible Book Value per Share
9.06
10.1
11
9.46
10.49
- -
- -
Basic Weighted Avg Shares
1
1
1
1
1
- -
- -
Sales/Revenue/Turnover
5
6
6
5
6
4
7
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
- -
1
1
- -
1
1
1
Effective Tax Rate (%)
32.9
26.93
25.65
21.62
23.74
25.49
24.74
Profit Margin (%)
10.46
16.6
20.52
7.81
10.82
18.81
12.52
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
6
2
- -
3
22
9
2
Total Equity
9
10
11
10
11
12
13
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
10.87
12.71
3.66
5.75
6.8
6.62

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
5.82%
6.44%
Free Cash Flow
- -
-82.77%
-1,336.46%
Net Income, GAAP
- -
11.48%
4.03%
Sales/Revenue/Turnover
- -
7.21%
56.29%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
6
2024
- -
- -
- -
- -
4
2025
- -
- -
- -
- -
7

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.62
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Arnold A. Zipperer
Full Time Employees
23
Sector
Financial Services
Industry
Banks - Regional
Address
300 Robertson Boulevard Walterboro SC United States of America 29488
IPO Date
Jan 8, 2021
Business
1st Federal Savings Bank of SC, Inc. (FSGB) operates as a state-chartered savings bank offering a range of deposit and loan products to retail and business customers primarily in South Carolina. The bank provides personal and business checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts (IRAs); additional deposit-related services include check reorder, debit cards, overdraft protection, automated telephone teller, wire transfers, night deposit drop, safe deposit boxes, direct deposit, automatic transfers, and online banking; it also offers Kasasa cash-back checking and savings products with competitive yields and rewards. Loan products encompass mortgage loans, consumer loans, and commercial loans, with personalized mortgage servicing by local representatives. Founded in 1962 and headquartered at 300 Robertson Boulevard in Walterboro, South Carolina, the institution functions as a subsidiary of First Carolina Bancshares, M.H.C., concentrating on community banking in the southeastern United States. The bank maintains its core operational focus without notable recent acquisitions, partnerships, funding rounds, or strategic expansions reported in the past one to two years, continuing to emphasize traditional deposit gathering and lending activities amid stable regional banking conditions.