West Coast Community Bancorp

West Coast Community Bancorp

WCCB
West Coast Community BancorpUS flagOther OTC
54.40
USD
-0.10
- -
571.19MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.78
3.99
4.34
4.84
5.43
6.07
6.46
6.28
7.79
8.78
10.28
11.12
13.28
12.45
Basic EPS, GAAP
0.7
0.85
1.05
1.23
1.27
2.13
2.05
2.07
2.5
3.63
4.19
3.32
4.81
3.68
Free Cash Flow per Basic Share
0.38
-0.95
-0.87
0.02
-0.91
-0.9
0.12
-0.49
-2.1
0.74
2.72
2.55
4.69
- -
Dividend per Share
0.06
0.08
0.08
0.08
0.08
0.13
0.14
0.14
0.22
0.47
0.46
0.69
0.83
- -
Book Value per Share
6.79
7.32
8.25
9.36
8.68
10.59
23.16
18.29
22.12
25.12
28.57
38.73
36.3
36.71
Tangible Book Value per Share
6.76
7.36
8.34
9.46
10.66
12.81
20.35
16.5
18.56
19.95
24.13
29.69
29.84
29.19
Basic Weighted Avg Shares
5
5
5
5
5
5
6
8
9
9
8
9
10
10
Sales/Revenue/Turnover
18
21
23
26
29
32
39
53
66
75
86
99
139
124
Operating Margin (%)
28.01
34.79
39.38
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
1
1
2
1
2
3
6
3
Net Income, GAAP
3
4
5
6
7
11
12
18
21
31
35
30
50
37
Effective Tax Rate (%)
34.4
38.9
38.88
39.35
49.71
28.28
29.57
28.88
29.24
29.29
29.38
29.47
28.02
29.14
Profit Margin (%)
18.38
21.25
24.07
25.44
23.43
35.02
31.78
32.99
32.08
41.39
40.71
29.82
36.21
29.52
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
5
- -
- -
- -
- -
12
8
11
Total Equity
33
39
44
51
57
69
151
168
186
198
230
333
377
357
Return on Invested Capital (%)
12.63
12.24
13.14
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
20.15
12.48
13.48
14.07
14.16
22.16
12.58
11.96
12.4
15.39
15.49
10.11
13.89
10.3

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
20
4
LT Borrowings
12
12
11
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
371
372
390

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
485
410
399
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
18
ST Debt
- -
20
4
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
27.06%
18.19%
13.17%
Free Cash Flow
-454.62%
114.38%
115.81%
Net Income, GAAP
27.77%
26.98%
70.49%
Sales/Revenue/Turnover
20.35%
21.63%
40.4%
Total Cash Common Dividend
38.93%
54.58%
40.24%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
21
21
22
35
99
2025
33
34
36
- -
139
2026
37
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.11
0.98
0.98
0.37
3.32
2025
1.11
1.23
1.32
- -
4.81
2026
1.45
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.69
2025
- -
- -
- -
- -
0.83
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Krista Snelling
Full Time Employees
149
Sector
Financial Services
Industry
Banks - Regional
Address
75 River Street Santa Cruz CA United States of America 95060
IPO Date
Feb 17, 2005
Website
wccb.com
Business
West Coast Community Bancorp serves as the parent organization for West Coast Community Bank, a newly established brand following the merger of Santa Cruz County Bank and 1st Capital Bank. This community-focused institution delivers an extensive portfolio of financial solutions for individuals and businesses across its Central Coast service area, spanning Monterey, San Luis Obispo, Santa Clara, and Santa Cruz counties. Offerings encompass various loan products, such as commercial, real estate, construction, agricultural, asset-based, along with government-backed SBA and USDA financing. Additionally, clients benefit from essential banking tools like checking and savings accounts, credit cards, merchant processing, comprehensive treasury management, remote deposit, and modern digital platforms including mobile and online banking with bill payment capabilities.

Company News

APIChatGPT
  • West Coast Community Bancorp (WCCB) Surpasses Q2 Earnings Estimates

  • West Coast Community Bank Opens Full-Service Branch in Downtown San Jose

  • West Coast Community Bancorp Announces Annual Shareholder Voting Results

  • West Coast Community Bancorp (WCCB) Q1 Earnings and Revenues Surpass Estimates

  • West Coast Community Bancorp Announces Earnings and Dividend for the First Quarter of 2026

  • WEST COAST BCP (WCCB) Upgraded to Buy: Here's Why

  • West Coast Community Bancorp Announces Election of New Directors and Planned Retirement of Longstanding Board Director

  • WEST COAST BCP (WCCB) Upgraded to Buy: Here's What You Should Know

  • West Coast Community Bancorp (WCCB) Q4 Earnings Beat Estimates

  • West Coast Community Bancorp Announces Earnings and Dividend for the Fourth Quarter of 2025

  • West Coast Community Bancorp Reports Record Deposits and Announces Earnings and Dividend for the Third Quarter of 2025

  • WEST COAST COMMUNITY BANCORP ANNOUNCES BOARD LEADERSHIP TRANSITION AND NEW GOVERNANCE ROLES: Chairman Stephen Pahl retired; Krista Snelling appointed Chairman; Judy Bornstein joins Board; Wayne Doiguchi named to newly created role of Lead Independent Director

  • West Coast Community Bancorp Reports Growth in Earnings for the Second Quarter of 2025; Board Declares Increase in Quarterly Cash Dividend by $0.01 to $0.21 per Share

  • West Coast Community Bancorp Announces Annual Shareholder Voting Results

  • West Coast Community Bancorp Announces Ticker Symbol Change to WCCB

  • West Coast Community Bancorp Announces Share Repurchase Program

  • West Coast Community Bancorp Reports Strong Earnings for the First Quarter of 2025; Board Declares Increase in Quarterly Cash Dividend

  • Santa Cruz County Bank Named One of America's Best Regional Banks 2025 by Newsweek

  • West Coast Community Bancorp, Parent of Santa Cruz County Bank, Reports Earnings for the Quarter Ended December 31, 2024; Board Declares Increase in Quarterly Cash Dividend

  • Santa Cruz County Bank Hires Emily Ruvalcaba as Senior Vice President, Regional President