1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Insurance - Life
Atlantic American Corporation

Atlantic American Corporation

AAME
Atlantic American CorporationUS flagNASDAQ Global Market
1.71
USD
- -
- -
34.88MMarket Cap
Atlantic American Corporation
AAME
(NASDAQ Global Market)

Recent

price

1.71

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
4.6
4.8
5.34
6.59
7.5
7.13
7.19
6.93
8
9.15
9.68
9.31
8.86
9.21
9.15
10.14
10.14
Revenue per Share
-0.08
0.02
0.13
0.19
0.48
0.17
0.17
0.09
0.18
-0.05
-0.04
0.56
0.17
0.06
-0.03
-0.25
0.23
Basic EPS, GAAP
-0.04
0.22
0.41
0.28
0.53
0.01
0.08
0.04
0.53
0.21
-0.09
0.42
0.04
0.31
0.12
0.25
1.18
Free Cash Flow per Basic Share
0.02
0.02
0.02
0.12
0.04
0.06
0.04
0.03
0.04
0.04
0.04
0.02
0.04
0.04
0.04
0.04
0.02
Dividend per Share
1.16
1.18
1.29
1.46
1.87
1.9
2.07
2.07
2.36
2.94
2.85
3.35
3.27
3.65
3.59
3.68
3.52
Book Value per Share
3.37
3.61
4.25
4.88
4.46
4.36
4.33
4.29
4.88
4.87
5.66
6.79
6.16
4.88
5.13
5.23
5.21
Tangible Book Value per Share
22
22
22
21
22
23
23
24
23
20
20
21
23
20
20
19
21
Basic Weighted Avg Shares
103
107
118
140
165
166
166
166
181
186
198
195
200
188
187
188
208
Sales/Revenue/Turnover
1.31
2.74
- -
3.63
6.78
2.95
3.44
2.12
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
10
- -
- -
1
1
1
1
1
1
1
1
1
1
1
- -
- -
Depreciation Expense
-1
1
3
4
11
4
4
3
5
-1
- -
12
4
2
- -
-4
5
Net Income, GAAP
189.41
- -
0.75
12.71
1.64
9.67
23.13
25.2
15.46
- -
- -
21.51
19.26
27.24
- -
- -
22.21
Effective Tax Rate (%)
-1.18
0.93
2.78
3.17
6.67
2.66
2.64
1.59
2.5
-0.38
-0.19
6.23
2.15
0.81
-0.09
-2.27
2.45
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
41
41
41
41
41
34
34
34
34
34
34
34
34
34
34
34
34
LT Debt
77
83
96
106
101
104
102
106
113
101
118
145
141
102
107
100
109
Total Equity
-1.03
- -
- -
3.12
7.62
3.16
3.2
1.91
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
-5.4
- -
8.54
9.47
16.66
7.33
6.87
4.61
7.01
- -
- -
13.69
5.11
2.71
- -
- -
7.01
Return on Capital (%)
-6.44
1.85
10.15
13.18
29.21
9.28
8.66
4.59
8.01
-1.95
-1.33
18.3
5.4
1.52
-0.77
-6.59
6.72
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
4
4
4
LT Borrowings
34
34
34
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
20
20
20
Market Capitalization
33
44
59

Working Capital

FRC

•

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
67
84
79
Accounts Receivable, Net
43
73
65
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
28
30
34
ST Debt
4
4
4
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.5%
-1.98%
-7.14%
Free Cash Flow
133.94%
-17.89%
79.98%
Net Income, GAAP
-122.69%
-219.42%
2,395.91%
Sales/Revenue/Turnover
1.32%
-0.99%
0.77%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
46
49
45
47
187
2024
47
48
45
49
188
2025
50
55
54
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
-0.08
0.08
0.08
- -
-0.03
2024
-0.1
-0.05
-0.1
0.02
-0.25
2025
0.03
0.16
0.02
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
0.02
- -
0.04
2024
- -
- -
- -
0.02
0.04
2025
- -
- -
- -
- -
- -
Similar Companies
Jackson Financial Inc. (JXN-PA)
Maiden Holdings North America, Ltd. (MHNC)
Great-West Lifeco Inc. (GRWTF)
American Equity Investment Life Holding Company (AEL)
Ecclesiastical Insurance Office plc (ELLA.L)
FWD Group Holdings Limited (1828.HK)
Business
Atlantic American Corporation (NASDAQ: AAME), a specialty insurance holding company founded in 1968 and headquartered in Atlanta, Georgia, operates through principal subsidiaries American Southern Insurance Company, American Safety Insurance Company, Bankers Fidelity Life Insurance Company, and Bankers Fidelity Assurance Company to provide life and health insurance products including individual and group whole life policies, Medicare supplement plans (such as Plans F, G, and N), supplemental accident and health coverage for cancer, critical illnesses, hospital indemnity (Vantage Flex Plus), short-term disability (Vantage Recovery), and accident benefits; and property and casualty insurance encompassing commercial automobile liability for state governments, municipalities, school systems, utilities, trucking fleets, and motor pools, general liability, inland marine, surety bonds for subdivision construction, school bus contracts, performance bonds, payment bonds, and collateral protection insurance primarily distributed through independent agents, brokers, and managing general agents in the United States with a focus on southeastern markets. The company generates revenue from insurance premiums, investment income on its portfolio funded by policyholder float, and disciplined underwriting in niche segments targeting seniors, businesses, financial institutions, and government entities. Recent financial performance reflects improved profitability in 2025, with Q2 net income of $3.3 million ($0.15 per diluted share) and six-month net income of $4.1 million ($0.19 per diluted share) driven by 11.5% premium growth to $50.1 million in Q2, strong contributions from Medicare supplement, inland marine, and group accident/health lines, operating income increases of $2.7 million in Q2 and $5.4 million for the half-year, book value per share rising to $4.80, cash equivalents expanding to $46.4 million, and affirmation of strong AM Best ratings including A (Excellent) for American Southern Insurance Group and A- (Excellent) for Bankers Fidelity Life Insurance Group; Q3 2025 delivered net income of $0.6 million ($0.02 per diluted share) reversing prior-year losses through 12% premium expansion and investment gains amid ongoing rate adjustments in property/casualty lines and new business initiatives for Atlantic Capital Life Assurance Company.

Company News

APIChatGPT

  • globenewswire.com

    Atlantic American Corporation Receives Nasdaq Notice Regarding Delayed Form 10-Q Filing

  • defenseworld.net

    Atlantic American (NASDAQ:AAME) Shares Cross Below 200 Day Moving Average – Here’s What Happened

  • businesswire.com

    AM Best Downgrades Credit Ratings of American Southern Group's Members; Affirms Credit Ratings of Atlantic American Corporation and Bankers Fidelity Life Insurance Group's Members

  • globenewswire.com

    Atlantic American Corporation Receives Nasdaq Notice Regarding Delayed Form 10-K Filing

  • defenseworld.net

    Atlantic American Corporation (NASDAQ:AAME) Short Interest Update

  • defenseworld.net

    Short Interest in Atlantic American Corporation (NASDAQ:AAME) Expands By 227.6%

  • defenseworld.net

    Atlantic American (NASDAQ:AAME) Shares Pass Below 200-Day Moving Average – Here’s Why

  • globenewswire.com

    Atlantic American Corporation Reports Third Quarter Results for 2025

  • globenewswire.com

    Atlantic American Corporation Reports Second Quarter Results for 2025

  • globenewswire.com

    Atlantic American Corporation Reports First Quarter Results for 2025

  • globenewswire.com

    Atlantic American Corporation Reports Fourth Quarter and Year End Results for 2024; Declares Annual Dividend

  • globenewswire.com

    Atlantic American Corporation Reports Third Quarter Results for 2024

  • globenewswire.com

    Atlantic American Corporation Reports Second Quarter Results for 2024

  • globenewswire.com

    Atlantic American Corporation Reports First Quarter Results for 2024

  • globenewswire.com

    Atlantic American Corporation Reports Fourth Quarter and Year End Results for 2023; Declares Annual Dividend

  • globenewswire.com

    Atlantic American Corporation Reports Third Quarter Results for 2023

  • globenewswire.com

    Atlantic American Corporation Reports Second Quarter Results for 2023; Declares Annual Dividend

  • businesswire.com

    AM Best Removes From Under Review With Developing Implications and Affirms Credit Ratings of Atlantic American Corporation and Its Subsidiaries

  • globenewswire.com

    Atlantic American Corporation Reports Second Quarter Results For 2021

  • globenewswire.com

    Atlantic American Corporation Reports First Quarter Results for 2021