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    Software - Infrastructure
ACI Worldwide, Inc.

ACI Worldwide, Inc.

ACIW
ACI Worldwide, Inc.US flagNASDAQ Global Select
52.95
USD
+0.04
- -
5.38BMarket Cap
ACI Worldwide, Inc.
ACIW
(NASDAQ Global Select)

Recent

price

52.95

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.16
4.63
5.74
7.34
8.85
8.9
8.56
8.68
8.7
10.83
11.12
11.67
12.51
13.39
15.11
16.93
17.78
Revenue per Share
0.27
0.46
0.42
0.54
0.59
0.73
1.1
0.04
0.59
0.58
0.62
1.09
1.25
1.12
1.93
2.18
2.2
Basic EPS, GAAP
0.68
0.64
-0.22
0.9
1.1
1.18
0.31
0.78
1.21
0.73
2.3
1.49
0.91
1.21
2.97
2.78
2.78
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
2.56
3.14
4.52
4.66
5.03
5.5
6.43
6.53
9.03
9.74
10.3
10.76
11.04
12.25
13.53
14.79
14.79
Book Value per Share
0.06
0.62
-1.89
-4.76
-5.8
-6.33
-4.64
-4.2
-1.44
-6.4
-5.06
-4.12
-3.61
-1.9
-0.57
0.62
0.61
Tangible Book Value per Share
101
100
116
118
115
117
118
118
116
116
116
117
114
108
105
104
102
Basic Weighted Avg Shares
418
465
667
865
1,016
1,046
1,006
1,024
1,010
1,258
1,294
1,371
1,422
1,453
1,594
1,760
1,820
Sales/Revenue/Turnover
12.82
14.24
11.16
14.23
13.6
12.23
6.93
8.26
12.47
9.84
11.18
15.31
14.34
15.17
19.33
18.75
18.61
Operating Margin (%)
26
28
51
70
87
97
103
102
97
139
164
144
138
134
121
107
108
Depreciation Expense
27
46
49
64
68
85
130
5
69
67
73
128
142
122
203
227
226
Net Income, GAAP
44.16
28.7
25.16
31.44
31.6
24.64
30.2
88.21
24.92
7.13
26.33
27
31.19
17.69
18.89
26.09
26.37
Effective Tax Rate (%)
6.5
9.86
7.33
7.38
6.65
8.17
12.88
0.5
6.83
5.33
5.61
9.32
10
8.37
12.74
12.88
12.4
Profit Margin (%)
24
115
90
91
-5
-2
32
100
270
308
249
183
256
369
388
383
421
Working Capital
- -
75
357
708
805
834
654
668
651
1,386
1,161
1,063
1,058
993
912
799
800
LT Debt
256
317
534
544
581
654
755
765
1,048
1,130
1,207
1,245
1,193
1,324
1,424
1,519
1,497
Total Equity
9.18
12.95
8.55
7.67
6.82
6.32
3.15
0.67
5.95
5.37
4.29
6.42
5.98
7.69
10.44
10.22
10.66
Return on Invested Capital (%)
8.82
13.16
8.71
7.48
6.83
7.64
10.24
0.66
6.31
5.91
4.59
6.72
7.62
7.87
10.95
11.35
11.33
Return on Capital (%)
11.06
16.01
11.47
11.85
12.01
13.83
18.38
0.68
7.6
6.16
6.22
10.43
11.66
9.65
14.78
15.4
15.62
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
50
50
50
LT Borrowings
777
766
781
LT Finance Leases
23
20
19
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
103
101
101
Market Capitalization
4,911
4,157
5,091

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,089
1,133
1,144
Cash, Cash Equivalents & STI
196
162
167
Accounts Receivable, Net
202
200
204
Inventories
- -
- -
- -
Total Current Liabilities
706
739
723
Payables & Accruals
81
73
74
ST Debt
50
50
50
Deferred Revenue
74
79
76

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.25%
4.84%
6.65%
Free Cash Flow
38.92%
16.58%
-7.72%
Net Income, GAAP
135.48%
30.27%
11.59%
Sales/Revenue/Turnover
5.6%
6.39%
10.38%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
316
373
452
453
1,594
2025
395
401
482
482
1,760
2026
426
430
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.07
0.29
0.78
0.94
1.93
2025
0.56
0.12
0.88
0.63
2.18
2026
0.38
0.31
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
ACI Worldwide, Inc. (NASDAQ: ACIW) develops and provides real-time electronic payment software solutions that facilitate secure transaction processing for banks, financial institutions, merchants, billers, acquirers, issuers, and third-party payment service providers worldwide. The company offers a comprehensive suite of products and services, including ACI Connetic, a cloud-native unified payments platform supporting all payment types such as account-to-account (A2A), card processing, real-time payments, ACH, wires, and AI-powered fraud prevention; ACI Payments Orchestration Platform for merchant payments enabling omni-channel processing, digital wallets, tokenization, and fraud management; ACI Speedpay for electronic bill presentment and payment across industries like utilities, insurance, telecommunications, auto finance, mortgages, healthcare, and government; ACI Enterprise Payments Platform for enterprise-wide payment orchestration; ACI Fraud Management and Payments Intelligence leveraging AI and machine learning for real-time fraud detection and prevention; and ACI Acquiring and Issuing solutions for credit, debit, prepaid card transactions, and digital payment issuing. Headquartered in Elkhorn, Nebraska, with additional operations in Coral Gables, Florida, ACI Worldwide serves clients in 94 countries across banking, retail, fuel, grocery, healthcare payers, accounts receivable management, and government sectors; founded in 1975 as Applied Communications Inc. in Omaha, Nebraska, the company processes billions of consumer transactions annually, equating to trillions of U.S. dollars. Recent developments include the November 2025 acquisition of Payment Components, a Greece-based provider of AI-powered financial messaging and Open Banking solutions, to enhance ACI Connetic with advanced A2A payments, API management, and messaging capabilities serving 65 institutions in 25 countries; strategic partnerships such as expansions with NationsBenefits in April 2025 for health and retail benefits payments, Co-op in March 2025 for U.K. retail technology, and Kuvasz Solutions in 2024 for real-time payments in Colombia; and ongoing focus on cloud-native SaaS transitions, including ACI Payments Orchestration Platform and ACI Speedpay, alongside divestitures of non-core assets like Corporate Online Banking to prioritize high-growth areas.

Company News

Company News APIChatGPT

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    ACI Worldwide, Inc. (ACIW) Q2 2026 Earnings Call Transcript

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