1. Austria Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Addiko Bank AG

Addiko Bank AG

ADBKF
Addiko Bank AGUS flagOther OTC
32.10
USD
- -
- -
619.12MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
15.72
14.3
11.17
13.11
12.42
16.06
13.74
12.85
12.71
13.08
15.38
16.67
16.75
Basic EPS, GAAP
-15.5
-4.99
-34.63
-1.23
2.13
5.34
1.8
0.07
0.7
1.32
2.12
2.35
2.28
Free Cash Flow per Basic Share
-18.4
10.93
-4.37
22.25
-11.55
-6.03
-2.95
13.56
12.7
10.45
8.48
18.19
-5.55
Dividend per Share
1.76
- -
- -
- -
22.05
8.72
2.56
- -
2.39
- -
1.22
1.26
- -
Book Value per Share
12.01
33.29
-1.34
34.46
15.47
19.68
28.04
31.22
29.59
30.97
32
33.24
35.52
Tangible Book Value per Share
66.63
62.02
37.95
50.12
42.16
42.52
42.73
42.29
39.92
37.06
40.04
42.19
45.09
Basic Weighted Avg Shares
20
20
20
20
20
20
20
20
20
19
19
19
19
Sales/Revenue/Turnover
306
279
218
256
242
313
268
250
248
255
299
322
323
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
53
40
42
28
18
14
26
20
19
18
17
17
18
Net Income, GAAP
-302
-97
-675
-24
42
104
35
1
14
26
41
45
44
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
7.63
77.78
34.62
17.63
13.29
24.83
26.62
Profit Margin (%)
-98.63
-34.94
-309.87
-9.35
17.18
33.27
13.1
0.56
5.49
10.09
13.76
14.12
13.62
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
15
5
28
74
198
1
- -
- -
- -
- -
17
15
22
Total Equity
1,325
1,229
752
995
844
860
861
852
805
746
801
840
898
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-78.65
-22.05
- -
- -
8.54
30.41
7.55
0.24
2.29
4.36
6.71
7.19
6.64

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.43%
1.28%
7.02%
Free Cash Flow
-148.08%
-12.14%
-130.49%
Net Income, GAAP
64.53%
205.54%
-3.08%
Sales/Revenue/Turnover
4.76%
5.42%
0.5%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
322
2025
- -
- -
- -
- -
323
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.35
2025
- -
- -
- -
- -
2.28
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.26
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Herbert Juranek
Full Time Employees
2,509
Sector
Financial Services
Industry
Banks - Regional
Address
Wipplingerstrasse 34/4 OG Vienna Austria 1010
IPO Date
Sep 23, 2019
Website
addiko.com
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Business
Addiko Bank AG, an Austria-based specialist banking group headquartered in Vienna and founded in 2015 through the acquisition of Hypo Alpe Adria's Southeast Europe network by Advent International and the European Bank for Reconstruction and Development, focuses on consumer and small and medium-sized enterprise (SME) lending alongside payment services in Central and South-Eastern Europe (CSEE). The group operates through its fully licensed parent bank and subsidiaries in Croatia, Slovenia, Bosnia and Herzegovina (with two banks), Serbia, Montenegro, Austria and Germany, serving approximately 0.9 million customers via 155 branches and digital channels; its core offerings encompass unsecured personal loans, working capital loans for SMEs, current accounts, debit and credit cards, savings and time deposit accounts (yielding 1.48-1.93%), car loans, mortgage loans (gradually reduced), bancassurance, automated overdrafts, business credit cards and end-to-end digital lending solutions. Addiko funds operations primarily through retail deposits while running down non-focus areas such as public finance and large corporate lending, with consumer disbursements growing 20.4% to EUR 851 million in 2024 supported by over 550 partners at 1,100 locations and SME new products like web-accelerated loans amid a competitive environment. Recent developments include unsuccessful 2024 takeover bids by Agri Europe Cyprus Ltd. (partial offer for up to 17% at EUR 16.24/share) and Nova Ljubljanska Banka d.d. (full control offer raised to EUR 22/share, accepted by 36.4%), shareholding changes with ALTA Group acquiring 30%, Gorenjska Banka 5.19% and ECB suspension of certain voting rights (resolved February 2025), completion of the 2023-2024 Acceleration Program enhancing digital platforms and risk management, launch preparations for Romania via cross-border licensing with Q1 2025 pilot, dividend suspension for 2024 per ECB recommendation, executive contract extensions through 2027-2028, additional Xetra listing in Germany and 1H25 net profit of EUR 24 million with consumer loan growth despite ECB rate cuts.

Company News

APIChat

  • seekingalpha.com

    Addiko Bank AG (ADBKF) Q1 2026 Earnings Call Transcript

  • defenseworld.net

    Addiko Bank AG (OTCMKTS:ADBKF) Short Interest Up 2,979.1% in April

  • seekingalpha.com

    Addiko Bank AG (ADBKF) Q4 2025 Earnings Call Transcript