WVS Financial Corp.

WVS Financial Corp.

WVFC
WVS Financial Corp.US flagOther OTC
14.25
USD
- -
- -
23.70MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.49
2.43
2.82
3.05
3.28
3.78
4.21
3.91
3.02
2.99
3.47
3.5
- -
3.66
Basic EPS, GAAP
0.52
0.45
0.66
0.69
0.87
1.16
1.57
1.41
0.74
0.72
1.02
0.86
- -
0.93
Free Cash Flow per Basic Share
1.94
1.54
0.75
1.72
1.54
2.49
2.12
1.75
0.83
1.47
1.67
1.38
- -
- -
Dividend per Share
0.16
0.16
0.16
0.26
0.26
0.38
0.44
0.4
0.4
0.4
0.4
0.44
- -
- -
Book Value per Share
18.36
18.65
19.21
21.06
22.08
23.45
25.19
26.37
27.01
27.51
29.19
30.97
- -
- -
Tangible Book Value per Share
15.47
15.45
15.63
17.32
17.63
18.62
20.25
20.88
21.95
21.17
22.24
23.64
- -
24
Basic Weighted Avg Shares
2
2
2
2
2
2
2
2
2
2
2
2
- -
2
Sales/Revenue/Turnover
5
5
6
6
6
7
7
7
5
5
6
6
6
6
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
1
1
1
1
2
2
3
2
1
1
2
1
2
1
Effective Tax Rate (%)
33.42
33.96
32.82
37.62
34.12
34.68
25.01
25.89
25.56
25.42
25.02
27.68
25.73
27.08
Profit Margin (%)
21.07
18.42
23.3
22.73
26.6
30.75
37.31
36.03
24.55
23.93
29.41
24.62
27.19
25.32
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
18
112
118
16
16
- -
100
100
35
5
107
111
133
- -
Total Equity
32
32
32
33
33
34
36
37
38
37
37
38
39
38
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
2.89
2.42
3.46
3.33
4.01
5.05
6.38
5.44
2.76
2.62
3.54
2.8
3.29
- -

Capital Structure

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'25
ST Debt
99
10
120
LT Borrowings
- -
111
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
20
19
20

Working Capital

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2
65
19
Accounts Receivable, Net
- -
1
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
3
- -
ST Debt
99
10
120
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.92%
0.95%
2.3%
Free Cash Flow
4.45%
-15.77%
-89.82%
Net Income, GAAP
5.78%
-2.92%
19.46%
Sales/Revenue/Turnover
1.04%
-1.79%
8.17%
Total Cash Common Dividend
9.16%
-0.49%
-2.13%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1
1
2
1
6
2025
1
2
2
- -
6
2026
2
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.2
0.18
0.25
0.23
0.86
2025
0.27
0.29
0.26
- -
- -
2026
0.41
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.44
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
David J. Bursic
Full Time Employees
23
Sector
Financial Services
Industry
Banks - Regional
Address
9001 Perry Highway Pittsburgh PA United States of America 15237
IPO Date
Nov 29, 1993
Business
WVS Financial Corp. (NasdaqCM: WVFC) operates as the holding company for West View Savings Bank, a federally chartered savings bank providing consumer and business financial services to customers primarily in northern West Virginia and southwestern Pennsylvania. The bank offers a range of deposit products, including checking accounts, savings accounts, money market deposit accounts, certificates of deposit, and individual retirement accounts; and lending products such as one- to four-family residential real estate mortgage loans secured by first mortgages on owner-occupied, one- to four-family residences, multi-family residential real estate mortgage loans, commercial real estate loans secured by first mortgages on commercial real estate, land loans, construction loans, consumer loans comprising home equity lines of credit, automobile loans, and other consumer installment loans, as well as commercial loans to small to medium-sized businesses. West View Savings Bank operates through a network of five full-service branches located in West View, Pittsburgh, Allegheny, and Monroeville in Pennsylvania, and Morgantown in West Virginia; the company maintains its headquarters in Pittsburgh, Pennsylvania, and traces its origins to 1929 when West View Savings Bank was founded. In recent years, WVS Financial Corp. has focused on maintaining stable operations amid economic shifts, with no major publicly reported acquisitions, funding rounds, partnerships, or strategic reorganizations within the last 1-2 years; the company continues to emphasize its core community banking model serving retail customers and local businesses in its primary market areas.