Affinity Bancshares, Inc.
NASDAQTotal Valuation
Affinity Bancshares, Inc. carries a market capitalization of 139.15M, placing it among publicly traded companies globally. Its enterprise value stands at 86.33M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 139.15M |
| Enterprise Value | 86.33M |
Share Statistics
Affinity Bancshares, Inc. currently has 6.09M shares outstanding.
| Shares Outstanding | 6.09M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Affinity Bancshares, Inc. trades at a trailing price-to-earnings ratio of 15.71. The price-to-sales ratio is 4.14, and the price-to-book ratio stands at 1.76.
| PE Ratio | 15.71 |
| PS Ratio | 4.14 |
| PB Ratio | 1.76 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | 9.82 |
| P/OCF Ratio | 9.77 |
Enterprise Valuation
On an enterprise value basis, Affinity Bancshares, Inc. trades at an EV/EBITDA multiple of 120.24 and an EV/FCF ratio of 5.98.
| EV / Sales | 2.59 |
| EV / EBITDA | 120.24 |
| EV / EBIT | N/A |
| EV / FCF | 5.98 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 41.71 |
| Debt / EBITDA | 75.21 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 11.86 |
| Return on Assets (ROA) | 0.96 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Affinity Bancshares, Inc. has paid 3.05M in income taxes, reflecting an effective tax rate of 25.74.
| Income Tax | 3.05M |
| Effective Tax Rate | 25.74 |
Stock Price Statistics
Affinity Bancshares, Inc.'s stock has gained approximately 21.5655% over the past 52 weeks. The 50-day moving average sits at 22.55, while the 200-day moving average is 20.84.
| Beta (5Y) | N/A |
| 52-Week Price Change | 21.5655% |
| 50-Day Moving Average | 22.55 |
| 200-Day Moving Average | 20.84 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Affinity Bancshares, Inc. generated 33.36M in revenue and converted that into 8.78M in net income, yielding earnings per share of 1.38.
| Revenue | 33.36M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 11.83M |
| Net Income | 8.78M |
| EBITDA | 718,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.38 |
Balance Sheet
Affinity Bancshares, Inc. holds 105.68M in cash and equivalents against 54.00M in total debt, resulting in a net debt position of -35.35M.
| Cash & Cash Equivalents | 105.68M |
| Total Debt | 54.00M |
| Net Debt | -35.35M |
| Equity (Book Value) | 78.46M |
| Book Value Per Share | 12.65 |
| Working Capital | N/A |
Cash Flow
Affinity Bancshares, Inc. produced 14.13M in operating cash flow over the past twelve months. After subtracting -322,000.00 in capital expenditures, free cash flow totaled 13.80M - equivalent to 2.23 per share.
| Operating Cash Flow | 14.13M |
| Capital Expenditures | -322,000.00 |
| Free Cash Flow | 13.80M |
| FCF Per Share | 2.23 |
Margins
Affinity Bancshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 35.46 |
| Profit Margin | 26.33 |
| EBITDA Margin | 2.15 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 0.53 |
| FCF Yield | 10.18 |
Stock Splits
Affinity Bancshares, Inc.'s most recent stock split took place on January 21, 2021 with a 500:453 split ratio.
| Last Split Date | 1/21/2021 |
| Split Ratio | 500:453 |
Scores
Affinity Bancshares, Inc. posts an Altman Z-Score of 0.26, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.26 |