Affinity Bancshares, Inc.

AFBI

AFBIAffinity Bancshares, Inc. US flag

NASDAQ

23.00

USD

- -

140.18MMarket Cap

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	3.91	7.51	5.99	5.4	4.34	6.51
Return on Assets (%)	- -	0.53	0.92	0.9	0.79	0.64	0.95
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	6.17	2.58	2.11	1.05	2.48	2.37	2.18
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	2.27	14.37	31.02	29	28.28	22.39	33.99
Profit Margin (%)	2.47	11.43	23.7	22.18	21.74	17.45	25.2
Net Income to Common Margin (%)	2.47	11.43	23.7	22.18	21.74	17.45	25.2
Effective Tax Rate (%)	- -	20.41	23.59	23.51	23.13	22.07	25.85
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	105.63
Sustainable Growth Rate (%)	- -	3.91	7.51	5.99	5.4	4.34	-0.37

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	24	49	10	40	59	54
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	24	49	10	40	59	54
Total Debt/EBITDA	- -	34.6	72.68	29.66	54.42	79.7	75
Net Debt/EBITDA	-54.37	-221.14	-93.16	-48.22	-13.64	23.56	0.21
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	24.17	9.5	15.35	14.8	14.41	14.9	14.41
Long-Term Debt/Equity (%)	- -	29.85	40.5	8.56	32.92	45.55	42.51
Long-Term Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Long-Term Debt/Total Assets (%)	- -	2.84	6.22	1.27	4.74	6.79	6.12
Total Debt/Equity (%)	- -	29.85	40.5	8.56	32.92	45.55	42.51
Total Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Total Debt/Total Assets (%)	- -	2.84	6.22	1.27	4.74	6.79	6.12
Net Debt to Equity	-62.35	-190.8	-51.9	-13.92	-8.25	13.47	0.12
Net Debt/Capital (%)	-165.64	210.13	-107.92	-16.17	-8.99	11.87	0.12
EBITDA	1	1	1	- -	1	1	1
EBITDA-CapEx	1	- -	- -	-1	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	24.17	9.5	15.35	14.8	14.41	14.9	14.41
Long-Term Debt/Equity (%)	- -	29.85	40.5	8.56	32.92	45.55	42.51
Long-Term Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Long-Term Debt/Total Assets (%)	- -	2.84	6.22	1.27	4.74	6.79	6.12
Total Debt/Equity (%)	- -	29.85	40.5	8.56	32.92	45.55	42.51
Total Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Total Debt/Total Assets (%)	- -	2.84	6.22	1.27	4.74	6.79	6.12
CFO/Total Liabilities	0.68	0.18	1.78	1.12	1.09	0.92	1.54
CFO/CapEx	4.34	3.04	14.28	5.43	14.94	16.09	27.58
Altman's Z-Score	0.45	0.17	0.24	0.25	0.24	0.25	0.26

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	4.04	3.48	8.03	- -	- -	- -
Days Sales Outstanding	- -	90.34	104.9	45.44	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	79	68	106	100	102	112	125
- Cash & Cash Equivalents	48	178	112	26	50	41	54
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	24	49	10	40	59	54
Enterprise Value	27	-110	-6	37	44	93	108
Total Capital	77	105	170	127	162	188	181
Total Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Total Debt / EV	- -	-0.22	-8.9	0.27	0.91	0.63	0.5
EV/Sales	1.87	- -	- -	1.16	1.48	2.98	3.26
EV/EBITDA	30.27	- -	- -	110.18	59.71	126.09	149.64
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	16.38	- -	- -	4.92	5.58	13.7	9.26
EV/Free Cash Flow to Firm	13.31	- -	- -	4.16	5.23	12.9	8.93
Diluted Market Cap	79	68	107	102	105	115	132
Diluted Enterprise Value	31	-86	44	86	95	132	132
EV per Share	3.9	- -	- -	5.64	6.84	14.52	17.67
TTM Sales	14	27	32	32	30	31	33
TTM EBITDA	1	1	1	- -	1	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2	1	12	8	8	7	12
TTM Free Cash Flow to Firm	2	2	13	9	8	7	12

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	39.11	37.36	8.44	11.39	12.47	15.95	10.94
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	27	-110	-6	37	44	93	108
Low Price	9.82	5.36	9.7	13.81	11.29	14.93	17
EV/Sales	1.87	- -	- -	1.16	1.48	2.98	3.26
EV/EBITDA	30.27	- -	- -	110.18	59.71	126.09	149.64
Price/Earnings	221.76	22.04	14	14.12	16.04	20.63	15.42
Price/Earnings Average	200.48	18.78	11.81	13.95	14.26	22.81	14.2
Price/Earnings High	223.7	26.83	14.22	16.83	16.57	26.52	16.95
Price/Earnings Low	190.19	11.93	8.82	12.91	11.34	17.6	12.81
Price/Book Value	1.02	0.84	0.87	0.85	0.84	0.87	0.98
Price/Book Value Average	0.92	0.72	0.74	0.84	0.75	0.96	0.9
Price/Book Value High	1.03	1.03	0.89	1.02	0.87	1.12	1.08
Price/Book Value Low	0.87	0.46	0.55	0.78	0.6	0.74	0.82
Price/Tangible Book Value	1.02	1.1	1.04	1.01	0.99	1.01	1.14
Price/Tangible Book Value Average	0.92	0.94	0.87	1	0.88	1.12	1.05
Price/Tangible Book Value High	1.03	1.34	1.05	1.21	1.03	1.3	1.26
Price/Tangible Book Value Low	0.87	0.6	0.65	0.93	0.7	0.86	0.95
Price/Sales	5.49	2.52	3.32	3.13	3.49	3.6	3.89
Price/Sales Average	4.96	2.15	2.8	3.09	3.1	3.98	3.58
Price/Sales High	5.53	3.07	3.37	3.73	3.6	4.63	4.27
Price/Sales Low	4.7	1.36	2.09	2.86	2.47	3.07	3.23
Price/Cash Flow	48.12	49.65	8.95	13.31	13.14	16.53	11.04
Price/Cash Flow Average	43.5	42.3	7.55	13.15	11.68	18.28	10.17
Price/Cash Flow High	48.54	60.43	9.09	15.86	13.58	21.25	12.13
Price/Cash Flow Low	41.27	26.88	5.63	12.17	9.29	14.1	9.17
Price/Free Cash Flow Average	35.35	31.83	7.12	11.26	11.08	17.64	10.07
Price/Free Cash Flow High	39.45	45.47	8.57	13.58	12.88	20.51	12.02
Price/Free Cash Flow Low	33.54	20.23	5.31	10.42	8.81	13.61	9.08
EV/Sales Average	1.61	- -	0.83	2.56	2.73	4.54	3.48
EV/Sales High	2.18	- -	1.4	3.19	3.23	5.18	4.15
EV/Sales Low	1.35	- -	0.12	2.33	2.1	3.63	3.14
EV/EBITDA Average	26.05	-137.95	39.29	243.38	110.31	191.63	159.8
EV/EBITDA High	35.36	-102.28	66.32	303.54	130.41	218.98	190.7
EV/EBITDA Low	21.92	-168.27	5.75	221.66	84.92	153.23	144.13
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	11.45	9.9	15.4	15.1	15.97	17.5	20.47
High Price	11.55	12.05	15.64	18	16.5	22.5	22.5
Enterprise Value Average	23	-96	26	82	81	141	115
Enterprise Value High	31	-71	45	103	96	162	137
Enterprise Value Low	19	-117	4	75	62	113	104

Profitability (USD)

Profitability Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	3.91	7.51	5.99	5.4	4.34	6.51
Return on Assets (%)	- -	0.53	0.92	0.9	0.79	0.64	0.95
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
EBITDA Margin (%)	6.17	2.58	2.11	1.05	2.48	2.37	2.18
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	2.27	14.37	31.02	29	28.28	22.39	33.99
Profit Margin (%)	2.47	11.43	23.7	22.18	21.74	17.45	25.2
Net Income to Common Margin (%)	2.47	11.43	23.7	22.18	21.74	17.45	25.2
Effective Tax Rate (%)	- -	20.41	23.59	23.51	23.13	22.07	25.85
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	105.63
Sustainable Growth Rate (%)	- -	3.91	7.51	5.99	5.4	4.34	-0.37

Credit (USD)

Credit Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	24	49	10	40	59	54
ST Debt	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	24	49	10	40	59	54
Total Debt/EBITDA	- -	34.6	72.68	29.66	54.42	79.7	75
Net Debt/EBITDA	-54.37	-221.14	-93.16	-48.22	-13.64	23.56	0.21
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	24.17	9.5	15.35	14.8	14.41	14.9	14.41
Long-Term Debt/Equity (%)	- -	29.85	40.5	8.56	32.92	45.55	42.51
Long-Term Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Long-Term Debt/Total Assets (%)	- -	2.84	6.22	1.27	4.74	6.79	6.12
Total Debt/Equity (%)	- -	29.85	40.5	8.56	32.92	45.55	42.51
Total Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Total Debt/Total Assets (%)	- -	2.84	6.22	1.27	4.74	6.79	6.12
Net Debt to Equity	-62.35	-190.8	-51.9	-13.92	-8.25	13.47	0.12
Net Debt/Capital (%)	-165.64	210.13	-107.92	-16.17	-8.99	11.87	0.12
EBITDA	1	1	1	- -	1	1	1
EBITDA-CapEx	1	- -	- -	-1	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	24.17	9.5	15.35	14.8	14.41	14.9	14.41
Long-Term Debt/Equity (%)	- -	29.85	40.5	8.56	32.92	45.55	42.51
Long-Term Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Long-Term Debt/Total Assets (%)	- -	2.84	6.22	1.27	4.74	6.79	6.12
Total Debt/Equity (%)	- -	29.85	40.5	8.56	32.92	45.55	42.51
Total Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Total Debt/Total Assets (%)	- -	2.84	6.22	1.27	4.74	6.79	6.12
CFO/Total Liabilities	0.68	0.18	1.78	1.12	1.09	0.92	1.54
CFO/CapEx	4.34	3.04	14.28	5.43	14.94	16.09	27.58
Altman's Z-Score	0.45	0.17	0.24	0.25	0.24	0.25	0.26

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	4.04	3.48	8.03	- -	- -	- -
Days Sales Outstanding	- -	90.34	104.9	45.44	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	79	68	106	100	102	112	125
- Cash & Cash Equivalents	48	178	112	26	50	41	54
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	24	49	10	40	59	54
Enterprise Value	27	-110	-6	37	44	93	108
Total Capital	77	105	170	127	162	188	181
Total Debt/Capital (%)	- -	22.99	28.82	7.89	24.77	31.3	29.83
Total Debt / EV	- -	-0.22	-8.9	0.27	0.91	0.63	0.5
EV/Sales	1.87	- -	- -	1.16	1.48	2.98	3.26
EV/EBITDA	30.27	- -	- -	110.18	59.71	126.09	149.64
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	16.38	- -	- -	4.92	5.58	13.7	9.26
EV/Free Cash Flow to Firm	13.31	- -	- -	4.16	5.23	12.9	8.93
Diluted Market Cap	79	68	107	102	105	115	132
Diluted Enterprise Value	31	-86	44	86	95	132	132
EV per Share	3.9	- -	- -	5.64	6.84	14.52	17.67
TTM Sales	14	27	32	32	30	31	33
TTM EBITDA	1	1	1	- -	1	1	1
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	2	1	12	8	8	7	12
TTM Free Cash Flow to Firm	2	2	13	9	8	7	12

Multiples (USD)

Valuation Multiples API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	39.11	37.36	8.44	11.39	12.47	15.95	10.94
EV/EBIT	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	27	-110	-6	37	44	93	108
Low Price	9.82	5.36	9.7	13.81	11.29	14.93	17
EV/Sales	1.87	- -	- -	1.16	1.48	2.98	3.26
EV/EBITDA	30.27	- -	- -	110.18	59.71	126.09	149.64
Price/Earnings	221.76	22.04	14	14.12	16.04	20.63	15.42
Price/Earnings Average	200.48	18.78	11.81	13.95	14.26	22.81	14.2
Price/Earnings High	223.7	26.83	14.22	16.83	16.57	26.52	16.95
Price/Earnings Low	190.19	11.93	8.82	12.91	11.34	17.6	12.81
Price/Book Value	1.02	0.84	0.87	0.85	0.84	0.87	0.98
Price/Book Value Average	0.92	0.72	0.74	0.84	0.75	0.96	0.9
Price/Book Value High	1.03	1.03	0.89	1.02	0.87	1.12	1.08
Price/Book Value Low	0.87	0.46	0.55	0.78	0.6	0.74	0.82
Price/Tangible Book Value	1.02	1.1	1.04	1.01	0.99	1.01	1.14
Price/Tangible Book Value Average	0.92	0.94	0.87	1	0.88	1.12	1.05
Price/Tangible Book Value High	1.03	1.34	1.05	1.21	1.03	1.3	1.26
Price/Tangible Book Value Low	0.87	0.6	0.65	0.93	0.7	0.86	0.95
Price/Sales	5.49	2.52	3.32	3.13	3.49	3.6	3.89
Price/Sales Average	4.96	2.15	2.8	3.09	3.1	3.98	3.58
Price/Sales High	5.53	3.07	3.37	3.73	3.6	4.63	4.27
Price/Sales Low	4.7	1.36	2.09	2.86	2.47	3.07	3.23
Price/Cash Flow	48.12	49.65	8.95	13.31	13.14	16.53	11.04
Price/Cash Flow Average	43.5	42.3	7.55	13.15	11.68	18.28	10.17
Price/Cash Flow High	48.54	60.43	9.09	15.86	13.58	21.25	12.13
Price/Cash Flow Low	41.27	26.88	5.63	12.17	9.29	14.1	9.17
Price/Free Cash Flow Average	35.35	31.83	7.12	11.26	11.08	17.64	10.07
Price/Free Cash Flow High	39.45	45.47	8.57	13.58	12.88	20.51	12.02
Price/Free Cash Flow Low	33.54	20.23	5.31	10.42	8.81	13.61	9.08
EV/Sales Average	1.61	- -	0.83	2.56	2.73	4.54	3.48
EV/Sales High	2.18	- -	1.4	3.19	3.23	5.18	4.15
EV/Sales Low	1.35	- -	0.12	2.33	2.1	3.63	3.14
EV/EBITDA Average	26.05	-137.95	39.29	243.38	110.31	191.63	159.8
EV/EBITDA High	35.36	-102.28	66.32	303.54	130.41	218.98	190.7
EV/EBITDA Low	21.92	-168.27	5.75	221.66	84.92	153.23	144.13
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -
Last Price	11.45	9.9	15.4	15.1	15.97	17.5	20.47
High Price	11.55	12.05	15.64	18	16.5	22.5	22.5
Enterprise Value Average	23	-96	26	82	81	141	115
Enterprise Value High	31	-71	45	103	96	162	137
Enterprise Value Low	19	-117	4	75	62	113	104

Shares Outstanding	7	7	7	7	6	6	6
Diluted Weighted Avg Shares	7	7	7	7	7	7	6
Basic Weighted Avg Shares	7	7	7	7	6	6	6
Revenue per Share	2.09	3.93	4.64	4.82	4.58	4.86	5.27
EBITDA per Share	0.13	0.1	0.1	0.05	0.11	0.12	0.11
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.05	0.45	1.1	1.07	1	0.85	1.33
Basic EPS from Cont Ops	0.05	0.45	1.1	1.07	1	0.85	1.33
Diluted EPS, GAAP	0.05	0.45	1.09	1.06	0.98	0.83	1.29
Diluted EPS from Cont Ops	0.05	0.45	1.09	1.06	0.98	0.83	1.29
Dividend per Share	- -	- -	- -	- -	- -	- -	1.4
Cash Flow per Share	0.24	0.2	1.72	1.13	1.22	1.06	1.85
Free Cash Flow per Basic Share	0.18	0.13	1.6	0.93	1.13	0.99	1.79
Cash & Equivalents per Share	7.55	29.42	23.33	10.98	15.36	12.16	11.65
Book Value per Share	11.22	11.75	17.6	17.73	18.94	20.14	20.84
Tangible Book Value per Share	11.22	9	14.87	14.92	16.08	17.31	17.89

Affinity Bancshares, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)