1. United States of America Stocks

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    Financial Services

  3. •

    Banks - Regional
Affinity Bancshares, Inc.

Affinity Bancshares, Inc.

AFBI
Affinity Bancshares, Inc.US flagNASDAQ
22.83
USD
+0.04
- -
139.15MMarket Cap

Income Statement (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Sales/Revenue/Turnover
14
27
32
32
30
31
33
+ Sales & Services Revenue
14
27
32
32
30
31
33
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
8
12
11
12
12
13
13
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-8
-12
-11
-12
-12
-13
-13
Operating Income (Loss)
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
- -
-4
-10
-9
-8
-7
-11
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
- -
-4
-10
-9
-8
-7
-11
Pretax Income
- -
4
10
9
8
7
11
- Income Tax Expense (Benefit)
- -
1
2
2
2
2
3
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
- -
3
8
7
6
5
8
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
- -
3
8
7
6
5
8
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
- -
3
8
7
6
5
8
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
- -
3
8
7
6
5
8
EBIT
- -
- -
- -
- -
- -
- -
- -
EBITDA
1
1
1
- -
1
1
1
EBITDA Margin (%)
6.17
2.58
2.11
1.05
2.48
2.37
2.18
EBITA
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
2.47
11.43
23.7
22.18
21.74
17.45
25.2
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
1.4
Depreciation Expense
1
1
1
- -
1
1
1
Basic Weighted Avg Shares
7
7
7
7
6
6
6
Basic EPS, GAAP
0.05
0.45
1.1
1.07
1
0.85
1.33
Basic EPS from Cont Ops
0.05
0.45
1.1
1.07
1
0.85
1.33
Diluted Weighted Avg Shares
7
7
7
7
7
7
6
Diluted EPS, GAAP
0.05
0.45
1.09
1.06
0.98
0.83
1.29
Diluted EPS from Cont Ops
0.05
0.45
1.09
1.06
0.98
0.83
1.29

Balance Sheet (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
52
202
160
73
99
78
71
+ Cash & Cash Equivalents
48
178
112
26
50
41
54
+ ST Investments
4
24
49
46
49
37
17
+ Accounts & Notes Receiv
3
10
8
- -
- -
- -
- -
+ Accounts Receivable, Net
3
10
8
- -
- -
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Inventories
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-55
-213
-168
-73
-99
-78
-71
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
9
9
4
4
4
3
3
+ Property, Plant & Equip
15
16
8
10
10
11
11
- Accumulated Depreciation
7
8
5
5
6
7
8
+ LT Investments & Receivables
4
26
51
74
88
70
45
+ LT Investments
4
26
51
74
88
70
45
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-13
-34
-55
-78
-92
-73
-48
+ Total Intangible Assets
- -
19
19
19
18
18
18
+ Goodwill
- -
- -
- -
- -
- -
- -
17
+ Other Intangible Assets
- -
19
19
19
18
18
1
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-13
-53
-74
-97
-110
-91
-66
Total Assets
319
851
788
791
843
867
882
+ Payables & Accruals
4
5
5
7
- -
- -
- -
+ Accounts Payable
4
5
5
7
- -
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-4
-5
-5
-7
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-4
-5
-5
-7
- -
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
- -
24
49
10
40
59
54
+ LT Borrowings
- -
24
49
10
40
59
54
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
- -
-24
-49
-10
-40
-59
-54
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
- -
-24
-49
-10
-40
-59
-54
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
242
770
667
674
722
738
755
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
33
34
68
63
61
62
58
+ Common Stock
- -
- -
- -
- -
- -
- -
- -
+ Additional Paid in Capital
33
34
68
63
61
62
58
- Treasury Stock
1
1
- -
- -
- -
- -
- -
+ Retained Earnings
48
51
58
65
71
77
76
+ Other Equity
- -
- -
- -
-7
-6
-6
-4
Equity Before Minority Interest
77
81
121
117
122
129
127
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
Total Equity
77
81
121
117
122
129
127
Total Liabilities & Equity
319
851
788
791
843
867
882
Shares Outstanding
7
7
7
7
6
6
6
Number of Employees
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
Net Debt
-48
-154
-63
-16
-10
17
- -
Net Debt to Equity
-62.35
-190.8
-51.9
-13.92
-8.25
13.47
0.12
Tangible Common Equity Ratio
24.17
7.44
13.29
12.75
12.5
13.07
12.62
Current Ratio
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChatGPT
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
+ Net Income
- -
3
8
7
6
5
8
+ Depreciation & Amortization
1
1
1
- -
1
1
1
+ Non-Cash Items
- -
2
2
2
1
2
2
+ Stock-Based Compensation
- -
- -
- -
1
1
1
1
+ Deferred Income Taxes
- -
- -
- -
- -
- -
- -
- -
+ Asset Impairment Charge
- -
- -
1
- -
- -
- -
- -
+ Other Non-Cash Adj
- -
2
1
1
- -
1
1
+ Chg in Non-Cash Work Cap
- -
-5
1
-2
-1
-1
- -
+ (Inc) Dec in Accts Receiv
1
-4
3
-1
-1
1
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
- -
-1
-1
- -
-2
- -
+ Inc (Dec) in Other
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
2
1
12
8
8
7
12
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
- -
- -
-1
-1
-1
- -
- -
+ Acq of Fixed Prod Assets
- -
- -
-1
-1
-1
- -
- -
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
-1
- -
37
-6
-3
- -
-6
+ Increase in Capital Stock
- -
- -
37
- -
- -
- -
- -
+ Decrease in Capital Stock
-1
- -
- -
-6
-3
- -
-6
+ Net Change in LT Investment
19
-3
-26
-31
-14
19
28
+ Dec in LT Investment
19
12
4
7
6
20
35
+ Inc in LT Investment
- -
-15
-31
-38
-20
-1
-8
+ Net Cash From Acq & Div
- -
-23
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
-23
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-20
-84
18
-61
-14
-52
-29
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-1
-110
-10
-94
-28
-33
-1
+ Dividends Paid
- -
- -
- -
- -
- -
- -
-9
+ Net Cash From Debt
-8
91
-76
-38
30
19
-5
+ Cash From Debt
- -
151
35
105
85
36
10
+ Repayments of Debt
-8
-60
-111
-143
-55
-17
-15
+ Other Financing Activities
19
148
-30
44
17
-1
22
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
11
239
-69
1
44
18
2
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
11
130
-66
-85
24
-9
12
EBITDA
1
1
1
- -
1
1
1
EBITDA Margin (%)
6.17
2.58
2.11
1.05
2.48
2.37
2.18
Free Cash Flow
1
1
11
6
7
6
11
Net Cash Paid for Acquisitions
- -
23
- -
- -
- -
- -
- -
Free Cash Flow to Firm
- -
1
11
6
7
6
11
Free Cash Flow to Equity
- -
92
-65
-32
37
25
6
Free Cash Flow per Basic Share
0.18
0.13
1.6
0.93
1.13
0.99
1.79
Price/Free Cash Flow
39.11
37.36
8.44
11.39
12.47
15.95
10.94
Cash Flow to Net Income
4.61
0.44
1.56
1.06
1.22
1.25
1.4
Capital Expenditures
- -
- -
-1
-1
-1
- -
- -