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    Financial - Mortgages
Atrium Mortgage Investment Corporation

Atrium Mortgage Investment Corporation

AI.TO
Atrium Mortgage Investment CorporationCA flagToronto Stock Exchange
12.12
CAD
-0.01
- -
584.02MMarket Cap
Atrium Mortgage Investment Corporation
AI.TO
(Toronto Stock Exchange)

Recent

price

12.12

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.08
0.78
0.93
0.89
1.03
1.07
1.07
1.05
1.03
1.06
1.05
1.04
1.16
1.47
1.4
1.17
1.14
Revenue per Share
0.91
0.75
0.86
0.85
0.91
0.94
0.97
0.95
0.95
0.97
0.93
0.98
1.08
1.18
1.06
1.03
1.03
Basic EPS, GAAP
1.02
0.65
0.84
0.83
0.85
1.42
1.12
1.22
1.17
1.21
1.33
1.59
1.35
0.8
1.52
0.37
0.56
Free Cash Flow per Basic Share
0.88
0.66
0.94
0.82
0.86
0.8
0.84
0.85
0.82
0.82
0.92
0.81
0.84
0.97
1.02
0.93
0.87
Dividend per Share
0.01
11.23
13.51
9.97
10.63
11
10.24
11.3
10.8
11.42
10.86
10.93
10.9
10.89
11.36
10.91
10.94
Book Value per Share
11.73
11.28
13.56
10.03
10.72
11.09
10.33
11.39
10.89
11.5
10.94
11.04
11.04
11.04
11.5
11.04
11.07
Tangible Book Value per Share
7
13
15
21
23
25
27
31
36
40
42
43
43
44
45
48
48
Basic Weighted Avg Shares
8
10
14
19
24
26
29
32
37
42
44
44
50
64
63
56
55
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
7
9
13
18
21
23
26
29
34
39
39
42
46
51
48
49
49
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
83.96
95.91
92.21
95.2
88.14
88.28
90.51
90.41
91.99
91.94
88.34
93.99
92.43
80.21
76.29
87.88
90.07
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
13
- -
31
100
100
110
146
157
154
125
171
167
169
148
115
94
LT Debt
88
143
210
212
248
275
279
349
387
456
463
470
476
482
517
525
528
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
13.27
7.6
8.57
9.21
8.99
9.51
9.34
9.24
9.22
8.6
9.04
9.91
10.89
9.7
9.53
9.49
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2
- -
2
LT Borrowings
116
115
94
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
48
48
48
Market Capitalization
554
550
551

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
6
6
6
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
9
11
6
ST Debt
2
- -
2
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.97%
2.58%
1.56%
Free Cash Flow
4.08%
-2.64%
-74.51%
Net Income, GAAP
7.93%
4.82%
2.53%
Sales/Revenue/Turnover
8.25%
5.55%
-10.99%
Total Cash Common Dividend
8.71%
3.06%
-3.8%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
16
16
16
15
63
2025
14
14
14
14
56
2026
13
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.27
0.26
0.26
- -
1.06
2025
0.25
0.28
0.25
- -
1.03
2026
0.25
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.45
0.19
0.19
- -
1.02
2025
0.34
0.19
0.2
- -
0.93
2026
0.28
- -
- -
- -
- -
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Business
Atrium Mortgage Investment Corporation (TSX: AI) operates as a mortgage investment corporation that provides alternative short-term mortgage financing solutions to the residential and commercial real estate development communities in major urban centers across Ontario and Western Canada. Founded in 2001 and headquartered in Toronto, Ontario, the company offers a range of mortgage products including land and development financing, construction and mezzanine financing, commercial term and bridge financing for residential, multi-residential and commercial properties, as well as residential mortgages; it generates revenue primarily from mortgage interest, fees and rental income while maintaining conservative lending practices with a high proportion of first mortgages in its portfolio. Atrium listed on the Toronto Stock Exchange in September 2012 and focuses on relationship-driven lending with an emphasis on reliability, flexibility and rapid execution for real estate developers and investors in stable, liquid markets. In 2025, Atrium completed a $25 million bought deal public offering of common shares in October to repay indebtedness under its revolving credit facility and fund future mortgage opportunities, reported strong quarterly results including assets of $894.4 million and net income growth in Q3, and announced monthly dividends at an annual rate of $0.93 per share with a dividend reinvestment plan offering a 2% discount. The company continues to expand its mortgage portfolio balance to record levels while preserving shareholder equity through prudent risk management.