nFinanSe Inc.

nFinanSe Inc.

NFSE
nFinanSe Inc.US flagOther OTC
0.00
USD
- -
- -
6,376.00Market Cap
2001 Y
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
2010 Y
TTM
Revenue per Share
- -
- -
- -
0.09
0.2
0.02
0.01
- -
0.01
0.06
0.15
Basic EPS, GAAP
-0.03
-0.03
-0.15
-1.62
-3.02
-4.19
-1.95
-1.74
-1.52
-0.46
-0.28
Free Cash Flow per Basic Share
-0.01
-0.04
-0.12
-1.35
-2.35
-2.25
-1.76
-1.57
-0.9
-0.4
-0.28
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.03
-0.06
-0.2
-4.12
-4.08
-7.04
-6.88
-5.96
-6.93
-3.63
-2.66
Tangible Book Value per Share
-0.01
0.05
-0.03
0.75
-1.52
-1.63
1.02
0.56
0.57
0.09
0.06
Basic Weighted Avg Shares
3
3
3
1
2
4
5
9
10
21
31
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
5
Operating Margin (%)
- -
- -
- -
-1,717.27
-1,101.63
-10,661.84
-30,974.05
-41,859.59
-7,961.93
-701.51
-159.17
Depreciation Expense
- -
- -
- -
- -
- -
2
- -
- -
- -
- -
- -
Net Income, GAAP
- -
- -
- -
-1
-7
-15
-10
-15
-14
-9
-8
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
- -
- -
- -
-1,759.9
-1,526.85
-19,001.76
-30,363.81
-44,214.06
-10,392.28
-712.21
-168.88
Working Capital
- -
- -
- -
- -
-2
- -
4
2
5
2
2
LT Debt
- -
- -
- -
- -
3
7
- -
- -
- -
- -
- -
Total Equity
- -
- -
- -
- -
-4
-6
5
5
5
2
2
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-771.21
-3,673.88
-3,959.82
-18,335.36
-66,146.25
-185,583.66
-181,312.96
-153,252.24
-54,245.09
- -

Capital Structure

FRC

in mil. unless spec.
Mar'11
Jun'11
Sep'11
ST Debt
2
1
2
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
32
32
32
Market Capitalization
1
1
1

Working Capital

FRC

in mil. unless spec.
Mar'11
Jun'11
Sep'11
Total Current Assets
6
5
5
Cash, Cash Equivalents & STI
3
1
2
Accounts Receivable, Net
- -
1
1
Inventories
1
1
- -
Total Current Liabilities
3
3
3
Payables & Accruals
1
1
1
ST Debt
2
1
2
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-40.99%
-65.48%
Free Cash Flow
- -
12.29%
-3.37%
Net Income, GAAP
- -
15.25%
-32.96%
Sales/Revenue/Turnover
- -
207.72%
878.19%
Total Cash Common Dividend
- -
- -
-34.42%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2009
- -
- -
- -
- -
- -
2010
- -
- -
- -
1
1
2011
1
1
1
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2009
-0.36
-0.45
-0.32
- -
-1.52
2010
-0.15
-0.08
-0.08
- -
-0.46
2011
-0.08
-0.07
-0.05
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2009
- -
- -
- -
- -
- -
2010
- -
- -
- -
- -
- -
2011
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Jerry A. Welch
Full Time Employees
71
Sector
Financial Services
Industry
Financial - Mortgages
Address
3923 Coconut Palm Drive Tampa FL United States of America 33619
IPO Date
Oct 25, 2000
Business
nFinanSe Inc. (NFSE) provides stored value cards and reloadable prepaid financial products to grocery stores, convenience stores, and general merchandise retailers primarily in the United States; its core offerings include Visa- and Discover-branded general purpose reloadable cards, bank-issued gift cards, and payroll cards distributed through a network of approximately 19,000 retail agent locations via partnerships with distributors such as InComm and Coinstar. The company operates the nFinanSe Network, a point-of-sale and PC-based software platform that connects merchants with multiple prepaid card processors and issuing banks like Palm Desert National Bank and California Bank; it targets unbanked and underbanked consumers seeking prepaid access without traditional banking. Founded in 2000 and headquartered in Tampa, Florida, with some references to Sarasota operations, nFinanSe serves the consumer finance segment of the diversified financials industry through direct sales to consumers at retail points. The company underwent a major strategic shift with the phased sale of its operational assets to AccountNow in late 2012, after which it operates as a subsidiary of AccountNow LLC; no significant funding rounds, acquisitions, new product launches, or partnerships have been reported in the last 1-2 years amid stagnant stock performance and outdated financial disclosures as of 2011.