Amalgamated Financial Corp.

Amalgamated Financial Corp.

AMAL
Amalgamated Financial Corp.US flagNASDAQ Global Market
46.88
USD
-0.68
- -
1.40BMarket Cap
Amalgamated Financial Corp.
AMAL
(NASDAQ Global Market)

Recent

price

46.88

P/E

ratio

- -

div

yld

- -

ROIC.AI

2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.71
5.86
6.17
6.85
6.51
8.65
9.35
10.35
10.9
11.39
Revenue per Share
0.19
1.47
1.49
1.48
1.7
2.64
2.88
3.48
3.44
3.47
Basic EPS, GAAP
0.69
0.97
2.61
2.06
2.19
4.73
3.79
4
4.43
5.06
Free Cash Flow per Basic Share
0.01
0.06
0.26
0.32
0.32
0.36
0.4
0.47
0.57
0.6
Dividend per Share
3.14
4.69
5.72
6.99
8.37
10.73
12.71
15.71
18.71
19.47
Book Value per Share
10.62
13.77
14.84
16.62
17.58
15.99
18.66
22.66
25.74
26.3
Tangible Book Value per Share
32
30
32
31
31
31
31
31
30
30
Basic Weighted Avg Shares
149
178
196
213
203
267
286
316
330
344
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
5
5
6
8
5
10
6
5
7
8
Depreciation Expense
6
45
47
46
53
81
88
106
104
105
Net Income, GAAP
69.03
11.26
26.45
25.43
25.15
24.67
29.47
26.89
25.48
24.98
Effective Tax Rate (%)
4.09
25.08
24.1
21.66
26.14
30.57
30.79
33.63
31.61
30.44
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
403
93
137
53
132
698
336
334
82
81
LT Debt
344
439
491
536
564
509
585
708
794
808
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
36.83
29.12
23.14
22.15
27.57
24.47
24.5
19.93
19.22
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
75
70
70
LT Finance Leases
15
12
12
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
30
30
30
Market Capitalization
829
976
1,173

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
670
925
1,173
Accounts Receivable, Net
57
65
56
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
8.73%
12.27%
Free Cash Flow
- -
23%
9.91%
Net Income, GAAP
- -
19.12%
-1.87%
Sales/Revenue/Turnover
- -
9.8%
4.42%
Total Cash Common Dividend
- -
11.76%
20.86%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
76
80
82
78
316
2025
79
81
85
85
330
2026
93
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.89
0.88
0.91
0.8
3.48
2025
0.82
0.85
0.89
- -
3.44
2026
0.85
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.1
0.12
0.12
0.12
0.47
2025
0.14
0.15
0.14
- -
0.57
2026
0.18
- -
- -
- -
- -
Business
Amalgamated Financial Corp. (Nasdaq: AMAL) operates as the bank holding company for Amalgamated Bank, a mission-driven full-service commercial bank that provides commercial and retail banking products including non-interest-bearing accounts, interest-bearing demand deposits, savings accounts, money market accounts such as Hard Working Money Market Account, NOW accounts, time deposits, and certificates of deposit including 7-Month Certificate of Deposit; residential real estate mortgages, commercial and industrial loans, commercial real estate loans, multifamily mortgages, consumer solar loans, and other consumer loans; trust, custody, and investment management services encompassing asset safekeeping, corporate actions, income collections, proxy services, and investment products like index and actively-managed equity, fixed-income, real estate, and alternative funds; as well as online banking, bill payment, cash management, debit and ATM cards, safe deposit boxes, and digital wallet services including Zelle. Founded in 1923 and headquartered at 275 Seventh Avenue in New York with branches in New York City, Washington D.C., San Francisco, and Boston, the bank serves labor unions, philanthropies, political campaigns, advocacy groups, nonprofits, socially responsible corporations, and middle-market companies nationwide, emphasizing impact investing as the largest U.S. B Corp bank and a member of the Global Alliance for Banking Values. Recent developments include a $250 million capital commitment to the FASTPACE platform for nationwide C-PACE lending in commercial real estate; $25 million financing to Redball Energy for rooftop solar in underserved communities; $15 million participation in nearly $1 billion financing for Greenbacker's 674 MWdc Cider solar farm, New York's largest; $22 million loan to GS Power Partners for 25.5 MWdc community solar projects; first adjustable-rate C-PACE transaction in Oklahoma County and retroactive C-PACE deals for projects like solar roofing in New Bedford and Nashville retail revitalization; a new $40 million Class A common stock repurchase authorization replacing a prior plan with $18.7 million remaining; a 17% quarterly dividend increase to $0.02 per share; and board additions of Steven S. SaLoutos and Tony Wells.

Company News

APIChatGPT
  • Amalgamated Financial Corp. Declares Regular Quarterly Dividend

  • Bessemer Group Inc. Buys 47,770 Shares of Amalgamated Financial Corp. $AMAL

  • Amalgamated Financial (AMAL) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

  • Amalgamated Financial Corp. Announces Second Quarter 2026 Earnings Conference Call

  • What to Know About This $130,000 Amalgamated Financial Insider Sale After Shares Rose 49%

  • New Strong Sell Stocks for May 4th

  • Carver Bancorp, Inc. Announces Slate of Highly Qualified Director Candidates for 2026 Annual Meeting

  • Amalgamated Financial Corp. (AMAL) Q1 2026 Earnings Call Transcript

  • Amalgamated Financial (AMAL) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Amalgamated Financial (AMAL) Q1 Earnings Lag Estimates

  • Amalgamated Financial Corp. Reports First Quarter 2026 Financial Results; Margin Rises to 3.75% | Revenue Growth of 9.7% | Guidance Raised

  • Amalgamated Financial Corp. Declares Regular Quarterly Dividend

  • Amalgamated Financial (NASDAQ:AMAL) Sets New 12-Month High – Still a Buy?

  • Amalgamated Financial Corp. Announces First Quarter 2026 Earnings Conference Call

  • Amalgamated Financial Isn't Ready For A Downgrade Yet

  • Are Finance Stocks Lagging Amalgamated Financial (AMAL) This Year?

  • Tyrone Graham Sells 2,285 Shares of Amalgamated Financial (NASDAQ:AMAL) Stock

  • Principal Financial Group Inc. Cuts Holdings in Amalgamated Financial Corp. $AMAL

  • Thrivent Financial for Lutherans Buys 18,142 Shares of Amalgamated Financial Corp. $AMAL

  • Embrace Home Loans to Provide Home Mortgages to Amalgamated Bank's Customers