AppTech Payments Corp.

AppTech Payments Corp.

APCX
AppTech Payments Corp.US flagOther OTC
0.23
USD
-0.01
- -
9.66MMarket Cap
AppTech Payments Corp.
APCX
(Other OTC)

Recent

price

0.23

P/E

ratio

- -

div

yld

- -

ROIC.AI

2004
2005
2006
2007
2012
2013
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
14,902.5
152,258
1,068,871
- -
0.15
0.04
0.03
0.03
0.03
0.04
0.03
0.03
0.03
0.01
0.04
0.07
Revenue per Share
- -
-855,829
-494,617
-1,629,028.22
-0.01
-0.16
-0.3
-0.19
-0.27
-0.15
-0.45
-6.97
-1
-0.97
-0.35
-0.23
-0.24
Basic EPS, GAAP
-0.08
-2,565,279.5
-9,067.5
26,398
- -
0.36
-0.1
-0.05
-0.07
-0.09
-0.06
-0.16
-0.5
-0.46
-0.29
-0.14
-0.11
Free Cash Flow per Basic Share
- -
6,000
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-1
-857,276.5
-959,523.25
-2,053,523.22
-0.12
-0.95
-4.62
-4.18
-4.28
-4.57
-4.82
-10.92
-8.65
-8.36
-6.67
-5.06
-4.93
Book Value per Share
-0.11
-857,276.5
-908,696
-3,433,344.11
-0.01
-0.41
-0.77
-0.74
-1.02
-0.84
-0.88
-0.58
-0.03
-0.13
-0.04
-0.19
-0.21
Tangible Book Value per Share
11
- -
- -
- -
11
6
7
8
9
9
9
11
16
19
25
35
36
Basic Weighted Avg Shares
- -
- -
1
10
- -
1
- -
- -
- -
- -
- -
- -
- -
1
- -
1
3
Sales/Revenue/Turnover
43.21
698.4
-337.04
-88.2
-458.84
-58.42
-292.09
-424.4
-806.39
-370.28
-1,095.47
-2,362.71
-3,406.67
-2,590.08
-3,459.06
-543.3
-294.91
Operating Margin (%)
- -
- -
- -
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
2
Depreciation Expense
- -
-2
-2
-15
- -
-1
-2
-2
-3
-1
-4
-79
-16
-19
-9
-8
-9
Net Income, GAAP
26.82
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
31.62
-5,702.59
-324.85
-152.41
-461.5
-109.29
-770.39
-607.4
-989.47
-524.41
-1,270.81
-22,385.59
-3,618
-3,673.02
-3,236.59
-567.74
-325.88
Profit Margin (%)
-1
5
3
3
- -
-1
-6
-6
-7
-7
-8
-7
-1
-3
-1
-6
-6
Working Capital
- -
15
15
21
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
2
LT Debt
-1
-2
-4
-17
- -
-2
-6
-4
-7
-7
-8
- -
7
4
5
2
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
-0.02
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1
2
2
LT Borrowings
- -
1
2
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
34
40
41
Market Capitalization
6
10
18

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
1
1
1
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
- -
1
Inventories
- -
- -
- -
Total Current Liabilities
5
6
7
Payables & Accruals
4
4
4
ST Debt
1
2
2
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1,677.84%
3,318.73%
-65.37%
Free Cash Flow
38.41%
103.13%
-34.44%
Net Income, GAAP
199.15%
332.73%
-11.34%
Sales/Revenue/Turnover
35.88%
81.35%
405.43%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
1
1
2026
1
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.13
-0.12
-0.08
- -
-0.35
2025
-0.08
-0.06
-0.05
- -
-0.23
2026
-0.08
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
AppTech Payments Corp. is a financial technology company specializing in electronic payment processing and digital banking technologies primarily within the United States. The company's core products and services include merchant transaction processing for credit and debit cards via point-of-sale equipment, e-commerce gateways, periodic automatic clearing house payments, and gift and loyalty programs. It also offers integrated solutions for frictionless digital and mobile payment acceptance, multi-use case, multichannel, API-driven, and account-based issuer processing for card, digital tokens, and payment transfer transaction services. Additional offerings cover hosted e-commerce checkout, a flexible payment gateway, text payment technology, alternative payment methods, mobile and contactless payments, and the FinZeo fintech platform. AppTech’s platform is patent-backed and supports secure, scalable digital banking and merchant services from a unified stack. Founded in 1998, the company is headquartered in Carlsbad, California. Recent major developments include AppTech’s strategic acquisition of InfinitusPay to enhance its Banking-as-a-Service (BaaS) capabilities, adding technology, customers, and sales talent which is expected to accelerate embedded financial solutions and expand the company’s digital commerce reach. AppTech also launched a new Lending Integrations and Processing Platform designed to support prominent loan processors and drive portfolio growth. Additionally, it introduced a CoreBanking solution integrated with the FinZeo platform, expanding its digital banking services for small and medium enterprises and community banking clients. The company is actively optimizing costs and restructuring management to pursue sustainable profitability and scale its fintech offerings across the U.S. market. AppTech operates within the fintech industry targeting corporate, small to midsize enterprise, and consumer markets. Its technology supports flexible, white-label payment solutions adaptable to client needs, with a strong focus on seamless, omnichannel payment experiences. The company’s product suite and recent initiatives reinforce its mission to drive operational efficiencies and economic convenience for merchants by delivering highly secure, immersive commerce technologies.

Company News

APIChatGPT
  • CORRECTING and REPLACING -- AppTech Appoints Albert L. Lord as Executive Chairman and Adds Robert L.

  • AppTech Appoints Albert L. Lord as Executive Chairman and Adds Robert L.

  • AppTech Payments Corp. Reports Q1 Operating Results

  • AppTech Payments (NASDAQ:APCX) Stock Price Down 1% – Here’s Why

  • Contrasting AppTech Payments (NASDAQ:APCX) & Temenos (OTCMKTS:TMNSF)

  • Comparing ZoomInfo Technologies (NASDAQ:ZI) and AppTech Payments (NASDAQ:APCX)

  • Comparing Data443 Risk Mitigation (OTCMKTS:ATDSD) and AppTech Payments (NASDAQ:APCX)

  • AppTech Payments (NASDAQ:APCX) Shares Up 10.7% – Time to Buy?

  • Reviewing Astea International (OTCMKTS:ATEA) & AppTech Payments (NASDAQ:APCX)

  • AppTech Payments Reports Strong Q4 Revenue Growth and Secures $1.5 Million Strategic Investment

  • Critical Contrast: AppTech Payments (NASDAQ:APCX) versus Konami (OTCMKTS:KNMCY)

  • SeaChange International (NASDAQ:SEAC) versus AppTech Payments (NASDAQ:APCX) Financial Review

  • AppTech Payments Corp. Highlights Q3 2025 Financial and Strategic Developments

  • AppTech Announces the Strategic Acquisition of Infinitus Pay

  • AppTech Payments Corp. Highlights Q2 2025 Financial and Strategic Developments

  • AppTech Board Member Discloses Significant Common Stock Purchase

  • AppTech Payments Corp. Begins Trading on OTCQB® and has Director and Officer Departures

  • AppTech Payments Corp. Highlights Q1 2025 Financial and Strategic Developments

  • AppTech Unveils Revolutionary CoreBanking Solution, Projecting Explosive Growth with Innovative Client Offerings

  • AppTech Expands Fintech Frontiers with Lender Processing