Assicurazioni Generali S.p.A.

Assicurazioni Generali S.p.A.

ARZGF
Assicurazioni Generali S.p.A.US flagOther OTC
48.00
USD
- -
- -
71.81BMarket Cap
Assicurazioni Generali S.p.A.
ARZGF
(Other OTC)

Recent

price

48.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
56.07
46.27
49.52
50.6
53.51
55.7
51.59
49.67
43.88
56.9
50.11
59.72
21.05
43.4
38.47
48.97
- -
Revenue per Share
1.3
0.56
0.06
1.24
1.07
1.3
1.34
1.35
1.48
1.7
1.11
1.81
1.42
2.43
2.45
2.76
- -
Basic EPS, GAAP
12.33
8.34
6.34
8.34
12.69
11.54
12.09
10.45
9.59
12.97
12.32
11.11
6.59
1.12
10.11
12.99
- -
Free Cash Flow per Basic Share
0.79
0.45
0.2
0.2
0.45
0.6
0.72
0.8
0.8
0.9
0.5
1.47
1.22
1.16
1.31
1.43
- -
Dividend per Share
6.82
1.57
1.07
2.24
2.07
2.3
2.34
2.35
2.48
2.7
2.12
2.81
2.43
3.46
3.5
3.81
- -
Book Value per Share
6.07
4.79
7.67
7.79
10.02
10.32
10.78
11.14
10.17
13.04
14.13
13.92
12.06
13.81
13.96
14.92
- -
Tangible Book Value per Share
1,547
1,541
1,541
1,548
1,556
1,556
1,559
1,561
1,564
1,568
1,569
1,573
1,570
1,542
1,522
1,514
1,502
Basic Weighted Avg Shares
86,744
71,291
76,299
78,338
83,260
86,690
80,411
77,519
68,624
89,212
78,648
93,943
33,057
66,939
58,527
74,133
- -
Sales/Revenue/Turnover
3.27
- -
2.15
2.97
3.55
3.93
3.93
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
497
528
410
594
583
608
562
555
771
836
776
1,072
- -
- -
- -
- -
Depreciation Expense
2,018
856
94
1,915
1,670
2,030
2,081
2,110
2,309
2,670
1,744
2,847
2,235
3,747
3,724
4,172
- -
Net Income, GAAP
30.64
36.12
78.61
31.37
34.98
32.64
29.37
32.67
32.64
31.28
34.66
30.22
34.97
27.56
30.51
26.98
- -
Effective Tax Rate (%)
2.33
1.2
0.12
2.44
2.01
2.34
2.59
2.72
3.36
2.99
2.22
3.03
6.76
5.6
6.36
5.63
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,041
3,303
19,598
17,881
16,800
15,385
15,097
15,252
14,535
14,180
13,424
16,572
36,224
35,345
37,543
39,571
- -
LT Debt
20,064
17,810
21,726
21,405
24,185
24,707
25,667
26,178
24,643
29,852
31,796
31,876
28,973
31,285
33,096
34,788
- -
Total Equity
7.38
- -
1.02
3.49
4.17
5.04
4.98
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
28.63
11.31
0.61
10.65
9.98
12.22
13.45
13.08
14.19
15.78
10.42
14.32
7.27
9.25
9.21
7.86
- -
Return on Capital (%)
30.09
13.21
4.63
74.76
49.86
59.58
57.58
57.71
61.2
65.81
46.14
73.49
54.18
81.8
69.83
75.16
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
39,571
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
1,503
- -
Market Capitalization
50,235
51,378
52,608

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
249,059
- -
Accounts Receivable, Net
- -
4,430
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.77%
2%
5.11%
Free Cash Flow
69.64%
136.46%
27.86%
Net Income, GAAP
11.51%
24.16%
12.03%
Sales/Revenue/Turnover
6.71%
14.25%
26.66%
Total Cash Common Dividend
- -
38.33%
9.32%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
58,527
2025
- -
- -
- -
- -
74,133
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.45
2025
- -
- -
- -
- -
2.76
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.31
2025
- -
- -
- -
- -
1.43
2026
- -
- -
- -
- -
- -
Business
Assicurazioni Generali S.p.A. (Generali) operates as one of the largest integrated global insurance and asset management groups, providing life insurance, property and casualty insurance including accident, health, motor, fire and liability coverage, and asset management solutions for listed and unlisted financial instruments; it serves 71 million customers through a multichannel network of agents and financial advisors. Founded in 1831 and headquartered in Trieste, Italy, the company maintains leading positions across Europe with business units in Italy, Germany, Austria and Switzerland, France and global activities, and international markets, while expanding in Asia, Latin America and over 50 countries total via more than 400 subsidiaries. Recent developments include a January 2025 non-binding memorandum of understanding with BPCE to form a 50-50 joint venture combining Generali Investments Holding and Natixis Investment Managers into a top-10 global asset manager overseeing €1.9 trillion in assets under management, the September 2025 completion of Generali Investments' acquisition of a majority stake in U.S.-based MGG Investment Group to bolster middle-market private credit capabilities, and a May 2025 announcement of Mediobanca's €6.3 billion offer to acquire Generali's 50.17% stake in subsidiary Banca Generali to strengthen wealth management focus; these moves align with the Lifetime Partner 27: Driving Excellence strategic plan emphasizing sustainability integration, customer-centric innovation and operational efficiency.

Company News

APIChatGPT
  • UniCredit seeking to double stake in Generali through Delfin, daily Il Sole 24 Ore reports

  • Intesa reassured Rome over Generali in talks on Monte Paschi bid, sources say

  • Intesa CEO says bank took Generali stake to pre-empt defensive moves

  • Intesa's board backs buying 3% Generali stake as part of MPS offer

  • Assicurazioni Generali S.p.A. (ARZGY) Q1 2026 Earnings Call Transcript

  • Generali Posts Lower Net Profit, Hit by Market Volatility

  • Italy's Monte dei Paschi should not to sell its Generali stake, investor Caltagirone says

  • MPS CEO says hard to say when it may make sense to sell the Generali stake

  • Leading Generali, MPS investor Delfin opens door to stake sale

  • MPS chief considering Generali stake sale, FT reports

  • UniCredit attends Generali shareholder meeting with 8.7% stake

  • European Insurers Are Shielded From U.S. Private-Credit Risks, Generali Executive Says

  • Assicurazioni Generali S.p.A. (ARZGY) Q4 2025 Earnings Call Transcript

  • Generali interested in replacing AXA as Monte dei Paschi partner, widening UniCredit deals, CEO says

  • Italian Insurer Generali Posts Rise in Profit on Growth Across Segments

  • Generali posts record 2025 profit, unveils 500-million-euro share buyback

  • UniCredit CEO says talks with Generali are on commercial ties

  • Intesa CEO not concerned by reports of UniCredit-Generali talks

  • Italy's Caltagirone group strengthens governance procedure over Generali, MPS stakes

  • Generali to drop asset management plans with BPCE within hours, source says